Financial Literacy Assessment of Domestic and Foreign Young Learners and Recommendations for its Enhancement

Introduction: the article considers the factors that determine the financial education of young people. Modern young men and women have a low financial literacy, despite the efforts for improving financial competence. This situation may threaten their personal and public financial security. The arti...

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Autores principales:	Svetlana S., Vladimir V.
Formato:	article
Lenguaje:	RU
Publicado:	National Research Mordova State University 2018
Materias:	financial literacy financial education educational process educational programmes student seniour schoolchildren Education L
Acceso en línea:	https://doaj.org/article/8b8f1c75d238461f9235a081d07a8f43
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spelling	oai:doaj.org-article:8b8f1c75d238461f9235a081d07a8f432021-12-02T02:37:18ZFinancial Literacy Assessment of Domestic and Foreign Young Learners and Recommendations for its Enhancement10.15507/1991-9468.090.022.201801.046-0591991-94682308-1058https://doaj.org/article/8b8f1c75d238461f9235a081d07a8f432018-03-01T00:00:00Zhttp://edumag.mrsu.ru/index.php/en/articles-en/77-18-1/615-10-15507-1991-9468-090-022-201801-03https://doaj.org/toc/1991-9468https://doaj.org/toc/2308-1058Introduction: the article considers the factors that determine the financial education of young people. Modern young men and women have a low financial literacy, despite the efforts for improving financial competence. This situation may threaten their personal and public financial security. The article proposes a new methodology for the theoretical and practical training of the young generation in making well-balanced and informed financial decisions. Materials and Methods: the domestic and international scientific literature on financial education has highlighted several approaches to the problem. The analysis of methods with comparison of domestic and foreign pedagogic theory and practice was made in the paper. The tests and questionnaires were developed by the authors to assess the financial literacy of students and schoolchildren. Results: insufficient level of financial competence of young people is revealed. The structure of the new curriculum on obtaining financial knowledge by high school students and university students is presented. Recommendations on the use of tests to assess the level of financial competence of young people are proposed. The study results were verified in high schools and at the University. The new methodology demonstrated its effectiveness. Discussions and Conclusions: modern educational programmes should comply with and meet the challenges of a current dynamically evolving society. The modern changing world pays more attention to financial aspects of human activities. The practical importance of the study lies in the use of new intellectual approaches to teaching financial competence in high schools and universities. The proposed recommendations on the organisation of financial education for the young people in Russia contribute to the formation of financial literacy and skills of students and seniour schoolchildren. The results of the research can be useful to specialists in the field of education and the scholarly public.Svetlana S.Vladimir V.National Research Mordova State Universityarticlefinancial literacyfinancial educationeducational processeducational programmesstudentseniour schoolchildrenEducationLRUИнтеграция образования, Vol 22, Iss 1, Pp 46-59 (2018)
institution	DOAJ
collection	DOAJ
language	RU
topic	financial literacy financial education educational process educational programmes student seniour schoolchildren Education L
spellingShingle	financial literacy financial education educational process educational programmes student seniour schoolchildren Education L Svetlana S. Vladimir V. Financial Literacy Assessment of Domestic and Foreign Young Learners and Recommendations for its Enhancement
description	Introduction: the article considers the factors that determine the financial education of young people. Modern young men and women have a low financial literacy, despite the efforts for improving financial competence. This situation may threaten their personal and public financial security. The article proposes a new methodology for the theoretical and practical training of the young generation in making well-balanced and informed financial decisions. Materials and Methods: the domestic and international scientific literature on financial education has highlighted several approaches to the problem. The analysis of methods with comparison of domestic and foreign pedagogic theory and practice was made in the paper. The tests and questionnaires were developed by the authors to assess the financial literacy of students and schoolchildren. Results: insufficient level of financial competence of young people is revealed. The structure of the new curriculum on obtaining financial knowledge by high school students and university students is presented. Recommendations on the use of tests to assess the level of financial competence of young people are proposed. The study results were verified in high schools and at the University. The new methodology demonstrated its effectiveness. Discussions and Conclusions: modern educational programmes should comply with and meet the challenges of a current dynamically evolving society. The modern changing world pays more attention to financial aspects of human activities. The practical importance of the study lies in the use of new intellectual approaches to teaching financial competence in high schools and universities. The proposed recommendations on the organisation of financial education for the young people in Russia contribute to the formation of financial literacy and skills of students and seniour schoolchildren. The results of the research can be useful to specialists in the field of education and the scholarly public.
format	article
author	Svetlana S. Vladimir V.
author_facet	Svetlana S. Vladimir V.
author_sort	Svetlana S.
title	Financial Literacy Assessment of Domestic and Foreign Young Learners and Recommendations for its Enhancement
title_short	Financial Literacy Assessment of Domestic and Foreign Young Learners and Recommendations for its Enhancement
title_full	Financial Literacy Assessment of Domestic and Foreign Young Learners and Recommendations for its Enhancement
title_fullStr	Financial Literacy Assessment of Domestic and Foreign Young Learners and Recommendations for its Enhancement
title_full_unstemmed	Financial Literacy Assessment of Domestic and Foreign Young Learners and Recommendations for its Enhancement
title_sort	financial literacy assessment of domestic and foreign young learners and recommendations for its enhancement
publisher	National Research Mordova State University
publishDate	2018
url	https://doaj.org/article/8b8f1c75d238461f9235a081d07a8f43
work_keys_str_mv	AT svetlanas financialliteracyassessmentofdomesticandforeignyounglearnersandrecommendationsforitsenhancement AT vladimirv financialliteracyassessmentofdomesticandforeignyounglearnersandrecommendationsforitsenhancement
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Financial Literacy Assessment of Domestic and Foreign Young Learners and Recommendations for its Enhancement

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