IMPACT OF PROFIT-LOSS SHARING FINANCING ON POVERTY ALLEVIATION OF SHRIMP FARMERS IN TULANG BAWANG REGENCY (CASE STUDY: KEMITRAAN BUMIDIPA)

<p>This research aimed to describe the core values of Kemitraan Bumidipa as sharia microfinance program that applies profit-loss sharing scheme, to elaborate the main obstacles that might cause the failure of the program, to analyze the effectivity of its financing, and to analyze the impact o...

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Autores principales:	Shofiyanto Shofiyanto, Muhammad Findi, Salahuddin El Ayyubi
Formato:	article
Lenguaje:	EN
Publicado:	Universitas Muhammadiyah Yogyakarta 2017
Materias:	effectivity, islamic microfinance, poverty, profit-loss sharing financing, sen index Economic theory. Demography HB1-3840
Acceso en línea:	https://doaj.org/article/7927161adebe43b2ab9dfa75d8c2d6d8
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spelling	oai:doaj.org-article:7927161adebe43b2ab9dfa75d8c2d6d82021-12-02T13:01:26ZIMPACT OF PROFIT-LOSS SHARING FINANCING ON POVERTY ALLEVIATION OF SHRIMP FARMERS IN TULANG BAWANG REGENCY (CASE STUDY: KEMITRAAN BUMIDIPA)1411-99002541-5506https://doaj.org/article/7927161adebe43b2ab9dfa75d8c2d6d82017-10-01T00:00:00Zhttps://journal.umy.ac.id/index.php/esp/article/view/4036https://doaj.org/toc/1411-9900https://doaj.org/toc/2541-5506<p>This research aimed to describe the core values of Kemitraan Bumidipa as sharia microfinance program that applies profit-loss sharing scheme, to elaborate the main obstacles that might cause the failure of the program, to analyze the effectivity of its financing, and to analyze the impact of financing on poverty alleviation of shrimp farmers in Rawajitu Timur District, Tulang Bawang Regency. Descriptive analysis, qualitative analysis and poverty indices are used as the analysis methods. The result shows that, on the one hand, the core values of Kemitraan Bumidipa are the real profit sharing system, professional financial services, and the investment guarantee model for its financing. On the other hand, the risks faced by the program are the the unstable environment of shrimp farming, technical problems, the shrimp’s price fluctuation, and moral hazard behavior. According to effectivity analysis, overall this program has been effective. Based on poverty indices result, sen index of farmers increase after becoming members of Kemitraan Bumidipa as the result of the failure of farmers’ cultivation. As recommendation, it should be a supervision mechanism to prevent the members from moral hazard act and it’s neccessary for further research particularly related to the unstable environment of shrimp farming and the fluctuation of shrimp’s price.<em></em></p>Shofiyanto ShofiyantoMuhammad FindiSalahuddin El AyyubiUniversitas Muhammadiyah Yogyakartaarticleeffectivity, islamic microfinance, poverty, profit-loss sharing financing, sen indexEconomic theory. DemographyHB1-3840ENJurnal Ekonomi & Studi Pembangunan, Vol 18, Iss 2, Pp 124-141 (2017)
institution	DOAJ
collection	DOAJ
language	EN
topic	effectivity, islamic microfinance, poverty, profit-loss sharing financing, sen index Economic theory. Demography HB1-3840
spellingShingle	effectivity, islamic microfinance, poverty, profit-loss sharing financing, sen index Economic theory. Demography HB1-3840 Shofiyanto Shofiyanto Muhammad Findi Salahuddin El Ayyubi IMPACT OF PROFIT-LOSS SHARING FINANCING ON POVERTY ALLEVIATION OF SHRIMP FARMERS IN TULANG BAWANG REGENCY (CASE STUDY: KEMITRAAN BUMIDIPA)
description	<p>This research aimed to describe the core values of Kemitraan Bumidipa as sharia microfinance program that applies profit-loss sharing scheme, to elaborate the main obstacles that might cause the failure of the program, to analyze the effectivity of its financing, and to analyze the impact of financing on poverty alleviation of shrimp farmers in Rawajitu Timur District, Tulang Bawang Regency. Descriptive analysis, qualitative analysis and poverty indices are used as the analysis methods. The result shows that, on the one hand, the core values of Kemitraan Bumidipa are the real profit sharing system, professional financial services, and the investment guarantee model for its financing. On the other hand, the risks faced by the program are the the unstable environment of shrimp farming, technical problems, the shrimp’s price fluctuation, and moral hazard behavior. According to effectivity analysis, overall this program has been effective. Based on poverty indices result, sen index of farmers increase after becoming members of Kemitraan Bumidipa as the result of the failure of farmers’ cultivation. As recommendation, it should be a supervision mechanism to prevent the members from moral hazard act and it’s neccessary for further research particularly related to the unstable environment of shrimp farming and the fluctuation of shrimp’s price.<em></em></p>
format	article
author	Shofiyanto Shofiyanto Muhammad Findi Salahuddin El Ayyubi
author_facet	Shofiyanto Shofiyanto Muhammad Findi Salahuddin El Ayyubi
author_sort	Shofiyanto Shofiyanto
title	IMPACT OF PROFIT-LOSS SHARING FINANCING ON POVERTY ALLEVIATION OF SHRIMP FARMERS IN TULANG BAWANG REGENCY (CASE STUDY: KEMITRAAN BUMIDIPA)
title_short	IMPACT OF PROFIT-LOSS SHARING FINANCING ON POVERTY ALLEVIATION OF SHRIMP FARMERS IN TULANG BAWANG REGENCY (CASE STUDY: KEMITRAAN BUMIDIPA)
title_full	IMPACT OF PROFIT-LOSS SHARING FINANCING ON POVERTY ALLEVIATION OF SHRIMP FARMERS IN TULANG BAWANG REGENCY (CASE STUDY: KEMITRAAN BUMIDIPA)
title_fullStr	IMPACT OF PROFIT-LOSS SHARING FINANCING ON POVERTY ALLEVIATION OF SHRIMP FARMERS IN TULANG BAWANG REGENCY (CASE STUDY: KEMITRAAN BUMIDIPA)
title_full_unstemmed	IMPACT OF PROFIT-LOSS SHARING FINANCING ON POVERTY ALLEVIATION OF SHRIMP FARMERS IN TULANG BAWANG REGENCY (CASE STUDY: KEMITRAAN BUMIDIPA)
title_sort	impact of profit-loss sharing financing on poverty alleviation of shrimp farmers in tulang bawang regency (case study: kemitraan bumidipa)
publisher	Universitas Muhammadiyah Yogyakarta
publishDate	2017
url	https://doaj.org/article/7927161adebe43b2ab9dfa75d8c2d6d8
work_keys_str_mv	AT shofiyantoshofiyanto impactofprofitlosssharingfinancingonpovertyalleviationofshrimpfarmersintulangbawangregencycasestudykemitraanbumidipa AT muhammadfindi impactofprofitlosssharingfinancingonpovertyalleviationofshrimpfarmersintulangbawangregencycasestudykemitraanbumidipa AT salahuddinelayyubi impactofprofitlosssharingfinancingonpovertyalleviationofshrimpfarmersintulangbawangregencycasestudykemitraanbumidipa
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IMPACT OF PROFIT-LOSS SHARING FINANCING ON POVERTY ALLEVIATION OF SHRIMP FARMERS IN TULANG BAWANG REGENCY (CASE STUDY: KEMITRAAN BUMIDIPA)

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