Who borrows to accumulate assets? Class, gender and indebtedness in Ecuador’s credit market

This article examines the propositions that wealth inequality supports credit market segmentation and that the financial system may reproduce economic inequality. Specifically, we discuss how the sources of credit and the purposes of borrowing may help perpetuate inequality. In Ecuador, the asset-po...

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Autores principales:	Deere, Carmen Diana, Catanzarite, Zachary B.
Formato:	Texto
Lenguaje:	English
Publicado:	2017
Materias:	SERVICIOS FINANCIEROS GENERO INCORPORACION DE LA PERSPECTIVA DE GENERO CLASES SOCIALES PRESTAMOS DEUDA INSTITUCIONES FINANCIERAS SECTOR INFORMAL INDICADORES ECONOMICOS FINANCIAL SERVICES GENDER GENDER MAINSTREAMING SOCIAL CLASSES LOANS DEBT FINANCIAL INSTITUTIONS INFORMAL SECTOR ECONOMIC INDICATORS
Acceso en línea:	http://hdl.handle.net/11362/42661
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id	oai-11362-42661
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spelling	oai-11362-426612020-09-28T15:22:16Z Who borrows to accumulate assets? Class, gender and indebtedness in Ecuador’s credit market Deere, Carmen Diana Catanzarite, Zachary B. SERVICIOS FINANCIEROS GENERO INCORPORACION DE LA PERSPECTIVA DE GENERO CLASES SOCIALES PRESTAMOS DEUDA INSTITUCIONES FINANCIERAS SECTOR INFORMAL INDICADORES ECONOMICOS FINANCIAL SERVICES GENDER GENDER MAINSTREAMING SOCIAL CLASSES LOANS DEBT FINANCIAL INSTITUTIONS INFORMAL SECTOR ECONOMIC INDICATORS This article examines the propositions that wealth inequality supports credit market segmentation and that the financial system may reproduce economic inequality. Specifically, we discuss how the sources of credit and the purposes of borrowing may help perpetuate inequality. In Ecuador, the asset-poor are more likely than the asset-rich to borrow from the informal sector for expense purposes and to have higher debt-to-net-wealth ratios. We also investigate the correlates of borrowing by men and women to acquire assets and show that the main factor associated with holding asset debt for both men and women is having a formal savings account. 2017-12-14T20:42:01Z 2017-12-14T20:42:01Z 2017-08 Texto Sección o Parte de un Documento http://hdl.handle.net/11362/42661 LC/PUB.2017/10-P 5 en CEPAL Review CEPAL Review 122 .pdf application/pdf ECUADOR ECUADOR
institution	Cepal
collection	Cepal
language	English
topic	SERVICIOS FINANCIEROS GENERO INCORPORACION DE LA PERSPECTIVA DE GENERO CLASES SOCIALES PRESTAMOS DEUDA INSTITUCIONES FINANCIERAS SECTOR INFORMAL INDICADORES ECONOMICOS FINANCIAL SERVICES GENDER GENDER MAINSTREAMING SOCIAL CLASSES LOANS DEBT FINANCIAL INSTITUTIONS INFORMAL SECTOR ECONOMIC INDICATORS
spellingShingle	SERVICIOS FINANCIEROS GENERO INCORPORACION DE LA PERSPECTIVA DE GENERO CLASES SOCIALES PRESTAMOS DEUDA INSTITUCIONES FINANCIERAS SECTOR INFORMAL INDICADORES ECONOMICOS FINANCIAL SERVICES GENDER GENDER MAINSTREAMING SOCIAL CLASSES LOANS DEBT FINANCIAL INSTITUTIONS INFORMAL SECTOR ECONOMIC INDICATORS Deere, Carmen Diana Catanzarite, Zachary B. Who borrows to accumulate assets? Class, gender and indebtedness in Ecuador’s credit market
description	This article examines the propositions that wealth inequality supports credit market segmentation and that the financial system may reproduce economic inequality. Specifically, we discuss how the sources of credit and the purposes of borrowing may help perpetuate inequality. In Ecuador, the asset-poor are more likely than the asset-rich to borrow from the informal sector for expense purposes and to have higher debt-to-net-wealth ratios. We also investigate the correlates of borrowing by men and women to acquire assets and show that the main factor associated with holding asset debt for both men and women is having a formal savings account.
format	Texto
author	Deere, Carmen Diana Catanzarite, Zachary B.
author_facet	Deere, Carmen Diana Catanzarite, Zachary B.
author_sort	Deere, Carmen Diana
title	Who borrows to accumulate assets? Class, gender and indebtedness in Ecuador’s credit market
title_short	Who borrows to accumulate assets? Class, gender and indebtedness in Ecuador’s credit market
title_full	Who borrows to accumulate assets? Class, gender and indebtedness in Ecuador’s credit market
title_fullStr	Who borrows to accumulate assets? Class, gender and indebtedness in Ecuador’s credit market
title_full_unstemmed	Who borrows to accumulate assets? Class, gender and indebtedness in Ecuador’s credit market
title_sort	who borrows to accumulate assets? class, gender and indebtedness in ecuador’s credit market
publishDate	2017
url	http://hdl.handle.net/11362/42661
work_keys_str_mv	AT deerecarmendiana whoborrowstoaccumulateassetsclassgenderandindebtednessinecuadorscreditmarket AT catanzaritezacharyb whoborrowstoaccumulateassetsclassgenderandindebtednessinecuadorscreditmarket
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Who borrows to accumulate assets? Class, gender and indebtedness in Ecuador’s credit market

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