The financial vs. the social approach of microfinance. A comparative global analysis

The supply of microcredit by microfinance institutions distinguishes two approaches, one called "poverty alleviation" and other "financial self-sustainability". In this study it is developed a global comparative in four regions of developing countries in order to recognize the ap...

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Autores principales:	Gemma Cairó i Céspedes, Luz Karime Gómez González
Formato:	article
Lenguaje:	EN ES
Publicado:	AECOOP Escuela de Estudios Cooperativos 2015
Materias:	microcrédito pobreza sostenibilidad financiera desarrollo. Economics as a science HB71-74
Acceso en línea:	https://doaj.org/article/64fb1f7f0f7a4095b39328dbd0ab3639
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spelling	oai:doaj.org-article:64fb1f7f0f7a4095b39328dbd0ab36392021-11-12T13:14:34ZThe financial vs. the social approach of microfinance. A comparative global analysis1135-66181885-803110.5209/rev_REVE.2015.n118.49062https://doaj.org/article/64fb1f7f0f7a4095b39328dbd0ab36392015-05-01T00:00:00Zhttp://revistas.ucm.es/index.php/REVE/article/view/49062https://doaj.org/toc/1135-6618https://doaj.org/toc/1885-8031The supply of microcredit by microfinance institutions distinguishes two approaches, one called "poverty alleviation" and other "financial self-sustainability". In this study it is developed a global comparative in four regions of developing countries in order to recognize the approach to which the population get microcredits, an also to check if there is any trade off between both approaches. We’ve used ten financial and social indicators organized into two categories: financial sustainability and poverty’s scope. The results show that in Latin America and the Caribbean and Middle East/North Africa is presented with more visibility the financial approach while in Africa the social approach prevails, and in the case of South Asia it is found that there is a balance between the two approaches. In addition it was discovered that the expansion of women’s access to microcredit favors to the reduction of poverty.Gemma Cairó i CéspedesLuz Karime Gómez GonzálezAECOOP Escuela de Estudios Cooperativosarticlemicrocréditopobrezasostenibilidad financieradesarrollo.Economics as a scienceHB71-74ENESRevista de Estudios Cooperativos, Vol 118, Iss 0, Pp 31-59 (2015)
institution	DOAJ
collection	DOAJ
language	EN ES
topic	microcrédito pobreza sostenibilidad financiera desarrollo. Economics as a science HB71-74
spellingShingle	microcrédito pobreza sostenibilidad financiera desarrollo. Economics as a science HB71-74 Gemma Cairó i Céspedes Luz Karime Gómez González The financial vs. the social approach of microfinance. A comparative global analysis
description	The supply of microcredit by microfinance institutions distinguishes two approaches, one called "poverty alleviation" and other "financial self-sustainability". In this study it is developed a global comparative in four regions of developing countries in order to recognize the approach to which the population get microcredits, an also to check if there is any trade off between both approaches. We’ve used ten financial and social indicators organized into two categories: financial sustainability and poverty’s scope. The results show that in Latin America and the Caribbean and Middle East/North Africa is presented with more visibility the financial approach while in Africa the social approach prevails, and in the case of South Asia it is found that there is a balance between the two approaches. In addition it was discovered that the expansion of women’s access to microcredit favors to the reduction of poverty.
format	article
author	Gemma Cairó i Céspedes Luz Karime Gómez González
author_facet	Gemma Cairó i Céspedes Luz Karime Gómez González
author_sort	Gemma Cairó i Céspedes
title	The financial vs. the social approach of microfinance. A comparative global analysis
title_short	The financial vs. the social approach of microfinance. A comparative global analysis
title_full	The financial vs. the social approach of microfinance. A comparative global analysis
title_fullStr	The financial vs. the social approach of microfinance. A comparative global analysis
title_full_unstemmed	The financial vs. the social approach of microfinance. A comparative global analysis
title_sort	financial vs. the social approach of microfinance. a comparative global analysis
publisher	AECOOP Escuela de Estudios Cooperativos
publishDate	2015
url	https://doaj.org/article/64fb1f7f0f7a4095b39328dbd0ab3639
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The financial vs. the social approach of microfinance. A comparative global analysis

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