Financial Literacy in the Context of the Lifelong Education

Introduction. The current stage of economic development in the formation of the information society confirms the relevance of the problem of improving people’s literacy in the use of financial products, financial services and various technologies for effective financial management. The purpose of th...

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Autores principales:	Sergey М. Vdovin, Olga I. Averina, Natalia A. Gorbunova, Elena G. Moskaleva
Formato:	article
Lenguaje:	RU
Publicado:	National Research Mordova State University 2018
Materias:	financial literacy lifelong learning self-improvement competences of innovative society educational centers of financial literacy Education L
Acceso en línea:	https://doaj.org/article/5a34a259293948a78bb248aa29023fb9
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spelling	oai:doaj.org-article:5a34a259293948a78bb248aa29023fb92021-12-02T07:29:52ZFinancial Literacy in the Context of the Lifelong Education 10.15507/1991-9468.092.022.201803.441-4591991-94682308-1058https://doaj.org/article/5a34a259293948a78bb248aa29023fb92018-09-01T00:00:00Zhttp://edumag.mrsu.ru/index.php/en/articles-en/81-18-3/668-10-15507-1991-9468-092-022-201803-3https://doaj.org/toc/1991-9468https://doaj.org/toc/2308-1058Introduction. The current stage of economic development in the formation of the information society confirms the relevance of the problem of improving people’s literacy in the use of financial products, financial services and various technologies for effective financial management. The purpose of the article is to study the main factors determining the need to improve financial literacy in the region, the main forms of financial literacy training, as well as the experience of higher education institutions to carry out activities aimed at improving financial literacy. Materials and Methods. This research was carried out with the help of general scientific and special techniques and methods: the method of observation and study of accumulated experience, the conceptual and socio-philosophical analysis, the system analysis, the comparative analysis, the structural-functional analysis. An empirical sociological survey was conducted to obtain objective data on the level of financial competence of the population of the region and to assess the relevance of activities among pupils, young people, pedagogical staff of educational institutions and other segments of the population. As tools for collecting information for analytical studies questionnaires based on Internet resources and interactive survey were used. The methods of statistical analysis consisted of grouping, constructing series of dynamics, determining absolute and relative statistical. As research materials were used normative and policy documents, which are the legal basis for the implementation of the concept of continuing education and ensuring financial literacy of the population in the international context. Results.The article substantiates the importance of measures aimed at improving the financial literacy of the population of the Republic of Mordovia. Financial literacy is a necessity in the information society, in which financial decision-making and effective financial management is carried out using information and communication technologies. The authors of the article prove the role of higher education institutions in improving financial literacy of the population in accordance with the life-long learning education concept. Higher education institutions ensure access to financial literacy for various social groups through many forms of formal and non-formal education. Discussion and Conclusions. The conclusions and recommendations of the study can be used in the activities of the National Research Mordovia State University in conducting training and consulting activities aimed at improving financial literacy of the population of the region (master classes, training seminars, video lessons, round tables, etc.). The authors’ proposals can be applied in the development of financial literacy strategy in the Republic of Mordovia.Sergey М. VdovinOlga I. AverinaNatalia A. GorbunovaElena G. MoskalevaNational Research Mordova State Universityarticlefinancial literacylifelong learningself-improvementcompetences of innovative societyeducational centers of financial literacyEducationLRUИнтеграция образования, Vol 22, Iss 3, Pp 441-459 (2018)
institution	DOAJ
collection	DOAJ
language	RU
topic	financial literacy lifelong learning self-improvement competences of innovative society educational centers of financial literacy Education L
spellingShingle	financial literacy lifelong learning self-improvement competences of innovative society educational centers of financial literacy Education L Sergey М. Vdovin Olga I. Averina Natalia A. Gorbunova Elena G. Moskaleva Financial Literacy in the Context of the Lifelong Education
description	Introduction. The current stage of economic development in the formation of the information society confirms the relevance of the problem of improving people’s literacy in the use of financial products, financial services and various technologies for effective financial management. The purpose of the article is to study the main factors determining the need to improve financial literacy in the region, the main forms of financial literacy training, as well as the experience of higher education institutions to carry out activities aimed at improving financial literacy. Materials and Methods. This research was carried out with the help of general scientific and special techniques and methods: the method of observation and study of accumulated experience, the conceptual and socio-philosophical analysis, the system analysis, the comparative analysis, the structural-functional analysis. An empirical sociological survey was conducted to obtain objective data on the level of financial competence of the population of the region and to assess the relevance of activities among pupils, young people, pedagogical staff of educational institutions and other segments of the population. As tools for collecting information for analytical studies questionnaires based on Internet resources and interactive survey were used. The methods of statistical analysis consisted of grouping, constructing series of dynamics, determining absolute and relative statistical. As research materials were used normative and policy documents, which are the legal basis for the implementation of the concept of continuing education and ensuring financial literacy of the population in the international context. Results.The article substantiates the importance of measures aimed at improving the financial literacy of the population of the Republic of Mordovia. Financial literacy is a necessity in the information society, in which financial decision-making and effective financial management is carried out using information and communication technologies. The authors of the article prove the role of higher education institutions in improving financial literacy of the population in accordance with the life-long learning education concept. Higher education institutions ensure access to financial literacy for various social groups through many forms of formal and non-formal education. Discussion and Conclusions. The conclusions and recommendations of the study can be used in the activities of the National Research Mordovia State University in conducting training and consulting activities aimed at improving financial literacy of the population of the region (master classes, training seminars, video lessons, round tables, etc.). The authors’ proposals can be applied in the development of financial literacy strategy in the Republic of Mordovia.
format	article
author	Sergey М. Vdovin Olga I. Averina Natalia A. Gorbunova Elena G. Moskaleva
author_facet	Sergey М. Vdovin Olga I. Averina Natalia A. Gorbunova Elena G. Moskaleva
author_sort	Sergey М. Vdovin
title	Financial Literacy in the Context of the Lifelong Education
title_short	Financial Literacy in the Context of the Lifelong Education
title_full	Financial Literacy in the Context of the Lifelong Education
title_fullStr	Financial Literacy in the Context of the Lifelong Education
title_full_unstemmed	Financial Literacy in the Context of the Lifelong Education
title_sort	financial literacy in the context of the lifelong education
publisher	National Research Mordova State University
publishDate	2018
url	https://doaj.org/article/5a34a259293948a78bb248aa29023fb9
work_keys_str_mv	AT sergeymvdovin financialliteracyinthecontextofthelifelongeducation AT olgaiaverina financialliteracyinthecontextofthelifelongeducation AT nataliaagorbunova financialliteracyinthecontextofthelifelongeducation AT elenagmoskaleva financialliteracyinthecontextofthelifelongeducation
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Financial Literacy in the Context of the Lifelong Education

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