“Mortgage renegotiation, monetary gains and financial literacy: A dataset of Chilean households”

This article provides data on the Mortgage Renegotiation behavior of a sample of Chilean households, plus estimates of the Present Value of the gains of mortgage refinancing and the number of past months in which it was optimal to make a refinancing choice. Furthermore, I impute the value of the Fin...

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Autor principal:	Carlos Madeira
Formato:	article
Lenguaje:	EN
Publicado:	Elsevier 2021
Materias:	Household finance Mortgage refinancing Financial portability Financial literacy Computer applications to medicine. Medical informatics R858-859.7 Science (General) Q1-390
Acceso en línea:	https://doaj.org/article/33478b9352b6408597047dd1d3c138e8
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spelling	oai:doaj.org-article:33478b9352b6408597047dd1d3c138e82021-11-12T04:38:16Z“Mortgage renegotiation, monetary gains and financial literacy: A dataset of Chilean households”2352-340910.1016/j.dib.2021.107553https://doaj.org/article/33478b9352b6408597047dd1d3c138e82021-12-01T00:00:00Zhttp://www.sciencedirect.com/science/article/pii/S2352340921008295https://doaj.org/toc/2352-3409This article provides data on the Mortgage Renegotiation behavior of a sample of Chilean households, plus estimates of the Present Value of the gains of mortgage refinancing and the number of past months in which it was optimal to make a refinancing choice. Furthermore, I impute the value of the Financial Literacy index of each household, according to the OCDE-INFE methodology. This data is useful for academics, policy makers and business analysts interested in the relationship between mortgage refinancing and financial literacy.Carlos MadeiraElsevierarticleHousehold financeMortgage refinancingFinancial portabilityFinancial literacyComputer applications to medicine. Medical informaticsR858-859.7Science (General)Q1-390ENData in Brief, Vol 39, Iss , Pp 107553- (2021)
institution	DOAJ
collection	DOAJ
language	EN
topic	Household finance Mortgage refinancing Financial portability Financial literacy Computer applications to medicine. Medical informatics R858-859.7 Science (General) Q1-390
spellingShingle	Household finance Mortgage refinancing Financial portability Financial literacy Computer applications to medicine. Medical informatics R858-859.7 Science (General) Q1-390 Carlos Madeira “Mortgage renegotiation, monetary gains and financial literacy: A dataset of Chilean households”
description	This article provides data on the Mortgage Renegotiation behavior of a sample of Chilean households, plus estimates of the Present Value of the gains of mortgage refinancing and the number of past months in which it was optimal to make a refinancing choice. Furthermore, I impute the value of the Financial Literacy index of each household, according to the OCDE-INFE methodology. This data is useful for academics, policy makers and business analysts interested in the relationship between mortgage refinancing and financial literacy.
format	article
author	Carlos Madeira
author_facet	Carlos Madeira
author_sort	Carlos Madeira
title	“Mortgage renegotiation, monetary gains and financial literacy: A dataset of Chilean households”
title_short	“Mortgage renegotiation, monetary gains and financial literacy: A dataset of Chilean households”
title_full	“Mortgage renegotiation, monetary gains and financial literacy: A dataset of Chilean households”
title_fullStr	“Mortgage renegotiation, monetary gains and financial literacy: A dataset of Chilean households”
title_full_unstemmed	“Mortgage renegotiation, monetary gains and financial literacy: A dataset of Chilean households”
title_sort	“mortgage renegotiation, monetary gains and financial literacy: a dataset of chilean households”
publisher	Elsevier
publishDate	2021
url	https://doaj.org/article/33478b9352b6408597047dd1d3c138e8
work_keys_str_mv	AT carlosmadeira mortgagerenegotiationmonetarygainsandfinancialliteracyadatasetofchileanhouseholds
_version_	1718431223573905408

“Mortgage renegotiation, monetary gains and financial literacy: A dataset of Chilean households”

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