THE ESSENCE OF THE CATEGORY ‘CONSUMER CREDIT’
The article investigates the wording of the category ‘credit’. It enumerates key features of the credit. On the basis of distinguishing characteristics the field of consumer credit was identified. The broad interpretation of consumer credit was provided with classifications by certain criteria. The...
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Plekhanov Russian University of Economics
2018
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oai:doaj.org-article:2f00b3d08f9a4554b07a4d6bed5f30ee2021-11-15T05:20:46ZTHE ESSENCE OF THE CATEGORY ‘CONSUMER CREDIT’2413-28292587-925110.21686/2413-2829-2018-2-57-63https://doaj.org/article/2f00b3d08f9a4554b07a4d6bed5f30ee2018-03-01T00:00:00Zhttps://vest.rea.ru/jour/article/view/458https://doaj.org/toc/2413-2829https://doaj.org/toc/2587-9251The article investigates the wording of the category ‘credit’. It enumerates key features of the credit. On the basis of distinguishing characteristics the field of consumer credit was identified. The broad interpretation of consumer credit was provided with classifications by certain criteria. The article shows the difference between mortgage credit and consumer credit and formulates narrower, western interpretation of consumer credit. The author discusses different views on the essence of the category ‘consumer credit’ – POS – credits and non-target bank credits, as well as other limits of understanding. The author formulated his own idea of consumer credit by incorporating retail and mortgage crediting in this notion. As a result the author gives the definition of the category ‘consumer credit’.Oleg E. GordienovPlekhanov Russian University of Economicsarticlecreditcredit characteristicsconsumer creditmortgage creditretail creditEconomics as a scienceHB71-74RUВестник Российского экономического университета имени Г. В. Плеханова, Vol 0, Iss 2, Pp 57-63 (2018) |
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credit credit characteristics consumer credit mortgage credit retail credit Economics as a science HB71-74 |
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credit credit characteristics consumer credit mortgage credit retail credit Economics as a science HB71-74 Oleg E. Gordienov THE ESSENCE OF THE CATEGORY ‘CONSUMER CREDIT’ |
description |
The article investigates the wording of the category ‘credit’. It enumerates key features of the credit. On the basis of distinguishing characteristics the field of consumer credit was identified. The broad interpretation of consumer credit was provided with classifications by certain criteria. The article shows the difference between mortgage credit and consumer credit and formulates narrower, western interpretation of consumer credit. The author discusses different views on the essence of the category ‘consumer credit’ – POS – credits and non-target bank credits, as well as other limits of understanding. The author formulated his own idea of consumer credit by incorporating retail and mortgage crediting in this notion. As a result the author gives the definition of the category ‘consumer credit’. |
format |
article |
author |
Oleg E. Gordienov |
author_facet |
Oleg E. Gordienov |
author_sort |
Oleg E. Gordienov |
title |
THE ESSENCE OF THE CATEGORY ‘CONSUMER CREDIT’ |
title_short |
THE ESSENCE OF THE CATEGORY ‘CONSUMER CREDIT’ |
title_full |
THE ESSENCE OF THE CATEGORY ‘CONSUMER CREDIT’ |
title_fullStr |
THE ESSENCE OF THE CATEGORY ‘CONSUMER CREDIT’ |
title_full_unstemmed |
THE ESSENCE OF THE CATEGORY ‘CONSUMER CREDIT’ |
title_sort |
essence of the category ‘consumer credit’ |
publisher |
Plekhanov Russian University of Economics |
publishDate |
2018 |
url |
https://doaj.org/article/2f00b3d08f9a4554b07a4d6bed5f30ee |
work_keys_str_mv |
AT olegegordienov theessenceofthecategoryconsumercredit AT olegegordienov essenceofthecategoryconsumercredit |
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1718428669878206464 |