А STUDY OF FACTORS AFFECTING THE DIFFUSION AND ACCEPTANCE OF PAYMENT SERVICES INNOVATION
Non-cash payments provide a small part of total payment volume, but the usage of innovative products in named area is growing quite rapidly. The present study attempts to identify the factors determining consumers’ acceptance of payment innovation with the aim of developing a conceptual model of pay...
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Real Economics Publishing House
2016
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oai:doaj.org-article:25f4996089fa480ca4cf8338d96a98122021-11-19T10:41:59ZА STUDY OF FACTORS AFFECTING THE DIFFUSION AND ACCEPTANCE OF PAYMENT SERVICES INNOVATION2618-947X2618-998410.17747/2078-8886-2016-3-86-93https://doaj.org/article/25f4996089fa480ca4cf8338d96a98122016-08-01T00:00:00Zhttps://www.jsdrm.ru/jour/article/view/582https://doaj.org/toc/2618-947Xhttps://doaj.org/toc/2618-9984Non-cash payments provide a small part of total payment volume, but the usage of innovative products in named area is growing quite rapidly. The present study attempts to identify the factors determining consumers’ acceptance of payment innovation with the aim of developing a conceptual model of payment services acceptance. A research model that reflects economic, technological and socio-demographic factors are all important determinants for payment services adoption and use. Besides, there are specific correlation between them. To simulate the behavior of the consumer it was due to use parameters that reflect the actual level of awareness of innovation, the intention to use and real use of innovation. The result was the conceptual model developed in this research that focuses on factors determining consumers’ acceptance of payment services and their statement.A. M. PogosyanReal Economics Publishing House articledavis technology acceptance model (tam)innovation adoptionpayment technologyfactors determining innovation adoption economictechnological influencessocial influencespotential adopterRisk in industry. Risk managementHD61RU Strategičeskie Rešeniâ i Risk-Menedžment, Vol 0, Iss 3, Pp 86-93 (2016) |
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davis technology acceptance model (tam) innovation adoption payment technology factors determining innovation adoption economic technological influences social influences potential adopter Risk in industry. Risk management HD61 |
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davis technology acceptance model (tam) innovation adoption payment technology factors determining innovation adoption economic technological influences social influences potential adopter Risk in industry. Risk management HD61 A. M. Pogosyan А STUDY OF FACTORS AFFECTING THE DIFFUSION AND ACCEPTANCE OF PAYMENT SERVICES INNOVATION |
description |
Non-cash payments provide a small part of total payment volume, but the usage of innovative products in named area is growing quite rapidly. The present study attempts to identify the factors determining consumers’ acceptance of payment innovation with the aim of developing a conceptual model of payment services acceptance. A research model that reflects economic, technological and socio-demographic factors are all important determinants for payment services adoption and use. Besides, there are specific correlation between them. To simulate the behavior of the consumer it was due to use parameters that reflect the actual level of awareness of innovation, the intention to use and real use of innovation. The result was the conceptual model developed in this research that focuses on factors determining consumers’ acceptance of payment services and their statement. |
format |
article |
author |
A. M. Pogosyan |
author_facet |
A. M. Pogosyan |
author_sort |
A. M. Pogosyan |
title |
А STUDY OF FACTORS AFFECTING THE DIFFUSION AND ACCEPTANCE OF PAYMENT SERVICES INNOVATION |
title_short |
А STUDY OF FACTORS AFFECTING THE DIFFUSION AND ACCEPTANCE OF PAYMENT SERVICES INNOVATION |
title_full |
А STUDY OF FACTORS AFFECTING THE DIFFUSION AND ACCEPTANCE OF PAYMENT SERVICES INNOVATION |
title_fullStr |
А STUDY OF FACTORS AFFECTING THE DIFFUSION AND ACCEPTANCE OF PAYMENT SERVICES INNOVATION |
title_full_unstemmed |
А STUDY OF FACTORS AFFECTING THE DIFFUSION AND ACCEPTANCE OF PAYMENT SERVICES INNOVATION |
title_sort |
а study of factors affecting the diffusion and acceptance of payment services innovation |
publisher |
Real Economics Publishing House |
publishDate |
2016 |
url |
https://doaj.org/article/25f4996089fa480ca4cf8338d96a9812 |
work_keys_str_mv |
AT ampogosyan astudyoffactorsaffectingthediffusionandacceptanceofpaymentservicesinnovation |
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1718420180823965696 |