Determinants and perception of health insurance participation among healthcare providers in Nigeria: A mixed-methods study.

<h4>Background</h4>To accelerate universal health coverage, Nigeria's National Health Insurance Scheme (NHIS) decentralized the implementation of government health insurance to the individual states in 2014. Lagos is one of the states that passed a State Health Insurance Scheme into...

Descripción completa

Guardado en:
Detalles Bibliográficos
Autores principales: Hezekiah Olayinka Shobiye, Ibironke Dada, Njide Ndili, Emmanuella Zamba, Frank Feeley, Tobias Rinke de Wit
Formato: article
Lenguaje:EN
Publicado: Public Library of Science (PLoS) 2021
Materias:
R
Q
Acceso en línea:https://doaj.org/article/4f097876d8ab4c9c97dbacc6f835533c
Etiquetas: Agregar Etiqueta
Sin Etiquetas, Sea el primero en etiquetar este registro!
id oai:doaj.org-article:4f097876d8ab4c9c97dbacc6f835533c
record_format dspace
spelling oai:doaj.org-article:4f097876d8ab4c9c97dbacc6f835533c2021-12-02T20:18:45ZDeterminants and perception of health insurance participation among healthcare providers in Nigeria: A mixed-methods study.1932-620310.1371/journal.pone.0255206https://doaj.org/article/4f097876d8ab4c9c97dbacc6f835533c2021-01-01T00:00:00Zhttps://doi.org/10.1371/journal.pone.0255206https://doaj.org/toc/1932-6203<h4>Background</h4>To accelerate universal health coverage, Nigeria's National Health Insurance Scheme (NHIS) decentralized the implementation of government health insurance to the individual states in 2014. Lagos is one of the states that passed a State Health Insurance Scheme into law, in order to expand the benefits of health insurance beyond the few residents enrolled in community-based health insurance programs, commercial private health insurance plans or the NHIS. Public and private healthcare providers are a critical component of the Lagos State Health Scheme (LSHS) rollout. This study explored the determinants and perception of provider participation in health insurance programs including the LSHS.<h4>Methods</h4>This study used a mixed-methods cross sectional design. Quantitative data were collected from 60 healthcare facilities representatively sampled from 6 Local Government Areas in Lagos state. For the qualitative data, providers were interviewed using structured questionnaires on selected characteristics of each health facility in addition to the managers' opinions about the challenges and benefits of insurance participation, capacity pressure, resource availability and financial management consequences.<h4>Results</h4>A higher proportion of provider facilities participating in insurance relative to non-participating facilities were larger with mid to (very) high patient volume, workforce, and longer years of operation. In addition, a greater proportion of private facilities compared to public facilities participated in insurance. Furthermore, a higher proportion of secondary and tertiary facilities relative to primary facilities participated in insurance. Lastly, increase in patient volume and revenue were motivating factors for provider facilities to participate in insurance, while low tariffs, delay and denial of payments, and patients' unrealistic expectations were mentioned as inhibiting factors.<h4>Conclusion</h4>For the Lagos state and other government insurance schemes in developing countries to be successful, effective contracting and quality assurance of healthcare providers are essential. The health facilities indicated that these would require adequate and regular provider payment, investments in infrastructure upgrades and educating the public about insurance benefit plans and service expectations.Hezekiah Olayinka ShobiyeIbironke DadaNjide NdiliEmmanuella ZambaFrank FeeleyTobias Rinke de WitPublic Library of Science (PLoS)articleMedicineRScienceQENPLoS ONE, Vol 16, Iss 8, p e0255206 (2021)
institution DOAJ
collection DOAJ
language EN
topic Medicine
R
Science
Q
spellingShingle Medicine
R
Science
Q
Hezekiah Olayinka Shobiye
Ibironke Dada
Njide Ndili
Emmanuella Zamba
Frank Feeley
Tobias Rinke de Wit
Determinants and perception of health insurance participation among healthcare providers in Nigeria: A mixed-methods study.
