Credit Market Imbalances in Russia: Dynamics and Risks

Digital-marketing market is growing exponentially. There are a lot of services, platforms and technologies that are used for business promotion. While 10 years ago only Google and Facebook were available, today we can see thousands of various solutions. Analysts forecast transit of all industries to...

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Autores principales:	A. Yu. Belyaninov, A. P. Garnov, D. G. Perepelitsa
Formato:	article
Lenguaje:	RU
Publicado:	Plekhanov Russian University of Economics 2020
Materias:	misbalance credit behavior mortgage credit individuals’ debts on credits auto-crediting Economics as a science HB71-74
Acceso en línea:	https://doaj.org/article/710f93dfcff74297b5321221429278ef
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spelling	oai:doaj.org-article:710f93dfcff74297b5321221429278ef2021-11-15T05:20:50ZCredit Market Imbalances in Russia: Dynamics and Risks2413-28292587-925110.21686/2413-2829-2020-6-18-29https://doaj.org/article/710f93dfcff74297b5321221429278ef2020-12-01T00:00:00Zhttps://vest.rea.ru/jour/article/view/964https://doaj.org/toc/2413-2829https://doaj.org/toc/2587-9251Digital-marketing market is growing exponentially. There are a lot of services, platforms and technologies that are used for business promotion. While 10 years ago only Google and Facebook were available, today we can see thousands of various solutions. Analysts forecast transit of all industries to digital space. Changes in behavioral skills of customer finance services and growing competitive pressure on the part of start-ups ruin conventional business-models and induce us to develop new strategies. Therefore banks and other regulated finance intermediaries try, with due regard to their budgets, to master as quickly as possible innovations in the field of finance technologies and alter formats of client service. A typical feature of today’s society development is increasing innovation of all spheres of human activity. For example, now we can observe break-through innovation in technology, which changes not only technical and technological foundations of economy but drastically influence different processes in the social sphere. Researching credit strategies within the frames of economic behavior of the population is connected mainly with studying the grounds, key trends and consequences of individuals’ operations on finance service market. The article investigates specific features of Russian citizens’ behavior in the segment of mortgage crediting and auto-crediting, analyzes figures of banks in crediting individuals and shows risks of repayment delay. The authors systematized key concepts of regulating credit and finance markets, which is needed for the process of designing the effective regulatory model that takes into account specific features of markets. The findings of the research can be used in assessing the efficiency and improvements in international coordination of national regulators on finance markets.A. Yu. BelyaninovA. P. GarnovD. G. PerepelitsaPlekhanov Russian University of Economicsarticlemisbalancecredit behaviormortgage creditindividuals’ debts on creditsauto-creditingEconomics as a scienceHB71-74RUВестник Российского экономического университета имени Г. В. Плеханова, Vol 17, Iss 6, Pp 18-29 (2020)
institution	DOAJ
collection	DOAJ
language	RU
topic	misbalance credit behavior mortgage credit individuals’ debts on credits auto-crediting Economics as a science HB71-74
spellingShingle	misbalance credit behavior mortgage credit individuals’ debts on credits auto-crediting Economics as a science HB71-74 A. Yu. Belyaninov A. P. Garnov D. G. Perepelitsa Credit Market Imbalances in Russia: Dynamics and Risks
description	Digital-marketing market is growing exponentially. There are a lot of services, platforms and technologies that are used for business promotion. While 10 years ago only Google and Facebook were available, today we can see thousands of various solutions. Analysts forecast transit of all industries to digital space. Changes in behavioral skills of customer finance services and growing competitive pressure on the part of start-ups ruin conventional business-models and induce us to develop new strategies. Therefore banks and other regulated finance intermediaries try, with due regard to their budgets, to master as quickly as possible innovations in the field of finance technologies and alter formats of client service. A typical feature of today’s society development is increasing innovation of all spheres of human activity. For example, now we can observe break-through innovation in technology, which changes not only technical and technological foundations of economy but drastically influence different processes in the social sphere. Researching credit strategies within the frames of economic behavior of the population is connected mainly with studying the grounds, key trends and consequences of individuals’ operations on finance service market. The article investigates specific features of Russian citizens’ behavior in the segment of mortgage crediting and auto-crediting, analyzes figures of banks in crediting individuals and shows risks of repayment delay. The authors systematized key concepts of regulating credit and finance markets, which is needed for the process of designing the effective regulatory model that takes into account specific features of markets. The findings of the research can be used in assessing the efficiency and improvements in international coordination of national regulators on finance markets.
format	article
author	A. Yu. Belyaninov A. P. Garnov D. G. Perepelitsa
author_facet	A. Yu. Belyaninov A. P. Garnov D. G. Perepelitsa
author_sort	A. Yu. Belyaninov
title	Credit Market Imbalances in Russia: Dynamics and Risks
title_short	Credit Market Imbalances in Russia: Dynamics and Risks
title_full	Credit Market Imbalances in Russia: Dynamics and Risks
title_fullStr	Credit Market Imbalances in Russia: Dynamics and Risks
title_full_unstemmed	Credit Market Imbalances in Russia: Dynamics and Risks
title_sort	credit market imbalances in russia: dynamics and risks
publisher	Plekhanov Russian University of Economics
publishDate	2020
url	https://doaj.org/article/710f93dfcff74297b5321221429278ef
work_keys_str_mv	AT ayubelyaninov creditmarketimbalancesinrussiadynamicsandrisks AT apgarnov creditmarketimbalancesinrussiadynamicsandrisks AT dgperepelitsa creditmarketimbalancesinrussiadynamicsandrisks
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Credit Market Imbalances in Russia: Dynamics and Risks

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