The role of access to finance from different finance providers in production risks of horticulture in Indonesia.

This paper aims to investigate the association between perceived production risk of horticultural farms and access to finance from different finance providers. The collection of data was conducted among 434 farmers in Indonesia particularly farmers produced mango, mangosteen, chili and red onion. Pr...

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Autores principales: Eliana Wulandari, Miranda P M Meuwissen, Maman H Karmana, Alfons G J M Oude Lansink
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Publicado: Public Library of Science (PLoS) 2021
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Acceso en línea:https://doaj.org/article/20909b01dc6e4e339ce39bde79c448bb
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spelling oai:doaj.org-article:20909b01dc6e4e339ce39bde79c448bb2021-12-02T20:14:08ZThe role of access to finance from different finance providers in production risks of horticulture in Indonesia.1932-620310.1371/journal.pone.0257812https://doaj.org/article/20909b01dc6e4e339ce39bde79c448bb2021-01-01T00:00:00Zhttps://doi.org/10.1371/journal.pone.0257812https://doaj.org/toc/1932-6203This paper aims to investigate the association between perceived production risk of horticultural farms and access to finance from different finance providers. The collection of data was conducted among 434 farmers in Indonesia particularly farmers produced mango, mangosteen, chili and red onion. Production risk was measured by the coefficient of variation, skewness, kurtosis and the 25th percentile. Depending on the risk measure, a lower production risk was found for commercial credit from banks and flexible payments of inputs to kiosks. Conversely, we did not find any lower production risk associated with finance provided by farmers' associations and other sources such as family and friends. Results of this study are useful for policy makers, finance providers and supply chain actors in agriculture. For policy makers, the results of this study can help in designing policy to enhance farmers' access to finance, whereas finance providers and supply chain actors, such as traders, obtain insight into whether their financial provisions effectively reduce production risk.Eliana WulandariMiranda P M MeuwissenMaman H KarmanaAlfons G J M Oude LansinkPublic Library of Science (PLoS)articleMedicineRScienceQENPLoS ONE, Vol 16, Iss 9, p e0257812 (2021)
institution DOAJ
collection DOAJ
language EN
topic Medicine
R
Science
Q
spellingShingle Medicine
R
Science
Q
Eliana Wulandari
Miranda P M Meuwissen
Maman H Karmana
Alfons G J M Oude Lansink
The role of access to finance from different finance providers in production risks of horticulture in Indonesia.
description This paper aims to investigate the association between perceived production risk of horticultural farms and access to finance from different finance providers. The collection of data was conducted among 434 farmers in Indonesia particularly farmers produced mango, mangosteen, chili and red onion. Production risk was measured by the coefficient of variation, skewness, kurtosis and the 25th percentile. Depending on the risk measure, a lower production risk was found for commercial credit from banks and flexible payments of inputs to kiosks. Conversely, we did not find any lower production risk associated with finance provided by farmers' associations and other sources such as family and friends. Results of this study are useful for policy makers, finance providers and supply chain actors in agriculture. For policy makers, the results of this study can help in designing policy to enhance farmers' access to finance, whereas finance providers and supply chain actors, such as traders, obtain insight into whether their financial provisions effectively reduce production risk.
format article
author Eliana Wulandari
Miranda P M Meuwissen
Maman H Karmana
Alfons G J M Oude Lansink
author_facet Eliana Wulandari
Miranda P M Meuwissen
Maman H Karmana
Alfons G J M Oude Lansink
author_sort Eliana Wulandari
title The role of access to finance from different finance providers in production risks of horticulture in Indonesia.
title_short The role of access to finance from different finance providers in production risks of horticulture in Indonesia.
title_full The role of access to finance from different finance providers in production risks of horticulture in Indonesia.
title_fullStr The role of access to finance from different finance providers in production risks of horticulture in Indonesia.
title_full_unstemmed The role of access to finance from different finance providers in production risks of horticulture in Indonesia.
title_sort role of access to finance from different finance providers in production risks of horticulture in indonesia.
publisher Public Library of Science (PLoS)
publishDate 2021
url https://doaj.org/article/20909b01dc6e4e339ce39bde79c448bb
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