Reestructuring of savings banks: evolution number of branches 1986- 2013

This paper analyzes the restructuring process experienced by the Spanish savings banks during the period 1986 to 2013, based on the evolution in their network of branches. With the liberalization they had since 1989 and the possibility of expanding without restrictions, there is a first period of ex...

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Autor principal:	Cristina Bernad Morcate
Formato:	article
Lenguaje:	EN ES
Publicado:	AECOOP Escuela de Estudios Cooperativos 2017
Materias:	Cajas de Ahorro Oficinas Regulación. Economics as a science HB71-74
Acceso en línea:	https://doaj.org/article/445ab74304e44f9dbcfc71d8499de8d4
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id	oai:doaj.org-article:445ab74304e44f9dbcfc71d8499de8d4
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spelling	oai:doaj.org-article:445ab74304e44f9dbcfc71d8499de8d42021-11-12T13:14:34ZReestructuring of savings banks: evolution number of branches 1986- 20131135-66181885-803110.5209/REVE.57061https://doaj.org/article/445ab74304e44f9dbcfc71d8499de8d42017-07-01T00:00:00Zhttp://revistas.ucm.es/index.php/REVE/article/view/57061https://doaj.org/toc/1135-6618https://doaj.org/toc/1885-8031This paper analyzes the restructuring process experienced by the Spanish savings banks during the period 1986 to 2013, based on the evolution in their network of branches. With the liberalization they had since 1989 and the possibility of expanding without restrictions, there is a first period of expansion and opening of branches. The economic and financial crisis, which has affected the entire banking sector, has been more intense in the savings banks that were involved in a process of mergers and through Institutional Systems of Protection (SIP) the closure of a large number of offices. In addition, the paper performs a depth analysis of each entity at the provincial level, highlighting the calculation of the Herfindahl index to know the degree of rivalry in each market. Finally the situation of the new scenario is explained after the restructuring process.Cristina Bernad MorcateAECOOP Escuela de Estudios CooperativosarticleCajas de AhorroOficinasRegulación.Economics as a scienceHB71-74ENESRevista de Estudios Cooperativos, Vol 125, Iss 0, Pp 7-23 (2017)
institution	DOAJ
collection	DOAJ
language	EN ES
topic	Cajas de Ahorro Oficinas Regulación. Economics as a science HB71-74
spellingShingle	Cajas de Ahorro Oficinas Regulación. Economics as a science HB71-74 Cristina Bernad Morcate Reestructuring of savings banks: evolution number of branches 1986- 2013
description	This paper analyzes the restructuring process experienced by the Spanish savings banks during the period 1986 to 2013, based on the evolution in their network of branches. With the liberalization they had since 1989 and the possibility of expanding without restrictions, there is a first period of expansion and opening of branches. The economic and financial crisis, which has affected the entire banking sector, has been more intense in the savings banks that were involved in a process of mergers and through Institutional Systems of Protection (SIP) the closure of a large number of offices. In addition, the paper performs a depth analysis of each entity at the provincial level, highlighting the calculation of the Herfindahl index to know the degree of rivalry in each market. Finally the situation of the new scenario is explained after the restructuring process.
format	article
author	Cristina Bernad Morcate
author_facet	Cristina Bernad Morcate
author_sort	Cristina Bernad Morcate
title	Reestructuring of savings banks: evolution number of branches 1986- 2013
title_short	Reestructuring of savings banks: evolution number of branches 1986- 2013
title_full	Reestructuring of savings banks: evolution number of branches 1986- 2013
title_fullStr	Reestructuring of savings banks: evolution number of branches 1986- 2013
title_full_unstemmed	Reestructuring of savings banks: evolution number of branches 1986- 2013
title_sort	reestructuring of savings banks: evolution number of branches 1986- 2013
publisher	AECOOP Escuela de Estudios Cooperativos
publishDate	2017
url	https://doaj.org/article/445ab74304e44f9dbcfc71d8499de8d4
work_keys_str_mv	AT cristinabernadmorcate reestructuringofsavingsbanksevolutionnumberofbranches19862013
_version_	1718430493017374720

Reestructuring of savings banks: evolution number of branches 1986- 2013

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