Paraguay: a housing finance proposal for middle- to low-income groups

The construction and ownership of homes is fundamental to economic development, the generation of wealth and the formation of the middle class. Although a number of studies have been conducted and programmes implemented in recent decades, there remains a significant housing deficit in Paraguay and L...

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Autores principales:	Fruet Cardozo, J. Vicente, Muñoz Fernández, Guzmán A.
Formato:	Texto
Lenguaje:	English
Publicado:	2016
Materias:	VIVIENDA NECESIDADES DE VIVIENDA FINANCIACION DE LA VIVIENDA IGUALDAD FAMILIA INGRESOS POLITICA DE VIVIENDA HOUSING HOUSING NEEDS HOUSING FINANCE EQUALITY FAMILY INCOME HOUSING POLICY
Acceso en línea:	http://hdl.handle.net/11362/40061
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spelling	oai-11362-400612020-09-28T15:06:01Z Paraguay: a housing finance proposal for middle- to low-income groups Fruet Cardozo, J. Vicente Muñoz Fernández, Guzmán A. VIVIENDA NECESIDADES DE VIVIENDA FINANCIACION DE LA VIVIENDA IGUALDAD FAMILIA INGRESOS POLITICA DE VIVIENDA HOUSING HOUSING NEEDS HOUSING FINANCE EQUALITY FAMILY INCOME HOUSING POLICY The construction and ownership of homes is fundamental to economic development, the generation of wealth and the formation of the middle class. Although a number of studies have been conducted and programmes implemented in recent decades, there remains a significant housing deficit in Paraguay and Latin America, indicating that such programmes have been unsuccessful. For families unable to document a steady income, the main obstacle to homeownership is often financing. This paper aims to demonstrate the economic and financial feasibility —provided there is sufficient political will and coordination between public and private entities— of a project to build 75,000 homes for 300,000 people (4.5% of the Paraguayan population) with middle to low incomes. The median household income in this segment, for which there is a significant shortage of decent housing, is US$ 396.50. A maximum of US$ 63.44 per month may be set aside for housing costs. 2016-04-20T14:43:01Z 2016-04-20T14:43:01Z 2015-12 Texto Sección o Parte de un Documento http://hdl.handle.net/11362/40061 LC/G.2652-P 5 en CEPAL Review CEPAL Review 117 .pdf application/pdf PARAGUAY PARAGUAY
institution	Cepal
collection	Cepal
language	English
topic	VIVIENDA NECESIDADES DE VIVIENDA FINANCIACION DE LA VIVIENDA IGUALDAD FAMILIA INGRESOS POLITICA DE VIVIENDA HOUSING HOUSING NEEDS HOUSING FINANCE EQUALITY FAMILY INCOME HOUSING POLICY
spellingShingle	VIVIENDA NECESIDADES DE VIVIENDA FINANCIACION DE LA VIVIENDA IGUALDAD FAMILIA INGRESOS POLITICA DE VIVIENDA HOUSING HOUSING NEEDS HOUSING FINANCE EQUALITY FAMILY INCOME HOUSING POLICY Fruet Cardozo, J. Vicente Muñoz Fernández, Guzmán A. Paraguay: a housing finance proposal for middle- to low-income groups
description	The construction and ownership of homes is fundamental to economic development, the generation of wealth and the formation of the middle class. Although a number of studies have been conducted and programmes implemented in recent decades, there remains a significant housing deficit in Paraguay and Latin America, indicating that such programmes have been unsuccessful. For families unable to document a steady income, the main obstacle to homeownership is often financing. This paper aims to demonstrate the economic and financial feasibility —provided there is sufficient political will and coordination between public and private entities— of a project to build 75,000 homes for 300,000 people (4.5% of the Paraguayan population) with middle to low incomes. The median household income in this segment, for which there is a significant shortage of decent housing, is US$ 396.50. A maximum of US$ 63.44 per month may be set aside for housing costs.
format	Texto
author	Fruet Cardozo, J. Vicente Muñoz Fernández, Guzmán A.
author_facet	Fruet Cardozo, J. Vicente Muñoz Fernández, Guzmán A.
author_sort	Fruet Cardozo, J. Vicente
title	Paraguay: a housing finance proposal for middle- to low-income groups
title_short	Paraguay: a housing finance proposal for middle- to low-income groups
title_full	Paraguay: a housing finance proposal for middle- to low-income groups
title_fullStr	Paraguay: a housing finance proposal for middle- to low-income groups
title_full_unstemmed	Paraguay: a housing finance proposal for middle- to low-income groups
title_sort	paraguay: a housing finance proposal for middle- to low-income groups
publishDate	2016
url	http://hdl.handle.net/11362/40061
work_keys_str_mv	AT fruetcardozojvicente paraguayahousingfinanceproposalformiddletolowincomegroups AT munozfernandezguzmana paraguayahousingfinanceproposalformiddletolowincomegroups
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Paraguay: a housing finance proposal for middle- to low-income groups

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