Mortgage loans and access to housing for low-income households in Latin America
Includes bibliography
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| Lenguaje: | English |
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2014
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| Acceso en línea: | http://hdl.handle.net/11362/11062 |
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oai-11362-110622020-09-28T15:06:01Z Mortgage loans and access to housing for low-income households in Latin America Gonzales Arrieta, Gerardo M. CREDITO DERECHO A LA VIVIENDA FINANCIACION DE LA VIVIENDA HIPOTECAS MERCADO DE LA VIVIENDA POBREZA POLITICA DE VIVIENDA VIVIENDA CREDIT HOUSING FINANCE HOUSING MARKET HOUSING POLICY HOUSING MORTGAGES POVERTY RIGHT TO HOUSING Includes bibliography On the basis of a study on mortgage loan options available in eight Latin American countries, this article identifies two pending tasks for most of the countries: the need to make long-term funds available to mitigate the risk of a mismatch of maturities and rates, and the need to harmonize profitability criteria for lenders with the criterion of access to credit for the low-income population. The paper recommends the creation of linkages between the housing finance market and the capital market through secondary mortgage markets, for which the housing finance market must use instruments other than subsidies. In addition, the paper proposes a number of options to ensure that the State helps to create mortgage markets that will provide the low-income population with better access to housing. / 2014-01-02T18:43:56Z 2014-01-02T18:43:56Z 2005-04 Texto Sección o Parte de un Documento http://hdl.handle.net/11362/11062 LC/G.2266-P en CEPAL Review CEPAL Review 85 application/pdf AMERICA LATINA LATIN AMERICA |
| institution |
Cepal |
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Cepal |
| language |
English |
| topic |
CREDITO DERECHO A LA VIVIENDA FINANCIACION DE LA VIVIENDA HIPOTECAS MERCADO DE LA VIVIENDA POBREZA POLITICA DE VIVIENDA VIVIENDA CREDIT HOUSING FINANCE HOUSING MARKET HOUSING POLICY HOUSING MORTGAGES POVERTY RIGHT TO HOUSING |
| spellingShingle |
CREDITO DERECHO A LA VIVIENDA FINANCIACION DE LA VIVIENDA HIPOTECAS MERCADO DE LA VIVIENDA POBREZA POLITICA DE VIVIENDA VIVIENDA CREDIT HOUSING FINANCE HOUSING MARKET HOUSING POLICY HOUSING MORTGAGES POVERTY RIGHT TO HOUSING Gonzales Arrieta, Gerardo M. Mortgage loans and access to housing for low-income households in Latin America |
| description |
Includes bibliography |
| format |
Texto |
| author |
Gonzales Arrieta, Gerardo M. |
| author_facet |
Gonzales Arrieta, Gerardo M. |
| author_sort |
Gonzales Arrieta, Gerardo M. |
| title |
Mortgage loans and access to housing for low-income households in Latin America |
| title_short |
Mortgage loans and access to housing for low-income households in Latin America |
| title_full |
Mortgage loans and access to housing for low-income households in Latin America |
| title_fullStr |
Mortgage loans and access to housing for low-income households in Latin America |
| title_full_unstemmed |
Mortgage loans and access to housing for low-income households in Latin America |
| title_sort |
mortgage loans and access to housing for low-income households in latin america |
| publishDate |
2014 |
| url |
http://hdl.handle.net/11362/11062 |
| work_keys_str_mv |
AT gonzalesarrietagerardom mortgageloansandaccesstohousingforlowincomehouseholdsinlatinamerica |
| _version_ |
1718436343780999168 |