Al-Wakalah and Customers’ Preferences toward It
The agency system has been the main distribution channel for insurers. However, Syarikat Takaful Malaysia Berhad (STMB) does not implement it, while Takaful Nasional Sendirian Berhad (TNSB) does. This has a lot to do with juristic opinions (ikhtilaf) on whether a takaful company (mudarib) can use p...
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International Institute of Islamic Thought
2005
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oai:doaj.org-article:8795f959692e4c4ea119dc76abbcc2cc2021-12-02T19:22:39ZAl-Wakalah and Customers’ Preferences toward It10.35632/ajis.v22i1.4522690-37332690-3741https://doaj.org/article/8795f959692e4c4ea119dc76abbcc2cc2005-01-01T00:00:00Zhttps://www.ajis.org/index.php/ajiss/article/view/452https://doaj.org/toc/2690-3733https://doaj.org/toc/2690-3741 The agency system has been the main distribution channel for insurers. However, Syarikat Takaful Malaysia Berhad (STMB) does not implement it, while Takaful Nasional Sendirian Berhad (TNSB) does. This has a lot to do with juristic opinions (ikhtilaf) on whether a takaful company (mudarib) can use part of the participants’ capital (rabb al-mal) to pay for management expenses. An exploratory survey was undertaken to ascertain the respondents’ perception on the importance of agents. My study showed that customers prefer the agency system (al-wakalah) and that this system can generate greater benefits (manfa`at) to both parties. Hairul Azlan AnnuarInternational Institute of Islamic ThoughtarticleIslamBP1-253ENAmerican Journal of Islam and Society, Vol 22, Iss 1 (2005) |
| institution |
DOAJ |
| collection |
DOAJ |
| language |
EN |
| topic |
Islam BP1-253 |
| spellingShingle |
Islam BP1-253 Hairul Azlan Annuar Al-Wakalah and Customers’ Preferences toward It |
| description |
The agency system has been the main distribution channel for insurers. However, Syarikat Takaful Malaysia Berhad (STMB) does not implement it, while Takaful Nasional Sendirian Berhad (TNSB) does. This has a lot to do with juristic opinions (ikhtilaf) on whether a takaful company (mudarib) can use part of the participants’ capital (rabb al-mal) to pay for management expenses. An exploratory survey was undertaken to ascertain the respondents’ perception on the importance of agents. My study showed that customers prefer the agency system (al-wakalah) and that this system can generate greater benefits (manfa`at) to both parties.
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| format |
article |
| author |
Hairul Azlan Annuar |
| author_facet |
Hairul Azlan Annuar |
| author_sort |
Hairul Azlan Annuar |
| title |
Al-Wakalah and Customers’ Preferences toward It |
| title_short |
Al-Wakalah and Customers’ Preferences toward It |
| title_full |
Al-Wakalah and Customers’ Preferences toward It |
| title_fullStr |
Al-Wakalah and Customers’ Preferences toward It |
| title_full_unstemmed |
Al-Wakalah and Customers’ Preferences toward It |
| title_sort |
al-wakalah and customers’ preferences toward it |
| publisher |
International Institute of Islamic Thought |
| publishDate |
2005 |
| url |
https://doaj.org/article/8795f959692e4c4ea119dc76abbcc2cc |
| work_keys_str_mv |
AT hairulazlanannuar alwakalahandcustomerspreferencestowardit |
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