Cita APA (7a ed.)

Putra, H. S., Huljannah, M., Anis, A., & Azhar, Z. (2021). Debit and Credit Cards: Money Velocity Risks. Universitas Muhammadiyah Yogyakarta.

Cita Chicago Style (17a ed.)

Putra, Hari Setia, Mutia Huljannah, Ali Anis, y Zul Azhar. Debit and Credit Cards: Money Velocity Risks. Universitas Muhammadiyah Yogyakarta, 2021.

Cita MLA (8a ed.)

Putra, Hari Setia, et al. Debit and Credit Cards: Money Velocity Risks. Universitas Muhammadiyah Yogyakarta, 2021.