“Mortgage renegotiation, monetary gains and financial literacy: A dataset of Chilean households”
This article provides data on the Mortgage Renegotiation behavior of a sample of Chilean households, plus estimates of the Present Value of the gains of mortgage refinancing and the number of past months in which it was optimal to make a refinancing choice. Furthermore, I impute the value of the Fin...
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| Formato: | article |
| Lenguaje: | EN |
| Publicado: |
Elsevier
2021
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| Acceso en línea: | https://doaj.org/article/33478b9352b6408597047dd1d3c138e8 |
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| Sumario: | This article provides data on the Mortgage Renegotiation behavior of a sample of Chilean households, plus estimates of the Present Value of the gains of mortgage refinancing and the number of past months in which it was optimal to make a refinancing choice. Furthermore, I impute the value of the Financial Literacy index of each household, according to the OCDE-INFE methodology. This data is useful for academics, policy makers and business analysts interested in the relationship between mortgage refinancing and financial literacy. |
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