Orientación de los servicios microfinancieros hacia los más pobres

One of the most important discussions in current micro-finance theory is whether it is necessary or counter-productive to focus micro-financial services to the poorest. In this document, we describe the most well known methodologies. We conclude that focussing in specific groups restricts the ac...

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Autor principal: Carola Conde Bonfil
Formato: article
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PT
Publicado: El Colegio Mexiquense, A.C. 2005
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Acceso en línea:https://doaj.org/article/37b0433aee944cf3bb5d4492713c0cea
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spelling oai:doaj.org-article:37b0433aee944cf3bb5d4492713c0cea2021-11-11T14:47:33ZOrientación de los servicios microfinancieros hacia los más pobres1405-84212448-6183https://doaj.org/article/37b0433aee944cf3bb5d4492713c0cea2005-01-01T00:00:00Zhttp://www.redalyc.org/articulo.oa?id=11101707https://doaj.org/toc/1405-8421https://doaj.org/toc/2448-6183One of the most important discussions in current micro-finance theory is whether it is necessary or counter-productive to focus micro-financial services to the poorest. In this document, we describe the most well known methodologies. We conclude that focussing in specific groups restricts the access to others that are considered non-vulnerable. As a result, the so-called inclusion error is corrected, but the possibilities of increasing the exclusion error are greater since the methodologies that guide the programmes have been designed to detect the poorest within 70-80%. Moreover, there is the risk of destroying the existing social capital in the communities where microfinancial projects operate.Carola Conde BonfilEl Colegio Mexiquense, A.C.articlemicrofinancefocusing in the poorestmicrofinancial institutionsmicrofinancial servicesCities. Urban geographyGF125Urban groups. The city. Urban sociologyHT101-395ENESPTEconomía, Sociedad y Territorio, Vol 5, Iss 17, Pp 161-218 (2005)
institution DOAJ
collection DOAJ
language EN
ES
PT
topic micro
finance
focusing in the poorest
micro
financial institutions
micro
financial services
Cities. Urban geography
GF125
Urban groups. The city. Urban sociology
HT101-395
spellingShingle micro
finance
focusing in the poorest
micro
financial institutions
micro
financial services
Cities. Urban geography
GF125
Urban groups. The city. Urban sociology
HT101-395
Carola Conde Bonfil
Orientación de los servicios microfinancieros hacia los más pobres
description One of the most important discussions in current micro-finance theory is whether it is necessary or counter-productive to focus micro-financial services to the poorest. In this document, we describe the most well known methodologies. We conclude that focussing in specific groups restricts the access to others that are considered non-vulnerable. As a result, the so-called inclusion error is corrected, but the possibilities of increasing the exclusion error are greater since the methodologies that guide the programmes have been designed to detect the poorest within 70-80%. Moreover, there is the risk of destroying the existing social capital in the communities where microfinancial projects operate.
format article
author Carola Conde Bonfil
author_facet Carola Conde Bonfil
author_sort Carola Conde Bonfil
title Orientación de los servicios microfinancieros hacia los más pobres
title_short Orientación de los servicios microfinancieros hacia los más pobres
title_full Orientación de los servicios microfinancieros hacia los más pobres
title_fullStr Orientación de los servicios microfinancieros hacia los más pobres
title_full_unstemmed Orientación de los servicios microfinancieros hacia los más pobres
title_sort orientación de los servicios microfinancieros hacia los más pobres
publisher El Colegio Mexiquense, A.C.
publishDate 2005
url https://doaj.org/article/37b0433aee944cf3bb5d4492713c0cea
work_keys_str_mv AT carolacondebonfil orientaciondelosserviciosmicrofinancieroshacialosmaspobres
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