Memenangkan Pasar Pembiayaan: Studi Kasus Strategi Bisnis PT. Armada Finance di Makassar

With the proliferation of finance companies, companies are always trying to be existed in the middle of business competition through various strategies to win the market without violating the relevant government regulation. This article aims to explore how to deal with financing breach agreement, th...

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Autor principal:	Safriadi - Safriadi
Formato:	article
Lenguaje:	EN ID
Publicado:	Hasanuddin University 2017
Materias:	Corporate culture finance company strategy syariah murabahah institutional Ethnology. Social and cultural anthropology GN301-674
Acceso en línea:	https://doaj.org/article/6e56c3a2d94e4ed4895c9b8d18c0b655
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spelling	oai:doaj.org-article:6e56c3a2d94e4ed4895c9b8d18c0b6552021-11-10T13:31:58ZMemenangkan Pasar Pembiayaan: Studi Kasus Strategi Bisnis PT. Armada Finance di Makassar10.31947/etnosia.v2i1.29552527-93192548-9747https://doaj.org/article/6e56c3a2d94e4ed4895c9b8d18c0b6552017-11-01T00:00:00Zhttps://journal.unhas.ac.id/index.php/etnosia/article/view/2955https://doaj.org/toc/2527-9319https://doaj.org/toc/2548-9747With the proliferation of finance companies, companies are always trying to be existed in the middle of business competition through various strategies to win the market without violating the relevant government regulation. This article aims to explore how to deal with financing breach agreement, the existing strategies applied by the company, and how these are related to the regulation of Bank Indonesia. The research findings indicate that as a profit organisation, PT. Armada Finance, apllies syariah principle on the basis of murabahah without violating the regulation of Bank Indonesia. Despite the fact that the transaction between the company and the customers is always pursued in accordance with the rules, in case of breach agreement which includes default, transfer of warranty, emblezzment of collateral, the completion is adjusted with the type of deviation and the risk resulted toward the company, without neglecting Islamic business ethics, as one of the uniqueness of this finance company. Various strategies have been applied by the company, not only those established institutionally, but also on the basis of individual creativity, and they are complementary in practice. As finance company is mushrooming and becomes more competitive, breakthrough related to strategies should always be improved and are in accordance with marke needs.Safriadi - SafriadiHasanuddin UniversityarticleCorporate culturefinance companystrategysyariahmurabahahinstitutionalEthnology. Social and cultural anthropologyGN301-674ENIDEtnosia, Vol 2, Iss 1 (2017)
institution	DOAJ
collection	DOAJ
language	EN ID
topic	Corporate culture finance company strategy syariah murabahah institutional Ethnology. Social and cultural anthropology GN301-674
spellingShingle	Corporate culture finance company strategy syariah murabahah institutional Ethnology. Social and cultural anthropology GN301-674 Safriadi - Safriadi Memenangkan Pasar Pembiayaan: Studi Kasus Strategi Bisnis PT. Armada Finance di Makassar
description	With the proliferation of finance companies, companies are always trying to be existed in the middle of business competition through various strategies to win the market without violating the relevant government regulation. This article aims to explore how to deal with financing breach agreement, the existing strategies applied by the company, and how these are related to the regulation of Bank Indonesia. The research findings indicate that as a profit organisation, PT. Armada Finance, apllies syariah principle on the basis of murabahah without violating the regulation of Bank Indonesia. Despite the fact that the transaction between the company and the customers is always pursued in accordance with the rules, in case of breach agreement which includes default, transfer of warranty, emblezzment of collateral, the completion is adjusted with the type of deviation and the risk resulted toward the company, without neglecting Islamic business ethics, as one of the uniqueness of this finance company. Various strategies have been applied by the company, not only those established institutionally, but also on the basis of individual creativity, and they are complementary in practice. As finance company is mushrooming and becomes more competitive, breakthrough related to strategies should always be improved and are in accordance with marke needs.
format	article
author	Safriadi - Safriadi
author_facet	Safriadi - Safriadi
author_sort	Safriadi - Safriadi
title	Memenangkan Pasar Pembiayaan: Studi Kasus Strategi Bisnis PT. Armada Finance di Makassar
title_short	Memenangkan Pasar Pembiayaan: Studi Kasus Strategi Bisnis PT. Armada Finance di Makassar
title_full	Memenangkan Pasar Pembiayaan: Studi Kasus Strategi Bisnis PT. Armada Finance di Makassar
title_fullStr	Memenangkan Pasar Pembiayaan: Studi Kasus Strategi Bisnis PT. Armada Finance di Makassar
title_full_unstemmed	Memenangkan Pasar Pembiayaan: Studi Kasus Strategi Bisnis PT. Armada Finance di Makassar
title_sort	memenangkan pasar pembiayaan: studi kasus strategi bisnis pt. armada finance di makassar
publisher	Hasanuddin University
publishDate	2017
url	https://doaj.org/article/6e56c3a2d94e4ed4895c9b8d18c0b655
work_keys_str_mv	AT safriadisafriadi memenangkanpasarpembiayaanstudikasusstrategibisnisptarmadafinancedimakassar
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Memenangkan Pasar Pembiayaan: Studi Kasus Strategi Bisnis PT. Armada Finance di Makassar

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