Pengaruh Pembiayaan Mudharabah terhadap Pendapatan Anggota/Nasabah (Studi Kasus di Baitu-t Tamwil At-Tamziz cabang Magelang tahun 2012-2013)

Mudarabah is a high risk product in Sharia banking and Islamic financial institutions. However, in Baitu-t Tamwil At-Tamzis, Mudarabah becomes as a superior product. The Mudarabah financing reaches Rp 6.592.378.131,- with profit rate Rp 219.235.450,- in 2013. After researching directly at Baitu-t Ta...

Descripción completa

Guardado en:

Detalles Bibliográficos
Autores principales:	Royyan Ramdhani Djayusman, Achmad Nasution
Formato:	article
Lenguaje:	AR EN ID
Publicado:	Universitas Darussalam Gontor 2015
Materias:	mudarabah income baitu-t-tamwil at-tamzis Islam. Bahai Faith. Theosophy, etc. BP1-610 Economic theory. Demography HB1-3840
Acceso en línea:	http://dx.doi.org/10.21111/iej.v1i1.346 https://doaj.org/article/33ae390f8ac548a880d2f17f4da661b3
Etiquetas:	Agregar Etiqueta Sin Etiquetas, Sea el primero en etiquetar este registro!

id	oai:doaj.org-article:33ae390f8ac548a880d2f17f4da661b3
record_format	dspace
spelling	oai:doaj.org-article:33ae390f8ac548a880d2f17f4da661b32021-11-08T09:00:35ZPengaruh Pembiayaan Mudharabah terhadap Pendapatan Anggota/Nasabah (Studi Kasus di Baitu-t Tamwil At-Tamziz cabang Magelang tahun 2012-2013)http://dx.doi.org/10.21111/iej.v1i1.3462460-18962541-5573https://doaj.org/article/33ae390f8ac548a880d2f17f4da661b32015-06-01T00:00:00Zhttps://ejournal.unida.gontor.ac.id/index.php/JEI/article/view/346https://doaj.org/toc/2460-1896https://doaj.org/toc/2541-5573Mudarabah is a high risk product in Sharia banking and Islamic financial institutions. However, in Baitu-t Tamwil At-Tamzis, Mudarabah becomes as a superior product. The Mudarabah financing reaches Rp 6.592.378.131,- with profit rate Rp 219.235.450,- in 2013. After researching directly at Baitu-t Tamwil At-Tamzis, its capital and its clients’ finacing increase each year. The researcher aims to know the mecanism of mudarabah financing in Baitu-t Tamwil At-Tamzis and to know the influence of mudarabah financing to its clients’ income. This research is a field research using quantitative approach. To analyze the mecanism of mudarabah in Baitu-t Tamwil At-Tamzis, the researcher used analyzing/controlling method and interview, in other words the researcher controls the situation and work procedurs in Baitut Tamwil At-Tamzis. Whereas, to analyze its influence to its clients’ income, the researcher used analyzing/controlling method, interview, and documentation, it means that the researcher controls the activities of clients and interviews them, then referrs to the existing documentation as the first basis in formulating the research. To analyze the data obtained from the controlling, interview, and documentation method, the researcher use deductive and inductive method, and for analyzing approach, he uses statistics (regression) by employing SPSS 19 to analyze the influence of mudarabah financing to clients’ income. The result of analyzing statistic data is Adjusted r 2 0,571. It means 57,1% income variation can be explained by the variation of all three indepedent variables, namely trading times, capital, and experience. Whereas, the rest (100% - 57,1%= 42,9%) was explained by other reasons beyond the research model. The result of f-count is 45,012 larger than ftable. Therefore, H 0 was rejected. In other words, the independent variables which consist of trading times, capital, and experience simultaneously influence dependent variable (clients’ income). The capital has a significant value, t-count (4,090) > t-table (1,660) with significance 0,000 < (0,05), therefore H 0 was rejected and H 1 was accepted.Royyan Ramdhani DjayusmanAchmad NasutionUniversitas Darussalam Gontorarticlemudarabahincomebaitu-t-tamwil at-tamzisIslam. Bahai Faith. Theosophy, etc.BP1-610Economic theory. DemographyHB1-3840ARENIDIslamic Economics Journal, Vol 1, Iss 1, Pp 85-106 (2015)
institution	DOAJ
collection	DOAJ
language	AR EN ID
topic	mudarabah income baitu-t-tamwil at-tamzis Islam. Bahai Faith. Theosophy, etc. BP1-610 Economic theory. Demography HB1-3840
