A Study on RB-XGBoost Algorithm-Based e-Commerce Credit Risk Assessment Model
The current method’s e-commerce credit risk assessment is prone to poor data balance and low evaluation accuracy. An RB-XGBoost algorithm-based e-commerce credit risk assessment model is proposed in this study. The adaptive random balance (RB) method is used to sample and process the obtained data t...
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Auteurs principaux: | Weimin Yang, Lili Gao |
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Format: | article |
Langue: | EN |
Publié: |
Hindawi Limited
2021
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Accès en ligne: | https://doaj.org/article/7277a4a0c30b4c5da40396c61d8540d7 |
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