Baitul Mal Wat Tamwi > l (BMT) sebagai > Alternatif Strategis Memajukan Usaha Mikro Kecil Sektor Pertanian

Micro and Small Enterprises (MSE’s) has an important role in economic development in Indonesia. However, MSE’s still has a lot of problem. They are still having difficulties to access business financing provided by Islamic financial institutions and banking. This paper attempts to analyze the benefi...

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Autor principal:	Atika Rukminastiti Masrifah
Formato:	article
Lenguaje:	AR EN ID
Publicado:	Universitas Darussalam Gontor 2018
Materias:	mse’s islamic financial institutions bmt anp-bocr Islam. Bahai Faith. Theosophy, etc. BP1-610 Economic theory. Demography HB1-3840
Acceso en línea:	http://dx.doi.org/10.21111/iej.v3i1.1387 https://doaj.org/article/13884efa72c348a2a0e360dd7b3cfc30
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spelling	oai:doaj.org-article:13884efa72c348a2a0e360dd7b3cfc302021-11-08T14:45:50ZBaitul Mal Wat Tamwi > l (BMT) sebagai > Alternatif Strategis Memajukan Usaha Mikro Kecil Sektor Pertanianhttp://dx.doi.org/10.21111/iej.v3i1.13872460-18962541-5573https://doaj.org/article/13884efa72c348a2a0e360dd7b3cfc302018-06-01T00:00:00Zhttps://ejournal.unida.gontor.ac.id/index.php/JEI/article/view/1387https://doaj.org/toc/2460-1896https://doaj.org/toc/2541-5573Micro and Small Enterprises (MSE’s) has an important role in economic development in Indonesia. However, MSE’s still has a lot of problem. They are still having difficulties to access business financing provided by Islamic financial institutions and banking. This paper attempts to analyze the benefit, opportunity, cost and risk of Islamic financial institutions espesially Baitul Mal wat Tamwil (BMT) in promoting MSE’s utilizing Analytical Network Process (ANP) method with Benefit Opportunity Cost Risk (BOCR) approach, including the proposed alternative strategies. Results of this study show that the highest priority of cost and risk is the lack of support and the understanding of community. Moreover the highest priority of benefit and opportunity is that Islamic Financial Institutions has a just profit-loss sharing system i.e., taking into account the possibility of profit and loss, and BMT has a wide and deep outreach for the poor and poorest. The priorities of strategic alternative in the agricultural sector to promote SME are providing alternative financing schemes based on sub-activities, establishing Linkage Program between BUS-BPRS-LKA-Government, organizing incentive schemes, and forming a National Agrarian Bank, which will be totally focused on projects in agriculture.Atika Rukminastiti MasrifahUniversitas Darussalam Gontorarticlemse’sislamic financial institutionsbmtanp-bocrIslam. Bahai Faith. Theosophy, etc.BP1-610Economic theory. DemographyHB1-3840ARENIDIslamic Economics Journal, Vol 3, Iss 1, Pp 125-153 (2018)
institution	DOAJ
collection	DOAJ
language	AR EN ID
topic	mse’s islamic financial institutions bmt anp-bocr Islam. Bahai Faith. Theosophy, etc. BP1-610 Economic theory. Demography HB1-3840
spellingShingle	mse’s islamic financial institutions bmt anp-bocr Islam. Bahai Faith. Theosophy, etc. BP1-610 Economic theory. Demography HB1-3840 Atika Rukminastiti Masrifah Baitul Mal Wat Tamwi > l (BMT) sebagai > Alternatif Strategis Memajukan Usaha Mikro Kecil Sektor Pertanian
description	Micro and Small Enterprises (MSE’s) has an important role in economic development in Indonesia. However, MSE’s still has a lot of problem. They are still having difficulties to access business financing provided by Islamic financial institutions and banking. This paper attempts to analyze the benefit, opportunity, cost and risk of Islamic financial institutions espesially Baitul Mal wat Tamwil (BMT) in promoting MSE’s utilizing Analytical Network Process (ANP) method with Benefit Opportunity Cost Risk (BOCR) approach, including the proposed alternative strategies. Results of this study show that the highest priority of cost and risk is the lack of support and the understanding of community. Moreover the highest priority of benefit and opportunity is that Islamic Financial Institutions has a just profit-loss sharing system i.e., taking into account the possibility of profit and loss, and BMT has a wide and deep outreach for the poor and poorest. The priorities of strategic alternative in the agricultural sector to promote SME are providing alternative financing schemes based on sub-activities, establishing Linkage Program between BUS-BPRS-LKA-Government, organizing incentive schemes, and forming a National Agrarian Bank, which will be totally focused on projects in agriculture.
format	article
author	Atika Rukminastiti Masrifah
author_facet	Atika Rukminastiti Masrifah
author_sort	Atika Rukminastiti Masrifah
title	Baitul Mal Wat Tamwi > l (BMT) sebagai > Alternatif Strategis Memajukan Usaha Mikro Kecil Sektor Pertanian
title_short	Baitul Mal Wat Tamwi > l (BMT) sebagai > Alternatif Strategis Memajukan Usaha Mikro Kecil Sektor Pertanian
title_full	Baitul Mal Wat Tamwi > l (BMT) sebagai > Alternatif Strategis Memajukan Usaha Mikro Kecil Sektor Pertanian
title_fullStr	Baitul Mal Wat Tamwi > l (BMT) sebagai > Alternatif Strategis Memajukan Usaha Mikro Kecil Sektor Pertanian
title_full_unstemmed	Baitul Mal Wat Tamwi > l (BMT) sebagai > Alternatif Strategis Memajukan Usaha Mikro Kecil Sektor Pertanian
title_sort	baitul mal wat tamwi > l (bmt) sebagai > alternatif strategis memajukan usaha mikro kecil sektor pertanian
publisher	Universitas Darussalam Gontor
publishDate	2018
url	http://dx.doi.org/10.21111/iej.v3i1.1387 https://doaj.org/article/13884efa72c348a2a0e360dd7b3cfc30
work_keys_str_mv	AT atikarukminastitimasrifah baitulmalwattamwilbmtsebagaialternatifstrategismemajukanusahamikrokecilsektorpertanian
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Baitul Mal Wat Tamwi > l (BMT) sebagai > Alternatif Strategis Memajukan Usaha Mikro Kecil Sektor Pertanian

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