Impact of the Guaranteed Health Plan with a single community premium on the demand for private health insurance in Chile
In 2012, a Guaranteed Health Plan for the private health system was submitted to the Chilean National Congress, with the aim of offering a standardized flat-rate health-care plan. This paper evaluates the impact that the introduction of this plan would have on the demand for health insurance. The re...
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oai-11362-434482020-03-06T16:50:27Z Impact of the Guaranteed Health Plan with a single community premium on the demand for private health insurance in Chile Bitrán, Eduardo Duarte, Fabián Fernandes, Dalila Villena, Marcelo SALUD SECTOR PRIVADO SEGURO DE ENFERMEDAD PRECIOS OFERTA Y DEMANDA SERVICIOS DE SALUD SECTOR PUBLICO DATOS ESTADISTICOS HEALTH PRIVATE SECTOR HEALTH INSURANCE PRICES SUPPLY AND DEMAND HEALTH SERVICES PUBLIC SECTOR STATISTICAL DATA In 2012, a Guaranteed Health Plan for the private health system was submitted to the Chilean National Congress, with the aim of offering a standardized flat-rate health-care plan. This paper evaluates the impact that the introduction of this plan would have on the demand for health insurance. The results suggest that the private insurance portfolio would shrink by 12.39%, which means that around 400,000 people would switch to the public system, thereby exacerbating the adverse-selection problem faced by the system and imposing an additional fiscal burden of US$ 200 million per year. 2018-04-10T21:03:05Z 2018-04-10T21:03:05Z 2017-12 Texto Sección o Parte de un Documento http://hdl.handle.net/11362/43448 LC/PUB.2017/24-P 10 en CEPAL Review CEPAL Review 123 .pdf application/pdf CHILE CHILE |
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SALUD SECTOR PRIVADO SEGURO DE ENFERMEDAD PRECIOS OFERTA Y DEMANDA SERVICIOS DE SALUD SECTOR PUBLICO DATOS ESTADISTICOS HEALTH PRIVATE SECTOR HEALTH INSURANCE PRICES SUPPLY AND DEMAND HEALTH SERVICES PUBLIC SECTOR STATISTICAL DATA |
spellingShingle |
SALUD SECTOR PRIVADO SEGURO DE ENFERMEDAD PRECIOS OFERTA Y DEMANDA SERVICIOS DE SALUD SECTOR PUBLICO DATOS ESTADISTICOS HEALTH PRIVATE SECTOR HEALTH INSURANCE PRICES SUPPLY AND DEMAND HEALTH SERVICES PUBLIC SECTOR STATISTICAL DATA Bitrán, Eduardo Duarte, Fabián Fernandes, Dalila Villena, Marcelo Impact of the Guaranteed Health Plan with a single community premium on the demand for private health insurance in Chile |
description |
In 2012, a Guaranteed Health Plan for the private health system was submitted to the Chilean National Congress, with the aim of offering a standardized flat-rate health-care plan. This paper evaluates the impact that the introduction of this plan would have on the demand for health insurance. The results suggest that the private insurance portfolio would shrink by 12.39%, which means that around 400,000 people would switch to the public system, thereby exacerbating the adverse-selection problem faced by the system and imposing an additional fiscal burden of US$ 200 million per year. |
format |
Texto |
author |
Bitrán, Eduardo Duarte, Fabián Fernandes, Dalila Villena, Marcelo |
author_facet |
Bitrán, Eduardo Duarte, Fabián Fernandes, Dalila Villena, Marcelo |
author_sort |
Bitrán, Eduardo |
title |
Impact of the Guaranteed Health Plan with a single community premium on the demand for private health insurance in Chile |
title_short |
Impact of the Guaranteed Health Plan with a single community premium on the demand for private health insurance in Chile |
title_full |
Impact of the Guaranteed Health Plan with a single community premium on the demand for private health insurance in Chile |
title_fullStr |
Impact of the Guaranteed Health Plan with a single community premium on the demand for private health insurance in Chile |
title_full_unstemmed |
Impact of the Guaranteed Health Plan with a single community premium on the demand for private health insurance in Chile |
title_sort |
impact of the guaranteed health plan with a single community premium on the demand for private health insurance in chile |
publishDate |
2018 |
url |
http://hdl.handle.net/11362/43448 |
work_keys_str_mv |
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