Dynamic Financial Inclusion in ASEAN 8: Do Macroeconomics and Financial Technology Matter?

This study aims to estimate the effects of macroeconomic indicators and financial technology on financial inclusion in ASEAN 8 during 2010-2018. There are three financial inclusion indicators, which include debit card ownership (Model 1), credit card ownership (Model 2), and domestic credit to GDP r...

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Autor principal:	Tunjung Sekar Laksmi Pandhit
Formato:	article
Lenguaje:	EN
Publicado:	Universitas Muhammadiyah Yogyakarta 2020
Materias:	financial inclusion macroeconomy financial technology dynamic panel Economic theory. Demography HB1-3840
Acceso en línea:	https://doaj.org/article/799bea2671234931a3cbab47989de6f2
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id	oai:doaj.org-article:799bea2671234931a3cbab47989de6f2
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spelling	oai:doaj.org-article:799bea2671234931a3cbab47989de6f22021-12-02T17:22:23ZDynamic Financial Inclusion in ASEAN 8: Do Macroeconomics and Financial Technology Matter?1411-99002541-550610.18196/jesp.21.2.5037https://doaj.org/article/799bea2671234931a3cbab47989de6f22020-10-01T00:00:00Zhttps://journal.umy.ac.id/index.php/esp/article/view/8963https://doaj.org/toc/1411-9900https://doaj.org/toc/2541-5506This study aims to estimate the effects of macroeconomic indicators and financial technology on financial inclusion in ASEAN 8 during 2010-2018. There are three financial inclusion indicators, which include debit card ownership (Model 1), credit card ownership (Model 2), and domestic credit to GDP ratio (Model 3). Furthermore, the dynamic panel is applied to demonstrate dynamic financial inclusion models. The findings show that the domestic credit to GDP ratio is influenced by the unemployment rate, inflation, and financial technology. In addition, Model 1 and 2 show that the FEM is a robust model, while Model 3 indicates that REM is a robust model. This study encourages governments in ASEAN 8 to manage macroeconomic indicators progressively and stably to expand equal financial inclusion for the communityTunjung Sekar Laksmi PandhitUniversitas Muhammadiyah Yogyakartaarticlefinancial inclusionmacroeconomyfinancial technologydynamic panelEconomic theory. DemographyHB1-3840ENJurnal Ekonomi & Studi Pembangunan, Vol 21, Iss 2, Pp 146-160 (2020)
institution	DOAJ
collection	DOAJ
language	EN
topic	financial inclusion macroeconomy financial technology dynamic panel Economic theory. Demography HB1-3840
spellingShingle	financial inclusion macroeconomy financial technology dynamic panel Economic theory. Demography HB1-3840 Tunjung Sekar Laksmi Pandhit Dynamic Financial Inclusion in ASEAN 8: Do Macroeconomics and Financial Technology Matter?
description	This study aims to estimate the effects of macroeconomic indicators and financial technology on financial inclusion in ASEAN 8 during 2010-2018. There are three financial inclusion indicators, which include debit card ownership (Model 1), credit card ownership (Model 2), and domestic credit to GDP ratio (Model 3). Furthermore, the dynamic panel is applied to demonstrate dynamic financial inclusion models. The findings show that the domestic credit to GDP ratio is influenced by the unemployment rate, inflation, and financial technology. In addition, Model 1 and 2 show that the FEM is a robust model, while Model 3 indicates that REM is a robust model. This study encourages governments in ASEAN 8 to manage macroeconomic indicators progressively and stably to expand equal financial inclusion for the community
format	article
author	Tunjung Sekar Laksmi Pandhit
author_facet	Tunjung Sekar Laksmi Pandhit
author_sort	Tunjung Sekar Laksmi Pandhit
title	Dynamic Financial Inclusion in ASEAN 8: Do Macroeconomics and Financial Technology Matter?
title_short	Dynamic Financial Inclusion in ASEAN 8: Do Macroeconomics and Financial Technology Matter?
title_full	Dynamic Financial Inclusion in ASEAN 8: Do Macroeconomics and Financial Technology Matter?
title_fullStr	Dynamic Financial Inclusion in ASEAN 8: Do Macroeconomics and Financial Technology Matter?
title_full_unstemmed	Dynamic Financial Inclusion in ASEAN 8: Do Macroeconomics and Financial Technology Matter?
title_sort	dynamic financial inclusion in asean 8: do macroeconomics and financial technology matter?
publisher	Universitas Muhammadiyah Yogyakarta
publishDate	2020
url	https://doaj.org/article/799bea2671234931a3cbab47989de6f2
work_keys_str_mv	AT tunjungsekarlaksmipandhit dynamicfinancialinclusioninasean8domacroeconomicsandfinancialtechnologymatter
_version_	1718381034577330176

Dynamic Financial Inclusion in ASEAN 8: Do Macroeconomics and Financial Technology Matter?

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