Pengaruh Non-Performing Loan (NPL) dan Loan to Deposit Ratio (LDR) terhadap Return on Asset (ROA) dengan Net Interest Margin (NIM) sebagai Variabel Mediasi pada Bank BUMN yang Terdaftar di BEI

The financial performance of a bank can be measured through ROA. Bank Indonesia as a supervisory and supervisory institution prioritizes greater profitability, namely the Return on Asset (ROA) of a bank, so banks need to know what factors can affect the ROA of a bank. This study was conducted to ana...

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Autores principales:	Suci Susilawati, Nafisah Nurulrahmatiah
Formato:	article
Lenguaje:	EN ID
Publicado:	Universitas Proklamasi 45 Yogyakarta 2021
Materias:	bank loan to deposit ratio (ldr) net interest margin (nim) non-performing loan (npl) return on asset (roa) Business HF5001-6182 Management. Industrial management HD28-70
Acceso en línea:	https://doaj.org/article/33df630711b04544b71e548c3c6deef5
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spelling	oai:doaj.org-article:33df630711b04544b71e548c3c6deef52021-11-13T12:08:46ZPengaruh Non-Performing Loan (NPL) dan Loan to Deposit Ratio (LDR) terhadap Return on Asset (ROA) dengan Net Interest Margin (NIM) sebagai Variabel Mediasi pada Bank BUMN yang Terdaftar di BEI2089-550X2527-663810.30588/jmp.v11i1.833https://doaj.org/article/33df630711b04544b71e548c3c6deef52021-08-01T00:00:00Zhttps://ejournal.up45.ac.id/index.php/maksipreneur/article/view/833https://doaj.org/toc/2089-550Xhttps://doaj.org/toc/2527-6638The financial performance of a bank can be measured through ROA. Bank Indonesia as a supervisory and supervisory institution prioritizes greater profitability, namely the Return on Asset (ROA) of a bank, so banks need to know what factors can affect the ROA of a bank. This study was conducted to analyze the effect of Non Performing Loans (NPL) and Loan to Deposit Ratio (LDR) on Return on Assets (ROA) with Net Interest Margin (NIM) as a mediating variable. The sample of this research consists of Bank Mandiri, Bank BNI, Bank BRI, and Bank BTN for the period 2015-2019. The research methods used include descriptive statistical analysis, outer model analysis, and inner model analysis. The results of this study indicate that NPL does not affect NIM, while LDR has a significant effect on NIM. Furthermore, NPL has a significant effect on ROA, while LDR does not affect ROA. This study also proves that NIM has a significant effect on ROA, but NIM does not mediate the effect of NPL on ROA, and NIM can mediate the effect of LDR on ROA.Suci SusilawatiNafisah NurulrahmatiahUniversitas Proklamasi 45 Yogyakartaarticlebankloan to deposit ratio (ldr)net interest margin (nim)non-performing loan (npl)return on asset (roa)BusinessHF5001-6182Management. Industrial managementHD28-70ENIDJurnal Maksipreneur: Manajemen, Koperasi, dan Entrepreneurship, Vol 11, Iss 1, Pp 69-89 (2021)
institution	DOAJ
collection	DOAJ
language	EN ID
topic	bank loan to deposit ratio (ldr) net interest margin (nim) non-performing loan (npl) return on asset (roa) Business HF5001-6182 Management. Industrial management HD28-70
spellingShingle	bank loan to deposit ratio (ldr) net interest margin (nim) non-performing loan (npl) return on asset (roa) Business HF5001-6182 Management. Industrial management HD28-70 Suci Susilawati Nafisah Nurulrahmatiah Pengaruh Non-Performing Loan (NPL) dan Loan to Deposit Ratio (LDR) terhadap Return on Asset (ROA) dengan Net Interest Margin (NIM) sebagai Variabel Mediasi pada Bank BUMN yang Terdaftar di BEI
description	The financial performance of a bank can be measured through ROA. Bank Indonesia as a supervisory and supervisory institution prioritizes greater profitability, namely the Return on Asset (ROA) of a bank, so banks need to know what factors can affect the ROA of a bank. This study was conducted to analyze the effect of Non Performing Loans (NPL) and Loan to Deposit Ratio (LDR) on Return on Assets (ROA) with Net Interest Margin (NIM) as a mediating variable. The sample of this research consists of Bank Mandiri, Bank BNI, Bank BRI, and Bank BTN for the period 2015-2019. The research methods used include descriptive statistical analysis, outer model analysis, and inner model analysis. The results of this study indicate that NPL does not affect NIM, while LDR has a significant effect on NIM. Furthermore, NPL has a significant effect on ROA, while LDR does not affect ROA. This study also proves that NIM has a significant effect on ROA, but NIM does not mediate the effect of NPL on ROA, and NIM can mediate the effect of LDR on ROA.
format	article
author	Suci Susilawati Nafisah Nurulrahmatiah
author_facet	Suci Susilawati Nafisah Nurulrahmatiah
author_sort	Suci Susilawati
title	Pengaruh Non-Performing Loan (NPL) dan Loan to Deposit Ratio (LDR) terhadap Return on Asset (ROA) dengan Net Interest Margin (NIM) sebagai Variabel Mediasi pada Bank BUMN yang Terdaftar di BEI
title_short	Pengaruh Non-Performing Loan (NPL) dan Loan to Deposit Ratio (LDR) terhadap Return on Asset (ROA) dengan Net Interest Margin (NIM) sebagai Variabel Mediasi pada Bank BUMN yang Terdaftar di BEI
title_full	Pengaruh Non-Performing Loan (NPL) dan Loan to Deposit Ratio (LDR) terhadap Return on Asset (ROA) dengan Net Interest Margin (NIM) sebagai Variabel Mediasi pada Bank BUMN yang Terdaftar di BEI
title_fullStr	Pengaruh Non-Performing Loan (NPL) dan Loan to Deposit Ratio (LDR) terhadap Return on Asset (ROA) dengan Net Interest Margin (NIM) sebagai Variabel Mediasi pada Bank BUMN yang Terdaftar di BEI
title_full_unstemmed	Pengaruh Non-Performing Loan (NPL) dan Loan to Deposit Ratio (LDR) terhadap Return on Asset (ROA) dengan Net Interest Margin (NIM) sebagai Variabel Mediasi pada Bank BUMN yang Terdaftar di BEI
title_sort	pengaruh non-performing loan (npl) dan loan to deposit ratio (ldr) terhadap return on asset (roa) dengan net interest margin (nim) sebagai variabel mediasi pada bank bumn yang terdaftar di bei
publisher	Universitas Proklamasi 45 Yogyakarta
publishDate	2021
url	https://doaj.org/article/33df630711b04544b71e548c3c6deef5
work_keys_str_mv	AT sucisusilawati pengaruhnonperformingloannpldanloantodepositratioldrterhadapreturnonassetroadengannetinterestmarginnimsebagaivariabelmediasipadabankbumnyangterdaftardibei AT nafisahnurulrahmatiah pengaruhnonperformingloannpldanloantodepositratioldrterhadapreturnonassetroadengannetinterestmarginnimsebagaivariabelmediasipadabankbumnyangterdaftardibei
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Pengaruh Non-Performing Loan (NPL) dan Loan to Deposit Ratio (LDR) terhadap Return on Asset (ROA) dengan Net Interest Margin (NIM) sebagai Variabel Mediasi pada Bank BUMN yang Terdaftar di BEI

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