The Influencing Factors of Intellectual Property Pledge Loan Trust: A Social Network Theory-Based Experimental Study

This paper studies the behavior of intellectual property pledge loan based on a specific social network and uses the method of experimental research to analyze the impact of factors on the comprehensive trust of intellectual property pledge loan. The results show that if direct cooperation records b...

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Autores principales: Hongyan Yan, Jiayi Wang, Jing Cui, Zeyun Yang, Min Ren
Formato: article
Lenguaje:EN
Publicado: Hindawi Limited 2021
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Acceso en línea:https://doaj.org/article/625d40f4c78345a387de4818e5e64e8a
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spelling oai:doaj.org-article:625d40f4c78345a387de4818e5e64e8a2021-11-22T01:09:53ZThe Influencing Factors of Intellectual Property Pledge Loan Trust: A Social Network Theory-Based Experimental Study1607-887X10.1155/2021/4441406https://doaj.org/article/625d40f4c78345a387de4818e5e64e8a2021-01-01T00:00:00Zhttp://dx.doi.org/10.1155/2021/4441406https://doaj.org/toc/1607-887XThis paper studies the behavior of intellectual property pledge loan based on a specific social network and uses the method of experimental research to analyze the impact of factors on the comprehensive trust of intellectual property pledge loan. The results show that if direct cooperation records between enterprises and banks are complete, the larger the scale of cooperation, the higher the trust of intellectual property pledge loans, and the nearer the cooperation record to the present time, the greater the credibility of enterprise cooperation. If there is no direct cooperation record between enterprises and banks, or cooperation record is incomplete, in accordance with the trust evaluation of the recommended members on the intellectual property pledge loan enterprise, the smaller the degree of trust at a certain recommendation node, the lower the credibility of enterprises at this node correspondingly, and the lower the perceived risk tolerance of banks, the lower the cooperation satisfaction in the intellectual property pledge loan enterprises.Hongyan YanJiayi WangJing CuiZeyun YangMin RenHindawi LimitedarticleMathematicsQA1-939ENDiscrete Dynamics in Nature and Society, Vol 2021 (2021)
institution DOAJ
collection DOAJ
language EN
topic Mathematics
QA1-939
spellingShingle Mathematics
QA1-939
Hongyan Yan
Jiayi Wang
Jing Cui
Zeyun Yang
Min Ren
The Influencing Factors of Intellectual Property Pledge Loan Trust: A Social Network Theory-Based Experimental Study
description This paper studies the behavior of intellectual property pledge loan based on a specific social network and uses the method of experimental research to analyze the impact of factors on the comprehensive trust of intellectual property pledge loan. The results show that if direct cooperation records between enterprises and banks are complete, the larger the scale of cooperation, the higher the trust of intellectual property pledge loans, and the nearer the cooperation record to the present time, the greater the credibility of enterprise cooperation. If there is no direct cooperation record between enterprises and banks, or cooperation record is incomplete, in accordance with the trust evaluation of the recommended members on the intellectual property pledge loan enterprise, the smaller the degree of trust at a certain recommendation node, the lower the credibility of enterprises at this node correspondingly, and the lower the perceived risk tolerance of banks, the lower the cooperation satisfaction in the intellectual property pledge loan enterprises.
format article
author Hongyan Yan
Jiayi Wang
Jing Cui
Zeyun Yang
Min Ren
author_facet Hongyan Yan
Jiayi Wang
Jing Cui
Zeyun Yang
Min Ren
author_sort Hongyan Yan
title The Influencing Factors of Intellectual Property Pledge Loan Trust: A Social Network Theory-Based Experimental Study
title_short The Influencing Factors of Intellectual Property Pledge Loan Trust: A Social Network Theory-Based Experimental Study
title_full The Influencing Factors of Intellectual Property Pledge Loan Trust: A Social Network Theory-Based Experimental Study
title_fullStr The Influencing Factors of Intellectual Property Pledge Loan Trust: A Social Network Theory-Based Experimental Study
title_full_unstemmed The Influencing Factors of Intellectual Property Pledge Loan Trust: A Social Network Theory-Based Experimental Study
title_sort influencing factors of intellectual property pledge loan trust: a social network theory-based experimental study
publisher Hindawi Limited
publishDate 2021
url https://doaj.org/article/625d40f4c78345a387de4818e5e64e8a
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