Micro, Small and Medium Enterprises Financing in Islamic Rural Banks in Indonesia

Purpose: Purpose of this paper to analyze relation between internal factorsconsist of CAR, ROA, ROE, NPF, BOPO and external factors consist of Inflation, Interest rate, exchange rate that influence Islamic Rural Bank financing to Small Medium Enterprises. Design/Method/Approach: This paper use fina...

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Autor principal:	Alvira Aina A'yun
Formato:	article
Lenguaje:	EN ID
Publicado:	Institut Agama Islam Negeri (IAIN) Curup 2020
Materias:	msme financing external factor internal factor islamic rural bank Islam BP1-253 Economics as a science HB71-74
Acceso en línea:	https://doaj.org/article/5d7778ca589f44bf894eab962f4e6637
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spelling	oai:doaj.org-article:5d7778ca589f44bf894eab962f4e66372021-11-10T22:51:23ZMicro, Small and Medium Enterprises Financing in Islamic Rural Banks in Indonesia2548-23432548-310210.29240/alfalah.v5i2.1188https://doaj.org/article/5d7778ca589f44bf894eab962f4e66372020-12-01T00:00:00Zhttp://journal.iaincurup.ac.id/index.php/alfalah/article/view/1188https://doaj.org/toc/2548-2343https://doaj.org/toc/2548-3102Purpose: Purpose of this paper to analyze relation between internal factorsconsist of CAR, ROA, ROE, NPF, BOPO and external factors consist of Inflation, Interest rate, exchange rate that influence Islamic Rural Bank financing to Small Medium Enterprises. Design/Method/Approach: This paper use financing SME data from Islamic Rural Bank, internal and external factor from Islamic Rural Bank in 2010-2018. The paper use vector autoregression if stasioner in level an use vector error correction model of stasioner and cointegration in first difference. Use IRF and VD analysis to predict in the future. Findings: Results indicate that inflation, interest rate, NPF and BOPO have long term effect in SME financing an in short term only NPF influencing in SME financing. Originality/Values: Islamic finance industry one of industry that very important, this paper adds to understand Islamic finance industry which has received limited attention. Novelty in this paper use SME financing in Islamic rural bank, inflation, exchange rate, interest rate.Alvira Aina A'yunInstitut Agama Islam Negeri (IAIN) Curuparticlemsme financingexternal factorinternal factorislamic rural bankIslamBP1-253Economics as a scienceHB71-74ENIDAl-Falah: Journal of Islamic Economics, Vol 5, Iss 2, Pp 149-168 (2020)
institution	DOAJ
collection	DOAJ
language	EN ID
topic	msme financing external factor internal factor islamic rural bank Islam BP1-253 Economics as a science HB71-74
spellingShingle	msme financing external factor internal factor islamic rural bank Islam BP1-253 Economics as a science HB71-74 Alvira Aina A'yun Micro, Small and Medium Enterprises Financing in Islamic Rural Banks in Indonesia
description	Purpose: Purpose of this paper to analyze relation between internal factorsconsist of CAR, ROA, ROE, NPF, BOPO and external factors consist of Inflation, Interest rate, exchange rate that influence Islamic Rural Bank financing to Small Medium Enterprises. Design/Method/Approach: This paper use financing SME data from Islamic Rural Bank, internal and external factor from Islamic Rural Bank in 2010-2018. The paper use vector autoregression if stasioner in level an use vector error correction model of stasioner and cointegration in first difference. Use IRF and VD analysis to predict in the future. Findings: Results indicate that inflation, interest rate, NPF and BOPO have long term effect in SME financing an in short term only NPF influencing in SME financing. Originality/Values: Islamic finance industry one of industry that very important, this paper adds to understand Islamic finance industry which has received limited attention. Novelty in this paper use SME financing in Islamic rural bank, inflation, exchange rate, interest rate.
format	article
author	Alvira Aina A'yun
author_facet	Alvira Aina A'yun
author_sort	Alvira Aina A'yun
title	Micro, Small and Medium Enterprises Financing in Islamic Rural Banks in Indonesia
title_short	Micro, Small and Medium Enterprises Financing in Islamic Rural Banks in Indonesia
title_full	Micro, Small and Medium Enterprises Financing in Islamic Rural Banks in Indonesia
title_fullStr	Micro, Small and Medium Enterprises Financing in Islamic Rural Banks in Indonesia
title_full_unstemmed	Micro, Small and Medium Enterprises Financing in Islamic Rural Banks in Indonesia
title_sort	micro, small and medium enterprises financing in islamic rural banks in indonesia
publisher	Institut Agama Islam Negeri (IAIN) Curup
publishDate	2020
url	https://doaj.org/article/5d7778ca589f44bf894eab962f4e6637
work_keys_str_mv	AT alviraainaayun microsmallandmediumenterprisesfinancinginislamicruralbanksinindonesia
_version_	1718439677064642560

Micro, Small and Medium Enterprises Financing in Islamic Rural Banks in Indonesia

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