spellingShingle	mudarabah income baitu-t-tamwil at-tamzis Islam. Bahai Faith. Theosophy, etc. BP1-610 Economic theory. Demography HB1-3840 Royyan Ramdhani Djayusman Achmad Nasution Pengaruh Pembiayaan Mudharabah terhadap Pendapatan Anggota/Nasabah (Studi Kasus di Baitu-t Tamwil At-Tamziz cabang Magelang tahun 2012-2013)
description	Mudarabah is a high risk product in Sharia banking and Islamic financial institutions. However, in Baitu-t Tamwil At-Tamzis, Mudarabah becomes as a superior product. The Mudarabah financing reaches Rp 6.592.378.131,- with profit rate Rp 219.235.450,- in 2013. After researching directly at Baitu-t Tamwil At-Tamzis, its capital and its clients’ finacing increase each year. The researcher aims to know the mecanism of mudarabah financing in Baitu-t Tamwil At-Tamzis and to know the influence of mudarabah financing to its clients’ income. This research is a field research using quantitative approach. To analyze the mecanism of mudarabah in Baitu-t Tamwil At-Tamzis, the researcher used analyzing/controlling method and interview, in other words the researcher controls the situation and work procedurs in Baitut Tamwil At-Tamzis. Whereas, to analyze its influence to its clients’ income, the researcher used analyzing/controlling method, interview, and documentation, it means that the researcher controls the activities of clients and interviews them, then referrs to the existing documentation as the first basis in formulating the research. To analyze the data obtained from the controlling, interview, and documentation method, the researcher use deductive and inductive method, and for analyzing approach, he uses statistics (regression) by employing SPSS 19 to analyze the influence of mudarabah financing to clients’ income. The result of analyzing statistic data is Adjusted r 2 0,571. It means 57,1% income variation can be explained by the variation of all three indepedent variables, namely trading times, capital, and experience. Whereas, the rest (100% - 57,1%= 42,9%) was explained by other reasons beyond the research model. The result of f-count is 45,012 larger than ftable. Therefore, H 0 was rejected. In other words, the independent variables which consist of trading times, capital, and experience simultaneously influence dependent variable (clients’ income). The capital has a significant value, t-count (4,090) > t-table (1,660) with significance 0,000 < (0,05), therefore H 0 was rejected and H 1 was accepted.
format	article
author	Royyan Ramdhani Djayusman Achmad Nasution
author_facet	Royyan Ramdhani Djayusman Achmad Nasution
author_sort	Royyan Ramdhani Djayusman
title	Pengaruh Pembiayaan Mudharabah terhadap Pendapatan Anggota/Nasabah (Studi Kasus di Baitu-t Tamwil At-Tamziz cabang Magelang tahun 2012-2013)
title_short	Pengaruh Pembiayaan Mudharabah terhadap Pendapatan Anggota/Nasabah (Studi Kasus di Baitu-t Tamwil At-Tamziz cabang Magelang tahun 2012-2013)
title_full	Pengaruh Pembiayaan Mudharabah terhadap Pendapatan Anggota/Nasabah (Studi Kasus di Baitu-t Tamwil At-Tamziz cabang Magelang tahun 2012-2013)
title_fullStr	Pengaruh Pembiayaan Mudharabah terhadap Pendapatan Anggota/Nasabah (Studi Kasus di Baitu-t Tamwil At-Tamziz cabang Magelang tahun 2012-2013)
title_full_unstemmed	Pengaruh Pembiayaan Mudharabah terhadap Pendapatan Anggota/Nasabah (Studi Kasus di Baitu-t Tamwil At-Tamziz cabang Magelang tahun 2012-2013)
title_sort	pengaruh pembiayaan mudharabah terhadap pendapatan anggota/nasabah (studi kasus di baitu-t tamwil at-tamziz cabang magelang tahun 2012-2013)
publisher	Universitas Darussalam Gontor
publishDate	2015
url	http://dx.doi.org/10.21111/iej.v1i1.346 https://doaj.org/article/33ae390f8ac548a880d2f17f4da661b3
work_keys_str_mv	AT royyanramdhanidjayusman pengaruhpembiayaanmudharabahterhadappendapatananggotanasabahstudikasusdibaituttamwilattamzizcabangmagelangtahun20122013 AT achmadnasution pengaruhpembiayaanmudharabahterhadappendapatananggotanasabahstudikasusdibaituttamwilattamzizcabangmagelangtahun20122013
_version_	1718442700682821632

Pengaruh Pembiayaan Mudharabah terhadap Pendapatan Anggota/Nasabah (Studi Kasus di Baitu-t Tamwil At-Tamziz cabang Magelang tahun 2012-2013)

Ejemplares similares