Internal factors and non-performing financing in Indonesian Islamic rural banks

This study aims to analyse the influence of banks’ internal factors on Non-Performing Finance (NPF) at Islamic rural banks (IRBs) in Indonesia. IRBs has important factor in the economic activities in Indonesia because they provide small–mid-scale financing. The internal factors consist of the Financ...

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Autores principales:	Rifqi Muhammad, Ahsin Suluki, Peni Nugraheni
Formato:	article
Lenguaje:	EN
Publicado:	Taylor & Francis Group 2020
Materias:	npf internal factors islamic rural banks financial performance credit risk Business HF5001-6182 Management. Industrial management HD28-70
Acceso en línea:	https://doaj.org/article/2b788be550a146289fe3bf725ab44a3d
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id	oai:doaj.org-article:2b788be550a146289fe3bf725ab44a3d
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spelling	oai:doaj.org-article:2b788be550a146289fe3bf725ab44a3d2021-12-02T18:23:49ZInternal factors and non-performing financing in Indonesian Islamic rural banks2331-197510.1080/23311975.2020.1823583https://doaj.org/article/2b788be550a146289fe3bf725ab44a3d2020-01-01T00:00:00Zhttp://dx.doi.org/10.1080/23311975.2020.1823583https://doaj.org/toc/2331-1975This study aims to analyse the influence of banks’ internal factors on Non-Performing Finance (NPF) at Islamic rural banks (IRBs) in Indonesia. IRBs has important factor in the economic activities in Indonesia because they provide small–mid-scale financing. The internal factors consist of the Financing to Deposit Ratio (FDR), Return on Assets (ROA), Capital Adequacy Ratio (CAR), Bank size and third-party funds (TPF). The sample in this study comprised 162 IRBs using quarter-year financial reports and examined using panel data regression. The statistical results show that ROA, CAR and bank size have a significant negative effect on NPF, while FDR and TPF have no impact on NPF in IRBs. This study may contribute to the evaluation of the financial performance of IRBs in managing their financing risk.Rifqi MuhammadAhsin SulukiPeni NugraheniTaylor & Francis Grouparticlenpfinternal factorsislamic rural banksfinancial performancecredit riskBusinessHF5001-6182Management. Industrial managementHD28-70ENCogent Business & Management, Vol 7, Iss 1 (2020)
institution	DOAJ
collection	DOAJ
language	EN
topic	npf internal factors islamic rural banks financial performance credit risk Business HF5001-6182 Management. Industrial management HD28-70
spellingShingle	npf internal factors islamic rural banks financial performance credit risk Business HF5001-6182 Management. Industrial management HD28-70 Rifqi Muhammad Ahsin Suluki Peni Nugraheni Internal factors and non-performing financing in Indonesian Islamic rural banks
description	This study aims to analyse the influence of banks’ internal factors on Non-Performing Finance (NPF) at Islamic rural banks (IRBs) in Indonesia. IRBs has important factor in the economic activities in Indonesia because they provide small–mid-scale financing. The internal factors consist of the Financing to Deposit Ratio (FDR), Return on Assets (ROA), Capital Adequacy Ratio (CAR), Bank size and third-party funds (TPF). The sample in this study comprised 162 IRBs using quarter-year financial reports and examined using panel data regression. The statistical results show that ROA, CAR and bank size have a significant negative effect on NPF, while FDR and TPF have no impact on NPF in IRBs. This study may contribute to the evaluation of the financial performance of IRBs in managing their financing risk.
format	article
author	Rifqi Muhammad Ahsin Suluki Peni Nugraheni
author_facet	Rifqi Muhammad Ahsin Suluki Peni Nugraheni
author_sort	Rifqi Muhammad
title	Internal factors and non-performing financing in Indonesian Islamic rural banks
title_short	Internal factors and non-performing financing in Indonesian Islamic rural banks
title_full	Internal factors and non-performing financing in Indonesian Islamic rural banks
title_fullStr	Internal factors and non-performing financing in Indonesian Islamic rural banks
title_full_unstemmed	Internal factors and non-performing financing in Indonesian Islamic rural banks
title_sort	internal factors and non-performing financing in indonesian islamic rural banks
publisher	Taylor & Francis Group
publishDate	2020
url	https://doaj.org/article/2b788be550a146289fe3bf725ab44a3d
work_keys_str_mv	AT rifqimuhammad internalfactorsandnonperformingfinancinginindonesianislamicruralbanks AT ahsinsuluki internalfactorsandnonperformingfinancinginindonesianislamicruralbanks AT peninugraheni internalfactorsandnonperformingfinancinginindonesianislamicruralbanks
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Internal factors and non-performing financing in Indonesian Islamic rural banks

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