DEVELOPMENT OF SALARY CARDS IN THE SYSTEM OF CASHLESS PAYMENTS IN CONDITIONS OF FINANCIAL INSTABILITY ON THE EXAMPLE OF SBERBANK OF RUSSIA

The need to develop Bank salary cards in the system of non-cash payments in the conditions of financial instability caused by the Covid-19 pandemic has been substantiated in the study. For the formation of a new view on the application of the Bank payroll cards economic substance “of the modern Bank...

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Autores principales:	K. V. Ekimova, S. S. Galasova, V. V. Manuylenko
Formato:	article
Lenguaje:	RU
Publicado:	Publishing House of the State University of Management 2020
Materias:	bank salary card cashless payments contactless technologies innovative technologies sberbank of russia Sociology (General) HM401-1281 Economics as a science HB71-74
Acceso en línea:	https://doaj.org/article/7ee849f346cb4908b81b4b3e1ca34659
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spelling	oai:doaj.org-article:7ee849f346cb4908b81b4b3e1ca346592021-12-03T07:43:33ZDEVELOPMENT OF SALARY CARDS IN THE SYSTEM OF CASHLESS PAYMENTS IN CONDITIONS OF FINANCIAL INSTABILITY ON THE EXAMPLE OF SBERBANK OF RUSSIA1816-42772686-841510.26425/1816-4277-2020-7-135-144https://doaj.org/article/7ee849f346cb4908b81b4b3e1ca346592020-09-01T00:00:00Zhttps://vestnik.guu.ru/jour/article/view/2322https://doaj.org/toc/1816-4277https://doaj.org/toc/2686-8415The need to develop Bank salary cards in the system of non-cash payments in the conditions of financial instability caused by the Covid-19 pandemic has been substantiated in the study. For the formation of a new view on the application of the Bank payroll cards economic substance “of the modern Bank salary card” based on technologies of contactless payments has been expanded, the advantages of using salary cards for banks and clients – legal entities and individuals have been defined, the best experience of Sberbank of Russia on the use of Bank salary cards from the point of view of its extrapolation to regional banks, taking into account their specifics has been studied. As a result, the main directions for the development of salary projects have been proposed, including the definition of incentive provisions for their application, ensuring security, confidence in salary projects and contactless payment, regulating the risk of occurrence of accounts payable and accounts receivable between business entities, the need to modernize individual banking service, formation of innovative salary cards.K. V. EkimovaS. S. GalasovaV. V. ManuylenkoPublishing House of the State University of Managementarticlebank salary cardcashless paymentscontactless technologiesinnovative technologiessberbank of russiaSociology (General)HM401-1281Economics as a scienceHB71-74RUВестник университета, Vol 0, Iss 7, Pp 135-144 (2020)
institution	DOAJ
collection	DOAJ
language	RU
topic	bank salary card cashless payments contactless technologies innovative technologies sberbank of russia Sociology (General) HM401-1281 Economics as a science HB71-74
spellingShingle	bank salary card cashless payments contactless technologies innovative technologies sberbank of russia Sociology (General) HM401-1281 Economics as a science HB71-74 K. V. Ekimova S. S. Galasova V. V. Manuylenko DEVELOPMENT OF SALARY CARDS IN THE SYSTEM OF CASHLESS PAYMENTS IN CONDITIONS OF FINANCIAL INSTABILITY ON THE EXAMPLE OF SBERBANK OF RUSSIA
description	The need to develop Bank salary cards in the system of non-cash payments in the conditions of financial instability caused by the Covid-19 pandemic has been substantiated in the study. For the formation of a new view on the application of the Bank payroll cards economic substance “of the modern Bank salary card” based on technologies of contactless payments has been expanded, the advantages of using salary cards for banks and clients – legal entities and individuals have been defined, the best experience of Sberbank of Russia on the use of Bank salary cards from the point of view of its extrapolation to regional banks, taking into account their specifics has been studied. As a result, the main directions for the development of salary projects have been proposed, including the definition of incentive provisions for their application, ensuring security, confidence in salary projects and contactless payment, regulating the risk of occurrence of accounts payable and accounts receivable between business entities, the need to modernize individual banking service, formation of innovative salary cards.
format	article
author	K. V. Ekimova S. S. Galasova V. V. Manuylenko
author_facet	K. V. Ekimova S. S. Galasova V. V. Manuylenko
author_sort	K. V. Ekimova
title	DEVELOPMENT OF SALARY CARDS IN THE SYSTEM OF CASHLESS PAYMENTS IN CONDITIONS OF FINANCIAL INSTABILITY ON THE EXAMPLE OF SBERBANK OF RUSSIA
title_short	DEVELOPMENT OF SALARY CARDS IN THE SYSTEM OF CASHLESS PAYMENTS IN CONDITIONS OF FINANCIAL INSTABILITY ON THE EXAMPLE OF SBERBANK OF RUSSIA
title_full	DEVELOPMENT OF SALARY CARDS IN THE SYSTEM OF CASHLESS PAYMENTS IN CONDITIONS OF FINANCIAL INSTABILITY ON THE EXAMPLE OF SBERBANK OF RUSSIA
title_fullStr	DEVELOPMENT OF SALARY CARDS IN THE SYSTEM OF CASHLESS PAYMENTS IN CONDITIONS OF FINANCIAL INSTABILITY ON THE EXAMPLE OF SBERBANK OF RUSSIA
title_full_unstemmed	DEVELOPMENT OF SALARY CARDS IN THE SYSTEM OF CASHLESS PAYMENTS IN CONDITIONS OF FINANCIAL INSTABILITY ON THE EXAMPLE OF SBERBANK OF RUSSIA
title_sort	development of salary cards in the system of cashless payments in conditions of financial instability on the example of sberbank of russia
publisher	Publishing House of the State University of Management
publishDate	2020
url	https://doaj.org/article/7ee849f346cb4908b81b4b3e1ca34659
work_keys_str_mv	AT kvekimova developmentofsalarycardsinthesystemofcashlesspaymentsinconditionsoffinancialinstabilityontheexampleofsberbankofrussia AT ssgalasova developmentofsalarycardsinthesystemofcashlesspaymentsinconditionsoffinancialinstabilityontheexampleofsberbankofrussia AT vvmanuylenko developmentofsalarycardsinthesystemofcashlesspaymentsinconditionsoffinancialinstabilityontheexampleofsberbankofrussia
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DEVELOPMENT OF SALARY CARDS IN THE SYSTEM OF CASHLESS PAYMENTS IN CONDITIONS OF FINANCIAL INSTABILITY ON THE EXAMPLE OF SBERBANK OF RUSSIA

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