description <h4>Background</h4>To accelerate universal health coverage, Nigeria's National Health Insurance Scheme (NHIS) decentralized the implementation of government health insurance to the individual states in 2014. Lagos is one of the states that passed a State Health Insurance Scheme into law, in order to expand the benefits of health insurance beyond the few residents enrolled in community-based health insurance programs, commercial private health insurance plans or the NHIS. Public and private healthcare providers are a critical component of the Lagos State Health Scheme (LSHS) rollout. This study explored the determinants and perception of provider participation in health insurance programs including the LSHS.<h4>Methods</h4>This study used a mixed-methods cross sectional design. Quantitative data were collected from 60 healthcare facilities representatively sampled from 6 Local Government Areas in Lagos state. For the qualitative data, providers were interviewed using structured questionnaires on selected characteristics of each health facility in addition to the managers' opinions about the challenges and benefits of insurance participation, capacity pressure, resource availability and financial management consequences.<h4>Results</h4>A higher proportion of provider facilities participating in insurance relative to non-participating facilities were larger with mid to (very) high patient volume, workforce, and longer years of operation. In addition, a greater proportion of private facilities compared to public facilities participated in insurance. Furthermore, a higher proportion of secondary and tertiary facilities relative to primary facilities participated in insurance. Lastly, increase in patient volume and revenue were motivating factors for provider facilities to participate in insurance, while low tariffs, delay and denial of payments, and patients' unrealistic expectations were mentioned as inhibiting factors.<h4>Conclusion</h4>For the Lagos state and other government insurance schemes in developing countries to be successful, effective contracting and quality assurance of healthcare providers are essential. The health facilities indicated that these would require adequate and regular provider payment, investments in infrastructure upgrades and educating the public about insurance benefit plans and service expectations.
format article
author Hezekiah Olayinka Shobiye
Ibironke Dada
Njide Ndili
Emmanuella Zamba
Frank Feeley
Tobias Rinke de Wit
author_facet Hezekiah Olayinka Shobiye
Ibironke Dada
Njide Ndili
Emmanuella Zamba
Frank Feeley
Tobias Rinke de Wit
author_sort Hezekiah Olayinka Shobiye
title Determinants and perception of health insurance participation among healthcare providers in Nigeria: A mixed-methods study.
title_short Determinants and perception of health insurance participation among healthcare providers in Nigeria: A mixed-methods study.
title_full Determinants and perception of health insurance participation among healthcare providers in Nigeria: A mixed-methods study.
title_fullStr Determinants and perception of health insurance participation among healthcare providers in Nigeria: A mixed-methods study.
title_full_unstemmed Determinants and perception of health insurance participation among healthcare providers in Nigeria: A mixed-methods study.
title_sort determinants and perception of health insurance participation among healthcare providers in nigeria: a mixed-methods study.
publisher Public Library of Science (PLoS)
publishDate 2021
url https://doaj.org/article/4f097876d8ab4c9c97dbacc6f835533c
work_keys_str_mv AT hezekiaholayinkashobiye determinantsandperceptionofhealthinsuranceparticipationamonghealthcareprovidersinnigeriaamixedmethodsstudy
AT ibironkedada determinantsandperceptionofhealthinsuranceparticipationamonghealthcareprovidersinnigeriaamixedmethodsstudy
AT njidendili determinantsandperceptionofhealthinsuranceparticipationamonghealthcareprovidersinnigeriaamixedmethodsstudy
AT emmanuellazamba determinantsandperceptionofhealthinsuranceparticipationamonghealthcareprovidersinnigeriaamixedmethodsstudy
AT frankfeeley determinantsandperceptionofhealthinsuranceparticipationamonghealthcareprovidersinnigeriaamixedmethodsstudy
AT tobiasrinkedewit determinantsandperceptionofhealthinsuranceparticipationamonghealthcareprovidersinnigeriaamixedmethodsstudy
_version_ 1718374222602960896