Determinants of Willingness to pay for Employment-Based Health Insurance Among Governmental School Workers in Saudi Arabia

School workers constitute the bulk of public workers in Saudi Arabia. Most of these workers seek public health care services through the Ministry of Health, which is characterised by an overloaded service. Consequently, the government is planning to introduce employment-based health insurance. Howev...

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Autor principal:	Nouf Sahal Alharbi PhD
Formato:	article
Lenguaje:	EN
Publicado:	SAGE Publishing 2021
Materias:	Public aspects of medicine RA1-1270
Acceso en línea:	https://doaj.org/article/6e3e13055f6f4111ac5344e66e62e042
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spelling	oai:doaj.org-article:6e3e13055f6f4111ac5344e66e62e0422021-11-21T01:33:59ZDeterminants of Willingness to pay for Employment-Based Health Insurance Among Governmental School Workers in Saudi Arabia0046-95801945-724310.1177/00469580211060790https://doaj.org/article/6e3e13055f6f4111ac5344e66e62e0422021-11-01T00:00:00Zhttps://doi.org/10.1177/00469580211060790https://doaj.org/toc/0046-9580https://doaj.org/toc/1945-7243School workers constitute the bulk of public workers in Saudi Arabia. Most of these workers seek public health care services through the Ministry of Health, which is characterised by an overloaded service. Consequently, the government is planning to introduce employment-based health insurance. However, government employees’ willingness to pay (WTP) for health insurance was not investigated. This study explores the feasibility and acceptability of employment-based health insurance by examining public school workers’ WTP. Methods: six hundred and twenty-second number participants from Riyadh city were interviewed from September to October 2020 using an online structured questionnaire. The contingent valuation method with a payment card was used to assess WTP among the participants. This study also determined the association between the willingness to participate and WTP for health insurance respondents’ demographic and socio-economic characteristics. Chi-square and multiple linear regression analyses were used to analyse the data. The majority (76%) with an average monthly mean of 77.9 Saudi Riyal (SAR) ($20.7) per capita. Male, had higher educated, and those diagnosed with chronic disease were more likely to report a willingness to participate and/or pay for health insurance ( P > .005). This study demonstrates that WTP for employment-based health insurance depends on workers’ characteristics. The results of this study may be of use to policymakers to help with a set insurance premium, priority setting and fund allocation.Nouf Sahal Alharbi PhDSAGE PublishingarticlePublic aspects of medicineRA1-1270ENInquiry: The Journal of Health Care Organization, Provision, and Financing, Vol 58 (2021)
institution	DOAJ
collection	DOAJ
language	EN
topic	Public aspects of medicine RA1-1270
spellingShingle	Public aspects of medicine RA1-1270 Nouf Sahal Alharbi PhD Determinants of Willingness to pay for Employment-Based Health Insurance Among Governmental School Workers in Saudi Arabia
description	School workers constitute the bulk of public workers in Saudi Arabia. Most of these workers seek public health care services through the Ministry of Health, which is characterised by an overloaded service. Consequently, the government is planning to introduce employment-based health insurance. However, government employees’ willingness to pay (WTP) for health insurance was not investigated. This study explores the feasibility and acceptability of employment-based health insurance by examining public school workers’ WTP. Methods: six hundred and twenty-second number participants from Riyadh city were interviewed from September to October 2020 using an online structured questionnaire. The contingent valuation method with a payment card was used to assess WTP among the participants. This study also determined the association between the willingness to participate and WTP for health insurance respondents’ demographic and socio-economic characteristics. Chi-square and multiple linear regression analyses were used to analyse the data. The majority (76%) with an average monthly mean of 77.9 Saudi Riyal (SAR) ($20.7) per capita. Male, had higher educated, and those diagnosed with chronic disease were more likely to report a willingness to participate and/or pay for health insurance ( P > .005). This study demonstrates that WTP for employment-based health insurance depends on workers’ characteristics. The results of this study may be of use to policymakers to help with a set insurance premium, priority setting and fund allocation.
format	article
author	Nouf Sahal Alharbi PhD
author_facet	Nouf Sahal Alharbi PhD
author_sort	Nouf Sahal Alharbi PhD
title	Determinants of Willingness to pay for Employment-Based Health Insurance Among Governmental School Workers in Saudi Arabia
title_short	Determinants of Willingness to pay for Employment-Based Health Insurance Among Governmental School Workers in Saudi Arabia
title_full	Determinants of Willingness to pay for Employment-Based Health Insurance Among Governmental School Workers in Saudi Arabia
title_fullStr	Determinants of Willingness to pay for Employment-Based Health Insurance Among Governmental School Workers in Saudi Arabia
title_full_unstemmed	Determinants of Willingness to pay for Employment-Based Health Insurance Among Governmental School Workers in Saudi Arabia
title_sort	determinants of willingness to pay for employment-based health insurance among governmental school workers in saudi arabia
publisher	SAGE Publishing
publishDate	2021
url	https://doaj.org/article/6e3e13055f6f4111ac5344e66e62e042
work_keys_str_mv	AT noufsahalalharbiphd determinantsofwillingnesstopayforemploymentbasedhealthinsuranceamonggovernmentalschoolworkersinsaudiarabia
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Determinants of Willingness to pay for Employment-Based Health Insurance Among Governmental School Workers in Saudi Arabia

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