Do depositors punish banks for bad behavior? market discipline, deposit insurance, and banking crises

Over the last two decades, both developed and developing countries have endured severe banking crises. The U.S. savings and loans (S&Ls) debacle in the 1980s, the chilean banking crisis in the 1980s, the Argentine and Mexsican crises in the mid-1980s and 1990s, as well as the recent financial tu...

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Autores principales: Martínez-Peria, María Soledad, Schmukler, Sergio L.
Formato: Artículo
Lenguaje:eng
Publicado: Banco Central de Chile 2019
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Acceso en línea:https://hdl.handle.net/20.500.12580/3640
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spelling oai-20.500.12580-36402021-04-24T10:56:48Z Do depositors punish banks for bad behavior? market discipline, deposit insurance, and banking crises Martínez-Peria, María Soledad Schmukler, Sergio L. BANCOS CRISIS FINANCIERA CRISIS ECONÓMICA 1998 Over the last two decades, both developed and developing countries have endured severe banking crises. The U.S. savings and loans (S&Ls) debacle in the 1980s, the chilean banking crisis in the 1980s, the Argentine and Mexsican crises in the mid-1980s and 1990s, as well as the recent financial turmoil in Asia and Russia are only a few examples. At all times and, particularly, to avoid banking crises, regulators need to find ways to promote prudent behavior by banks, The standard recommendation is four countries to tighten supervision and prudential regulation. Alternatively, rather than depending exclusively on regulatory action, banking authorities can also increase their reliance on market discipline to oversee banks. 2019-11-01T00:01:36Z 2019-11-01T00:01:36Z 2002 Artículo 956-7421-072 https://hdl.handle.net/20.500.12580/3640 eng Serieson Central Banking, Analysis, and Economic Policies, no. 3 Attribution-NonCommercial-NoDerivs 3.0 Chile http://creativecommons.org/licenses/by-nc-nd/3.0/cl/ .pdf Sección o Parte de un Documento p. 143-174 application/pdf Banco Central de Chile
institution Banco Central
collection Banco Central
language eng
topic BANCOS
CRISIS FINANCIERA
CRISIS ECONÓMICA 1998
spellingShingle BANCOS
CRISIS FINANCIERA
CRISIS ECONÓMICA 1998
Martínez-Peria, María Soledad
Schmukler, Sergio L.
Do depositors punish banks for bad behavior? market discipline, deposit insurance, and banking crises
description Over the last two decades, both developed and developing countries have endured severe banking crises. The U.S. savings and loans (S&Ls) debacle in the 1980s, the chilean banking crisis in the 1980s, the Argentine and Mexsican crises in the mid-1980s and 1990s, as well as the recent financial turmoil in Asia and Russia are only a few examples. At all times and, particularly, to avoid banking crises, regulators need to find ways to promote prudent behavior by banks, The standard recommendation is four countries to tighten supervision and prudential regulation. Alternatively, rather than depending exclusively on regulatory action, banking authorities can also increase their reliance on market discipline to oversee banks.
format Artículo
author Martínez-Peria, María Soledad
Schmukler, Sergio L.
author_facet Martínez-Peria, María Soledad
Schmukler, Sergio L.
author_sort Martínez-Peria, María Soledad
title Do depositors punish banks for bad behavior? market discipline, deposit insurance, and banking crises
title_short Do depositors punish banks for bad behavior? market discipline, deposit insurance, and banking crises
title_full Do depositors punish banks for bad behavior? market discipline, deposit insurance, and banking crises
title_fullStr Do depositors punish banks for bad behavior? market discipline, deposit insurance, and banking crises
title_full_unstemmed Do depositors punish banks for bad behavior? market discipline, deposit insurance, and banking crises
title_sort do depositors punish banks for bad behavior? market discipline, deposit insurance, and banking crises
publisher Banco Central de Chile
publishDate 2019
url https://hdl.handle.net/20.500.12580/3640
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AT schmuklersergiol dodepositorspunishbanksforbadbehaviormarketdisciplinedepositinsuranceandbankingcrises
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