The role of e-payments in enhancing financial performance: A case study of the Bank of Palestine

The purpose of this paper is to explore electronic payments, which are considered one of the most important tools in financial technology. Hence, electronic payments play a great role in enhancing the financial performance of the Bank of Palestine. The study uses three dependent variables such as re...

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Autor principal:	Bahaa Sobhi Awwad
Formato:	article
Lenguaje:	EN
Publicado:	LLC "CPC "Business Perspectives" 2021
Materias:	electronic payment cards return on assets return on equity Banking HG1501-3550
Acceso en línea:	https://doaj.org/article/7b6f0585878c4c66a8cd27bb375478ea
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spelling	oai:doaj.org-article:7b6f0585878c4c66a8cd27bb375478ea2021-11-25T10:20:19ZThe role of e-payments in enhancing financial performance: A case study of the Bank of Palestine10.21511/bbs.16(4).2021.101816-74031991-7074https://doaj.org/article/7b6f0585878c4c66a8cd27bb375478ea2021-11-01T00:00:00Zhttps://www.businessperspectives.org/images/pdf/applications/publishing/templates/article/assets/15851/BBS_2021_04_Awwad.pdfhttps://doaj.org/toc/1816-7403https://doaj.org/toc/1991-7074The purpose of this paper is to explore electronic payments, which are considered one of the most important tools in financial technology. Hence, electronic payments play a great role in enhancing the financial performance of the Bank of Palestine. The study uses three dependent variables such as return on assets (ROA), return on equity (ROE) and earnings per share (EPS). The study methodology employs a descriptive and analytical approach to investigate the bank’s data during the period of 2010–2019. Hence, the findings show that electronic payment methods have an important impact on the bank’s financial performance, through the return on assets and equity indicators, which helps to reduce costs and thus increase profits. However, there is no statistically significant effect on the earnings per share. What is more, the Bank of Palestine uses a wide variety of electronic payment methods. Thus, the study suggests the necessity to increase the effectiveness of the information security from fraud risks, in addition to activating supervisory and regulatory authorities (such as the Palestinian Monetary Authority), to strengthen the application of electronic payment tools. Acknowledgment Special thanks to Palestine Technical University Kadoorie for their valuable and continuous support.Bahaa Sobhi AwwadLLC "CPC "Business Perspectives"articleelectronic payment cardsreturn on assetsreturn on equityBankingHG1501-3550ENBanks and Bank Systems, Vol 16, Iss 4, Pp 114-124 (2021)
institution	DOAJ
collection	DOAJ
language	EN
topic	electronic payment cards return on assets return on equity Banking HG1501-3550
spellingShingle	electronic payment cards return on assets return on equity Banking HG1501-3550 Bahaa Sobhi Awwad The role of e-payments in enhancing financial performance: A case study of the Bank of Palestine
description	The purpose of this paper is to explore electronic payments, which are considered one of the most important tools in financial technology. Hence, electronic payments play a great role in enhancing the financial performance of the Bank of Palestine. The study uses three dependent variables such as return on assets (ROA), return on equity (ROE) and earnings per share (EPS). The study methodology employs a descriptive and analytical approach to investigate the bank’s data during the period of 2010–2019. Hence, the findings show that electronic payment methods have an important impact on the bank’s financial performance, through the return on assets and equity indicators, which helps to reduce costs and thus increase profits. However, there is no statistically significant effect on the earnings per share. What is more, the Bank of Palestine uses a wide variety of electronic payment methods. Thus, the study suggests the necessity to increase the effectiveness of the information security from fraud risks, in addition to activating supervisory and regulatory authorities (such as the Palestinian Monetary Authority), to strengthen the application of electronic payment tools. Acknowledgment Special thanks to Palestine Technical University Kadoorie for their valuable and continuous support.
format	article
author	Bahaa Sobhi Awwad
author_facet	Bahaa Sobhi Awwad
author_sort	Bahaa Sobhi Awwad
title	The role of e-payments in enhancing financial performance: A case study of the Bank of Palestine
title_short	The role of e-payments in enhancing financial performance: A case study of the Bank of Palestine
title_full	The role of e-payments in enhancing financial performance: A case study of the Bank of Palestine
title_fullStr	The role of e-payments in enhancing financial performance: A case study of the Bank of Palestine
title_full_unstemmed	The role of e-payments in enhancing financial performance: A case study of the Bank of Palestine
title_sort	role of e-payments in enhancing financial performance: a case study of the bank of palestine
publisher	LLC "CPC "Business Perspectives"
publishDate	2021
url	https://doaj.org/article/7b6f0585878c4c66a8cd27bb375478ea
work_keys_str_mv	AT bahaasobhiawwad theroleofepaymentsinenhancingfinancialperformanceacasestudyofthebankofpalestine AT bahaasobhiawwad roleofepaymentsinenhancingfinancialperformanceacasestudyofthebankofpalestine
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The role of e-payments in enhancing financial performance: A case study of the Bank of Palestine

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