PECULIARITIES OF CREDITING IN A MARKET OF RETAIL BANKING SERVICES

A purpose of the article is to define a sense of a concept of “retail banking crediting” on the basis of determination of the peculiarities of crediting in the market of retail banking services. Meth...

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Autor principal:	A. N. Kharchenko
Formato:	article
Lenguaje:	EN RU
Publicado:	Science and Innovation Center Publishing House 2014
Materias:	retail crediting retail banking service market standardization of credit products distribution channels Law K Social Sciences H
Acceso en línea:	https://doaj.org/article/5cb39041e01d41c0ad6eb2150458d638
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spelling	oai:doaj.org-article:5cb39041e01d41c0ad6eb2150458d6382021-12-02T16:00:27ZPECULIARITIES OF CREDITING IN A MARKET OF RETAIL BANKING SERVICES2070-756810.12731/2070-7568-2014-5-13https://doaj.org/article/5cb39041e01d41c0ad6eb2150458d6382014-09-01T00:00:00Zhttp://journal-s.org/index.php/nk/article/view/2193https://doaj.org/toc/2070-7568<p><strong>A purpose </strong>of the article is to define a sense of a concept of “retail banking crediting” on the basis of determination of the peculiarities of crediting in the market of retail banking services.<strong> </strong></p><p><strong>Methods</strong><strong>. </strong>The methods of synthesis, induction, deduction, and analogy are used<strong> </strong>in the process of research. <strong></strong></p><p><strong>Results</strong><strong>. </strong>Approaches of scholars regarding the peculiarities of provision of retail banking services are systematized. Types of consumers of the retail services are considered. The author determined that individuals and legal entities of the small and medium business are among such consumers. Together with other peculiarities of the retail banking crediting the author emphasized the peculiarities such as a mass character of provision, the standardization of a credit product, a monetary form, an inconsiderable amount of credit, the voluntary explanation of a purpose of crediting, and the development of distribution channels. Taking into account the mentioned above, the author proposed the own definition of the sense of the concept of “retail banking crediting”. </p><strong>An area of result application. </strong>The results of research may be applied in the activity of banks in the process of organization and improvement of the retail banking crediting.A. N. KharchenkoScience and Innovation Center Publishing Housearticleretail creditingretail banking service marketstandardization of credit productsdistribution channelsLawKSocial SciencesHENRUНаука Красноярья, Vol 0, Iss 5, Pp 151-163 (2014)
institution	DOAJ
collection	DOAJ
language	EN RU
topic	retail crediting retail banking service market standardization of credit products distribution channels Law K Social Sciences H
spellingShingle	retail crediting retail banking service market standardization of credit products distribution channels Law K Social Sciences H A. N. Kharchenko PECULIARITIES OF CREDITING IN A MARKET OF RETAIL BANKING SERVICES
description	<p><strong>A purpose </strong>of the article is to define a sense of a concept of “retail banking crediting” on the basis of determination of the peculiarities of crediting in the market of retail banking services.<strong> </strong></p><p><strong>Methods</strong><strong>. </strong>The methods of synthesis, induction, deduction, and analogy are used<strong> </strong>in the process of research. <strong></strong></p><p><strong>Results</strong><strong>. </strong>Approaches of scholars regarding the peculiarities of provision of retail banking services are systematized. Types of consumers of the retail services are considered. The author determined that individuals and legal entities of the small and medium business are among such consumers. Together with other peculiarities of the retail banking crediting the author emphasized the peculiarities such as a mass character of provision, the standardization of a credit product, a monetary form, an inconsiderable amount of credit, the voluntary explanation of a purpose of crediting, and the development of distribution channels. Taking into account the mentioned above, the author proposed the own definition of the sense of the concept of “retail banking crediting”. </p><strong>An area of result application. </strong>The results of research may be applied in the activity of banks in the process of organization and improvement of the retail banking crediting.
format	article
author	A. N. Kharchenko
author_facet	A. N. Kharchenko
author_sort	A. N. Kharchenko
title	PECULIARITIES OF CREDITING IN A MARKET OF RETAIL BANKING SERVICES
title_short	PECULIARITIES OF CREDITING IN A MARKET OF RETAIL BANKING SERVICES
title_full	PECULIARITIES OF CREDITING IN A MARKET OF RETAIL BANKING SERVICES
title_fullStr	PECULIARITIES OF CREDITING IN A MARKET OF RETAIL BANKING SERVICES
title_full_unstemmed	PECULIARITIES OF CREDITING IN A MARKET OF RETAIL BANKING SERVICES
title_sort	peculiarities of crediting in a market of retail banking services
publisher	Science and Innovation Center Publishing House
publishDate	2014
url	https://doaj.org/article/5cb39041e01d41c0ad6eb2150458d638
work_keys_str_mv	AT ankharchenko peculiaritiesofcreditinginamarketofretailbankingservices
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PECULIARITIES OF CREDITING IN A MARKET OF RETAIL BANKING SERVICES

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