Serotonergic genotypes, neuroticism, and financial choices.

Life financial outcomes carry a significant heritable component, but the mechanisms by which genes influence financial choices remain unclear. Focusing on a polymorphism in the promoter region of the serotonin transporter gene (5-HTTLPR), we found that individuals possessing the short allele of this...

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Autores principales: Camelia M Kuhnen, Gregory R Samanez-Larkin, Brian Knutson
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Publicado: Public Library of Science (PLoS) 2013
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Acceso en línea:https://doaj.org/article/632cd90cabe4467190db7a73df3d077b
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spelling oai:doaj.org-article:632cd90cabe4467190db7a73df3d077b2021-11-18T07:59:32ZSerotonergic genotypes, neuroticism, and financial choices.1932-620310.1371/journal.pone.0054632https://doaj.org/article/632cd90cabe4467190db7a73df3d077b2013-01-01T00:00:00Zhttps://www.ncbi.nlm.nih.gov/pmc/articles/pmid/23382929/?tool=EBIhttps://doaj.org/toc/1932-6203Life financial outcomes carry a significant heritable component, but the mechanisms by which genes influence financial choices remain unclear. Focusing on a polymorphism in the promoter region of the serotonin transporter gene (5-HTTLPR), we found that individuals possessing the short allele of this gene invested less in equities, were less engaged in actively making investment decisions, and had fewer credit lines. Short allele carriers also showed higher levels of the personality trait neuroticism, despite not differing from others with respect to cognitive skills, education, or wealth. Mediation analysis suggested that the presence of the 5-HTTLPR short allele decreased real life measures of financial risk taking through its influence on neuroticism. These findings show that 5-HTTLPR short allele carriers avoid risky and complex financial choices due to negative emotional reactions, and have implications for understanding and managing individual differences in financial choice.Camelia M KuhnenGregory R Samanez-LarkinBrian KnutsonPublic Library of Science (PLoS)articleMedicineRScienceQENPLoS ONE, Vol 8, Iss 1, p e54632 (2013)
institution DOAJ
collection DOAJ
language EN
topic Medicine
R
Science
Q
spellingShingle Medicine
R
Science
Q
Camelia M Kuhnen
Gregory R Samanez-Larkin
Brian Knutson
Serotonergic genotypes, neuroticism, and financial choices.
description Life financial outcomes carry a significant heritable component, but the mechanisms by which genes influence financial choices remain unclear. Focusing on a polymorphism in the promoter region of the serotonin transporter gene (5-HTTLPR), we found that individuals possessing the short allele of this gene invested less in equities, were less engaged in actively making investment decisions, and had fewer credit lines. Short allele carriers also showed higher levels of the personality trait neuroticism, despite not differing from others with respect to cognitive skills, education, or wealth. Mediation analysis suggested that the presence of the 5-HTTLPR short allele decreased real life measures of financial risk taking through its influence on neuroticism. These findings show that 5-HTTLPR short allele carriers avoid risky and complex financial choices due to negative emotional reactions, and have implications for understanding and managing individual differences in financial choice.
format article
author Camelia M Kuhnen
Gregory R Samanez-Larkin
Brian Knutson
author_facet Camelia M Kuhnen
Gregory R Samanez-Larkin
Brian Knutson
author_sort Camelia M Kuhnen
title Serotonergic genotypes, neuroticism, and financial choices.
title_short Serotonergic genotypes, neuroticism, and financial choices.
title_full Serotonergic genotypes, neuroticism, and financial choices.
title_fullStr Serotonergic genotypes, neuroticism, and financial choices.
title_full_unstemmed Serotonergic genotypes, neuroticism, and financial choices.
title_sort serotonergic genotypes, neuroticism, and financial choices.
publisher Public Library of Science (PLoS)
publishDate 2013
url https://doaj.org/article/632cd90cabe4467190db7a73df3d077b
work_keys_str_mv AT cameliamkuhnen serotonergicgenotypesneuroticismandfinancialchoices
AT gregoryrsamanezlarkin serotonergicgenotypesneuroticismandfinancialchoices
AT brianknutson serotonergicgenotypesneuroticismandfinancialchoices
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