Tax Subsidy for Long-term Care Insurance

Abstract Germany’s long-term insurance is subject to financial pressure: Various reforms throughout the last few years have considerably extended the benefits. Consequences affect both the public and private providers of the long-term insurance whose policies offer identical entitlements. In the pub...

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Autor principal:	Thomas Neusius
Formato:	article
Lenguaje:	DE
Publicado:	Springer 2021
Materias:	Economic theory. Demography HB1-3840 Social history and conditions. Social problems. Social reform HN1-995
Acceso en línea:	https://doaj.org/article/52dc8ffea8b7494488788803a2ec0acb
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spelling	oai:doaj.org-article:52dc8ffea8b7494488788803a2ec0acb2021-11-21T12:29:07ZTax Subsidy for Long-term Care Insurance10.1007/s10273-021-3053-80043-62751613-978Xhttps://doaj.org/article/52dc8ffea8b7494488788803a2ec0acb2021-11-01T00:00:00Zhttps://doi.org/10.1007/s10273-021-3053-8https://doaj.org/toc/0043-6275https://doaj.org/toc/1613-978XAbstract Germany’s long-term insurance is subject to financial pressure: Various reforms throughout the last few years have considerably extended the benefits. Consequences affect both the public and private providers of the long-term insurance whose policies offer identical entitlements. In the public branch, financing was partially insufficient and the pay-as-you-go scheme is hit by demographic ageing; the private branch, relying on live insurance like premium calculation, saw severe premium adjustments amplified by the low level of interest rates. To protect employees who are covered in most cases by public insurance, tax subsidies from a contribution hike are to be introduced in favour of the public insurance scheme. This poses several questions concerning the justification of the transfer and the coexistence of public and private insurance.Thomas NeusiusSpringerarticleEconomic theory. DemographyHB1-3840Social history and conditions. Social problems. Social reformHN1-995DEWirtschaftsdienst, Vol 101, Iss 11, Pp 894-900 (2021)
institution	DOAJ
collection	DOAJ
language	DE
topic	Economic theory. Demography HB1-3840 Social history and conditions. Social problems. Social reform HN1-995
spellingShingle	Economic theory. Demography HB1-3840 Social history and conditions. Social problems. Social reform HN1-995 Thomas Neusius Tax Subsidy for Long-term Care Insurance
description	Abstract Germany’s long-term insurance is subject to financial pressure: Various reforms throughout the last few years have considerably extended the benefits. Consequences affect both the public and private providers of the long-term insurance whose policies offer identical entitlements. In the public branch, financing was partially insufficient and the pay-as-you-go scheme is hit by demographic ageing; the private branch, relying on live insurance like premium calculation, saw severe premium adjustments amplified by the low level of interest rates. To protect employees who are covered in most cases by public insurance, tax subsidies from a contribution hike are to be introduced in favour of the public insurance scheme. This poses several questions concerning the justification of the transfer and the coexistence of public and private insurance.
format	article
author	Thomas Neusius
author_facet	Thomas Neusius
author_sort	Thomas Neusius
title	Tax Subsidy for Long-term Care Insurance
title_short	Tax Subsidy for Long-term Care Insurance
title_full	Tax Subsidy for Long-term Care Insurance
title_fullStr	Tax Subsidy for Long-term Care Insurance
title_full_unstemmed	Tax Subsidy for Long-term Care Insurance
title_sort	tax subsidy for long-term care insurance
publisher	Springer
publishDate	2021
url	https://doaj.org/article/52dc8ffea8b7494488788803a2ec0acb
work_keys_str_mv	AT thomasneusius taxsubsidyforlongtermcareinsurance
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Tax Subsidy for Long-term Care Insurance

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