APA (7th ed.) Citation

Putra, H. S., Huljannah, M., Anis, A., & Azhar, Z. (2021). Debit and Credit Cards: Money Velocity Risks. Universitas Muhammadiyah Yogyakarta.

Chicago Style (17th ed.) Citation

Putra, Hari Setia, Mutia Huljannah, Ali Anis, and Zul Azhar. Debit and Credit Cards: Money Velocity Risks. Universitas Muhammadiyah Yogyakarta, 2021.

MLA (8th ed.) Citation

Putra, Hari Setia, et al. Debit and Credit Cards: Money Velocity Risks. Universitas Muhammadiyah Yogyakarta, 2021.

Warning: These citations may not always be 100% accurate.