Como os Gaúchos Utilizam o Cartão de Crédito? Análise do Comportamento de Uso e da Dívida no Cartão de Crédito

The objectives of this study are to investigate the use of the credit card by residents of Rio Grande do Sul, the profile of these individuals, the behaviors in card usage and debt, as well as check for diffe- rences in the level of behavior and debt considering socioeconomic e demographic factors....

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Autores principales:	Franciele Reis Kunkel, Kelmara Mendes Vieira, Ani Caroline Grigion Potrich, Jéssica Pulino Campara, Ana Luiza Paraboni
Formato:	article
Lenguaje:	PT
Publicado:	Universidade Regional do Noroeste do Estado do Rio Grande do Sul 2016
Materias:	behavior in the use of credit card debt with the credit card mean difference testing Economic growth, development, planning HD72-88
Acceso en línea:	https://doaj.org/article/409868ff23844c579ab8cc1aacf79525
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spelling	oai:doaj.org-article:409868ff23844c579ab8cc1aacf795252021-11-11T15:16:07ZComo os Gaúchos Utilizam o Cartão de Crédito? Análise do Comportamento de Uso e da Dívida no Cartão de Crédito1678-48552237-6453https://doaj.org/article/409868ff23844c579ab8cc1aacf795252016-01-01T00:00:00Zhttp://www.redalyc.org/articulo.oa?id=75246032013https://doaj.org/toc/1678-4855https://doaj.org/toc/2237-6453The objectives of this study are to investigate the use of the credit card by residents of Rio Grande do Sul, the profile of these individuals, the behaviors in card usage and debt, as well as check for diffe- rences in the level of behavior and debt considering socioeconomic e demographic factors. For this, we carried out a survey research with 942 card users citizens in the state of Rio Grande do Sul, with a structured questionnaire for data collection instrument. For data analysis, we performed descriptive statistics and tests of mean difference, Student’s t-test and Anova, using SPSS ® 17.0 software. The results indicate the conscious use of credit by individuals as well as the proper management of the card, in addition to compliance with the commitments acquired with the same. Moreover , it are no- teworthy characteristics such as gender, income, expenses, age, marital status, education , number of dependents and race, which are essential in characterizing the behavior of and/or debt the credit card.Franciele Reis KunkelKelmara Mendes VieiraAni Caroline Grigion PotrichJéssica Pulino CamparaAna Luiza ParaboniUniversidade Regional do Noroeste do Estado do Rio Grande do Sularticlebehavior in the use of credit carddebt with the credit cardmean difference testingEconomic growth, development, planningHD72-88PTDesenvolvimento em Questão, Vol 14, Iss 35, Pp 377-399 (2016)
institution	DOAJ
collection	DOAJ
language	PT
topic	behavior in the use of credit card debt with the credit card mean difference testing Economic growth, development, planning HD72-88
spellingShingle	behavior in the use of credit card debt with the credit card mean difference testing Economic growth, development, planning HD72-88 Franciele Reis Kunkel Kelmara Mendes Vieira Ani Caroline Grigion Potrich Jéssica Pulino Campara Ana Luiza Paraboni Como os Gaúchos Utilizam o Cartão de Crédito? Análise do Comportamento de Uso e da Dívida no Cartão de Crédito
description	The objectives of this study are to investigate the use of the credit card by residents of Rio Grande do Sul, the profile of these individuals, the behaviors in card usage and debt, as well as check for diffe- rences in the level of behavior and debt considering socioeconomic e demographic factors. For this, we carried out a survey research with 942 card users citizens in the state of Rio Grande do Sul, with a structured questionnaire for data collection instrument. For data analysis, we performed descriptive statistics and tests of mean difference, Student’s t-test and Anova, using SPSS ® 17.0 software. The results indicate the conscious use of credit by individuals as well as the proper management of the card, in addition to compliance with the commitments acquired with the same. Moreover , it are no- teworthy characteristics such as gender, income, expenses, age, marital status, education , number of dependents and race, which are essential in characterizing the behavior of and/or debt the credit card.
format	article
author	Franciele Reis Kunkel Kelmara Mendes Vieira Ani Caroline Grigion Potrich Jéssica Pulino Campara Ana Luiza Paraboni
author_facet	Franciele Reis Kunkel Kelmara Mendes Vieira Ani Caroline Grigion Potrich Jéssica Pulino Campara Ana Luiza Paraboni
author_sort	Franciele Reis Kunkel
title	Como os Gaúchos Utilizam o Cartão de Crédito? Análise do Comportamento de Uso e da Dívida no Cartão de Crédito
title_short	Como os Gaúchos Utilizam o Cartão de Crédito? Análise do Comportamento de Uso e da Dívida no Cartão de Crédito
title_full	Como os Gaúchos Utilizam o Cartão de Crédito? Análise do Comportamento de Uso e da Dívida no Cartão de Crédito
title_fullStr	Como os Gaúchos Utilizam o Cartão de Crédito? Análise do Comportamento de Uso e da Dívida no Cartão de Crédito
title_full_unstemmed	Como os Gaúchos Utilizam o Cartão de Crédito? Análise do Comportamento de Uso e da Dívida no Cartão de Crédito
title_sort	como os gaúchos utilizam o cartão de crédito? análise do comportamento de uso e da dívida no cartão de crédito
publisher	Universidade Regional do Noroeste do Estado do Rio Grande do Sul
publishDate	2016
url	https://doaj.org/article/409868ff23844c579ab8cc1aacf79525
work_keys_str_mv	AT francielereiskunkel comoosgauchosutilizamocartaodecreditoanalisedocomportamentodeusoedadividanocartaodecredito AT kelmaramendesvieira comoosgauchosutilizamocartaodecreditoanalisedocomportamentodeusoedadividanocartaodecredito AT anicarolinegrigionpotrich comoosgauchosutilizamocartaodecreditoanalisedocomportamentodeusoedadividanocartaodecredito AT jessicapulinocampara comoosgauchosutilizamocartaodecreditoanalisedocomportamentodeusoedadividanocartaodecredito AT analuizaparaboni comoosgauchosutilizamocartaodecreditoanalisedocomportamentodeusoedadividanocartaodecredito
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Como os Gaúchos Utilizam o Cartão de Crédito? Análise do Comportamento de Uso e da Dívida no Cartão de Crédito

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