An examination of consumers’ adoption of internet of things (IoT) in Indian banks

The purpose of this study is to find out the impact of awareness, privacy & safety, cost, convenience, social influence, and habits on the adoption of IoT in Indian banks. The sample size of 467 Indian customers has been taken for the study. The Confirmatory Factor Analysis (CFA) is applied for...

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Autores principales:	Fatehi Almugari, Parul Bajaj, Mosab I. Tabash, Adil Khan, Mohammed Ashraf Ali
Formato:	article
Lenguaje:	EN
Publicado:	Taylor & Francis Group 2020
Materias:	iot internet of things banks banking sector cost convenience awareness social influence privacy safety adoption Business HF5001-6182 Management. Industrial management HD28-70
Acceso en línea:	https://doaj.org/article/24ad6371ddfb486b9b441e73b8921d29
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spelling	oai:doaj.org-article:24ad6371ddfb486b9b441e73b8921d292021-12-02T14:41:54ZAn examination of consumers’ adoption of internet of things (IoT) in Indian banks2331-197510.1080/23311975.2020.1809071https://doaj.org/article/24ad6371ddfb486b9b441e73b8921d292020-01-01T00:00:00Zhttp://dx.doi.org/10.1080/23311975.2020.1809071https://doaj.org/toc/2331-1975The purpose of this study is to find out the impact of awareness, privacy & safety, cost, convenience, social influence, and habits on the adoption of IoT in Indian banks. The sample size of 467 Indian customers has been taken for the study. The Confirmatory Factor Analysis (CFA) is applied for testing the reliability and validity as well as the suitability of the questionnaire for the research. Moreover, the Structural Equation Modeling (SEM) model is used for testing the hypotheses of the study, both CFA model fit and SEM model indices are found satisfactory in comparison with recommended values. The results reveal that convenience, social influence, privacy & safety, and awareness have a significant impact on the adoption of the internet of things in Indian banks. On the other hand, the results show that cost & habits do not have an influencing impact on the adoption of IoT. The current study is an attempt to examine the adoption of the internet of things in Indian banks. In India, there is a huge scope of application of IoT in different sectors as India is aiming at being a developed country and no doubt, such kind of technology in the banking services can be a basis for it. The current paper is an attempt to help the policymakers as well as the producers of IoT objects to create that kind of service in the banks that can be easily adoptable and beneficial to the public.Fatehi AlmugariParul BajajMosab I. TabashAdil KhanMohammed Ashraf AliTaylor & Francis Grouparticleiotinternet of thingsbanksbanking sectorcostconvenienceawarenesssocial influenceprivacysafetyadoptionBusinessHF5001-6182Management. Industrial managementHD28-70ENCogent Business & Management, Vol 7, Iss 1 (2020)
institution	DOAJ
collection	DOAJ
language	EN
topic	iot internet of things banks banking sector cost convenience awareness social influence privacy safety adoption Business HF5001-6182 Management. Industrial management HD28-70
spellingShingle	iot internet of things banks banking sector cost convenience awareness social influence privacy safety adoption Business HF5001-6182 Management. Industrial management HD28-70 Fatehi Almugari Parul Bajaj Mosab I. Tabash Adil Khan Mohammed Ashraf Ali An examination of consumers’ adoption of internet of things (IoT) in Indian banks
description	The purpose of this study is to find out the impact of awareness, privacy & safety, cost, convenience, social influence, and habits on the adoption of IoT in Indian banks. The sample size of 467 Indian customers has been taken for the study. The Confirmatory Factor Analysis (CFA) is applied for testing the reliability and validity as well as the suitability of the questionnaire for the research. Moreover, the Structural Equation Modeling (SEM) model is used for testing the hypotheses of the study, both CFA model fit and SEM model indices are found satisfactory in comparison with recommended values. The results reveal that convenience, social influence, privacy & safety, and awareness have a significant impact on the adoption of the internet of things in Indian banks. On the other hand, the results show that cost & habits do not have an influencing impact on the adoption of IoT. The current study is an attempt to examine the adoption of the internet of things in Indian banks. In India, there is a huge scope of application of IoT in different sectors as India is aiming at being a developed country and no doubt, such kind of technology in the banking services can be a basis for it. The current paper is an attempt to help the policymakers as well as the producers of IoT objects to create that kind of service in the banks that can be easily adoptable and beneficial to the public.
format	article
author	Fatehi Almugari Parul Bajaj Mosab I. Tabash Adil Khan Mohammed Ashraf Ali
author_facet	Fatehi Almugari Parul Bajaj Mosab I. Tabash Adil Khan Mohammed Ashraf Ali
author_sort	Fatehi Almugari
title	An examination of consumers’ adoption of internet of things (IoT) in Indian banks
title_short	An examination of consumers’ adoption of internet of things (IoT) in Indian banks
title_full	An examination of consumers’ adoption of internet of things (IoT) in Indian banks
title_fullStr	An examination of consumers’ adoption of internet of things (IoT) in Indian banks
title_full_unstemmed	An examination of consumers’ adoption of internet of things (IoT) in Indian banks
title_sort	examination of consumers’ adoption of internet of things (iot) in indian banks
publisher	Taylor & Francis Group
publishDate	2020
url	https://doaj.org/article/24ad6371ddfb486b9b441e73b8921d29
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An examination of consumers’ adoption of internet of things (IoT) in Indian banks

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