MURABAHAH FINANCING AND EFFECT ON EARNINGS IJARAH BCA ISLAMIC YEAR 2012-2015

Financing as an important element in the bank. Based on data from Bank Indonesia, the loan product most in demand is Murabaha, which is financed with the principle of buying and selling. The purpose of this study was to determine the effect of the Murabahah and Ijarah partially and simultaneously to...

Descripción completa

Guardado en:
Detalles Bibliográficos
Autores principales: Agus Arwani, Muhammad Wakhidin
Formato: article
Lenguaje:EN
ID
Publicado: Universitas Airlangga 2018
Materias:
Acceso en línea:https://doaj.org/article/162eb66cd5434cb7b8386c51d3cdd197
Etiquetas: Agregar Etiqueta
Sin Etiquetas, Sea el primero en etiquetar este registro!
id oai:doaj.org-article:162eb66cd5434cb7b8386c51d3cdd197
record_format dspace
spelling oai:doaj.org-article:162eb66cd5434cb7b8386c51d3cdd1972021-11-10T08:05:01ZMURABAHAH FINANCING AND EFFECT ON EARNINGS IJARAH BCA ISLAMIC YEAR 2012-20152442-65632527-302710.20473/jebis.v4i1.9963https://doaj.org/article/162eb66cd5434cb7b8386c51d3cdd1972018-11-01T00:00:00Zhttps://e-journal.unair.ac.id/JEBIS/article/view/9963https://doaj.org/toc/2442-6563https://doaj.org/toc/2527-3027Financing as an important element in the bank. Based on data from Bank Indonesia, the loan product most in demand is Murabaha, which is financed with the principle of buying and selling. The purpose of this study was to determine the effect of the Murabahah and Ijarah partially and simultaneously to profit BCA Syariah years 2012-2015. This type of research correlation with a quantitative approach.The data source of monthly financial reports from January 2012 to December of 2015. The analysis of the data by t-test  indicates that the variable Murabaha financing with significant influence on profits of less than 5% is equal to 0,000 and for Ijarah variable has no effect on earnings by more than 5% significance that is equal to 0.374. Based on the test results F it can be concluded that the financing Murabaha and Ijarah effect on profits, it is based on the calculation of the value of the F test of significance smaller than the significance level of 5% IE 0,000. The ability to predict the independent variable on the dependent variable is equal to 59.1% is indicated by the Adjusted R Square of 59.1%, while the remaining 40.9% is influenced by other variables. Keywords: Earnings, Murabahah, IjarahAgus ArwaniMuhammad WakhidinUniversitas AirlanggaarticleIslamBP1-253Economics as a scienceHB71-74ENIDJEBIS (Jurnal Ekonomi dan Bisnis Islam), Vol 4, Iss 1, Pp 18-29 (2018)
institution DOAJ
collection DOAJ
language EN
ID
topic Islam
BP1-253
Economics as a science
HB71-74
spellingShingle Islam
BP1-253
Economics as a science
HB71-74
Agus Arwani
Muhammad Wakhidin
MURABAHAH FINANCING AND EFFECT ON EARNINGS IJARAH BCA ISLAMIC YEAR 2012-2015
description Financing as an important element in the bank. Based on data from Bank Indonesia, the loan product most in demand is Murabaha, which is financed with the principle of buying and selling. The purpose of this study was to determine the effect of the Murabahah and Ijarah partially and simultaneously to profit BCA Syariah years 2012-2015. This type of research correlation with a quantitative approach.The data source of monthly financial reports from January 2012 to December of 2015. The analysis of the data by t-test  indicates that the variable Murabaha financing with significant influence on profits of less than 5% is equal to 0,000 and for Ijarah variable has no effect on earnings by more than 5% significance that is equal to 0.374. Based on the test results F it can be concluded that the financing Murabaha and Ijarah effect on profits, it is based on the calculation of the value of the F test of significance smaller than the significance level of 5% IE 0,000. The ability to predict the independent variable on the dependent variable is equal to 59.1% is indicated by the Adjusted R Square of 59.1%, while the remaining 40.9% is influenced by other variables. Keywords: Earnings, Murabahah, Ijarah
format article
author Agus Arwani
Muhammad Wakhidin
author_facet Agus Arwani
Muhammad Wakhidin
author_sort Agus Arwani
title MURABAHAH FINANCING AND EFFECT ON EARNINGS IJARAH BCA ISLAMIC YEAR 2012-2015
title_short MURABAHAH FINANCING AND EFFECT ON EARNINGS IJARAH BCA ISLAMIC YEAR 2012-2015
title_full MURABAHAH FINANCING AND EFFECT ON EARNINGS IJARAH BCA ISLAMIC YEAR 2012-2015
title_fullStr MURABAHAH FINANCING AND EFFECT ON EARNINGS IJARAH BCA ISLAMIC YEAR 2012-2015
title_full_unstemmed MURABAHAH FINANCING AND EFFECT ON EARNINGS IJARAH BCA ISLAMIC YEAR 2012-2015
title_sort murabahah financing and effect on earnings ijarah bca islamic year 2012-2015
publisher Universitas Airlangga
publishDate 2018
url https://doaj.org/article/162eb66cd5434cb7b8386c51d3cdd197
work_keys_str_mv AT agusarwani murabahahfinancingandeffectonearningsijarahbcaislamicyear20122015
AT muhammadwakhidin murabahahfinancingandeffectonearningsijarahbcaislamicyear20122015
_version_ 1718440351415402496