The Effect of External and Internal Factors on Financial Performance of Islamic Banking

Macroeconomic factors and internal factors are variables that affect sharia banking. These factors are GDP, inflation, and interest rates, FDR, OER, which can affect directly or indirectly, the financial performance of sharia banks in Indonesia. The result has shown GDP has a significant positive ef...

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Autores principales: Muhammad Istan, Mochammad Fahlevi
Formato: article
Lenguaje:EN
Publicado: Universitas Muhammadiyah Yogyakarta 2020
Materias:
gdp
fdr
roa
Acceso en línea:https://doaj.org/article/2f41ee883c834f199a195b2166b9d21a
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spelling oai:doaj.org-article:2f41ee883c834f199a195b2166b9d21a2021-12-02T15:38:23ZThe Effect of External and Internal Factors on Financial Performance of Islamic Banking1411-99002541-550610.18196/jesp.21.1.5036https://doaj.org/article/2f41ee883c834f199a195b2166b9d21a2020-04-01T00:00:00Zhttps://journal.umy.ac.id/index.php/esp/article/view/8047https://doaj.org/toc/1411-9900https://doaj.org/toc/2541-5506Macroeconomic factors and internal factors are variables that affect sharia banking. These factors are GDP, inflation, and interest rates, FDR, OER, which can affect directly or indirectly, the financial performance of sharia banks in Indonesia. The result has shown GDP has a significant positive effect on ROA, it is matching with several previous research, Inflation has no significant and negative effect on ROA, because when inflation central bank will give policy to increase BI rate, and sharia bank doesn’t affect with interest rate because interest is riba, interest rate has no significant effect on ROA because sharia bank doesn’t effect with interest but use profit and loss sharing to financing, so in macroeconomic the result only GDP has significant and positive effect on ROA. The result has shown FDR has no significant effect on ROA but has positive effect and the result match with previous research in relationship FDR and ROA, OER has a significant negative effect on ROAMuhammad IstanMochammad FahleviUniversitas Muhammadiyah Yogyakartaarticlegdpinflationinterest ratefdrroaEconomic theory. DemographyHB1-3840ENJurnal Ekonomi & Studi Pembangunan, Vol 21, Iss 1, Pp 137-145 (2020)
institution DOAJ
collection DOAJ
language EN
topic gdp
inflation
interest rate
fdr
roa
Economic theory. Demography
HB1-3840
spellingShingle gdp
inflation
interest rate
fdr
roa
Economic theory. Demography
HB1-3840
Muhammad Istan
Mochammad Fahlevi
The Effect of External and Internal Factors on Financial Performance of Islamic Banking
description Macroeconomic factors and internal factors are variables that affect sharia banking. These factors are GDP, inflation, and interest rates, FDR, OER, which can affect directly or indirectly, the financial performance of sharia banks in Indonesia. The result has shown GDP has a significant positive effect on ROA, it is matching with several previous research, Inflation has no significant and negative effect on ROA, because when inflation central bank will give policy to increase BI rate, and sharia bank doesn’t affect with interest rate because interest is riba, interest rate has no significant effect on ROA because sharia bank doesn’t effect with interest but use profit and loss sharing to financing, so in macroeconomic the result only GDP has significant and positive effect on ROA. The result has shown FDR has no significant effect on ROA but has positive effect and the result match with previous research in relationship FDR and ROA, OER has a significant negative effect on ROA
format article
author Muhammad Istan
Mochammad Fahlevi
author_facet Muhammad Istan
Mochammad Fahlevi
author_sort Muhammad Istan
title The Effect of External and Internal Factors on Financial Performance of Islamic Banking
title_short The Effect of External and Internal Factors on Financial Performance of Islamic Banking
title_full The Effect of External and Internal Factors on Financial Performance of Islamic Banking
title_fullStr The Effect of External and Internal Factors on Financial Performance of Islamic Banking
title_full_unstemmed The Effect of External and Internal Factors on Financial Performance of Islamic Banking
title_sort effect of external and internal factors on financial performance of islamic banking
publisher Universitas Muhammadiyah Yogyakarta
publishDate 2020
url https://doaj.org/article/2f41ee883c834f199a195b2166b9d21a
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