THE ROLE OF PAYMENT AGENTS IN THE PROCESS OF SHAPING THE NATIONAL PAYMENT SYSTEM

The article describes the work of payment agents in the process of shaping payment systems to ensure sustainable development of the banking sector in Russia and finance system in general. The current legislation determines the order of transactions and control over their effecting, types of and regu...

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Autor principal:	Irina V. Vashchekina
Formato:	article
Lenguaje:	RU
Publicado:	Plekhanov Russian University of Economics 2017
Materias:	payment system payment agent subagent bank payment agent bank account Economics as a science HB71-74
Acceso en línea:	https://doaj.org/article/951801b725894622bb6b0197f581652b
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id	oai:doaj.org-article:951801b725894622bb6b0197f581652b
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spelling	oai:doaj.org-article:951801b725894622bb6b0197f581652b2021-11-15T05:20:44ZTHE ROLE OF PAYMENT AGENTS IN THE PROCESS OF SHAPING THE NATIONAL PAYMENT SYSTEM2413-28292587-925110.21686/2413-2829-2016-2-27-37https://doaj.org/article/951801b725894622bb6b0197f581652b2017-09-01T00:00:00Zhttps://vest.rea.ru/jour/article/view/136https://doaj.org/toc/2413-2829https://doaj.org/toc/2587-9251The article describes the work of payment agents in the process of shaping payment systems to ensure sustainable development of the banking sector in Russia and finance system in general. The current legislation determines the order of transactions and control over their effecting, types of and regulations for payment agents and subagents. The author shows advantages of bank payment agent, transactions effected by bank payment agent according to the contract concluded with cash transfer operator and possibility of using bank payment subagent. The article pointed out the urge of credit organizations towards more active working in regions, setting additional channels for offering bank services, finding potential clients. Objective interest of banks in extending the agent network must promote the development and strengthening the national payment system. The author puts forward concrete steps aimed at shaping a united system of payment agents' interaction, identifies 4 strategic lines of their development depending on functions performed by bank agents.Irina V. VashchekinaPlekhanov Russian University of Economicsarticlepayment systempayment agentsubagentbank payment agentbank accountEconomics as a scienceHB71-74RUВестник Российского экономического университета имени Г. В. Плеханова, Vol 0, Iss 2, Pp 27-37 (2017)
institution	DOAJ
collection	DOAJ
language	RU
topic	payment system payment agent subagent bank payment agent bank account Economics as a science HB71-74
spellingShingle	payment system payment agent subagent bank payment agent bank account Economics as a science HB71-74 Irina V. Vashchekina THE ROLE OF PAYMENT AGENTS IN THE PROCESS OF SHAPING THE NATIONAL PAYMENT SYSTEM
description	The article describes the work of payment agents in the process of shaping payment systems to ensure sustainable development of the banking sector in Russia and finance system in general. The current legislation determines the order of transactions and control over their effecting, types of and regulations for payment agents and subagents. The author shows advantages of bank payment agent, transactions effected by bank payment agent according to the contract concluded with cash transfer operator and possibility of using bank payment subagent. The article pointed out the urge of credit organizations towards more active working in regions, setting additional channels for offering bank services, finding potential clients. Objective interest of banks in extending the agent network must promote the development and strengthening the national payment system. The author puts forward concrete steps aimed at shaping a united system of payment agents' interaction, identifies 4 strategic lines of their development depending on functions performed by bank agents.
format	article
author	Irina V. Vashchekina
author_facet	Irina V. Vashchekina
author_sort	Irina V. Vashchekina
title	THE ROLE OF PAYMENT AGENTS IN THE PROCESS OF SHAPING THE NATIONAL PAYMENT SYSTEM
title_short	THE ROLE OF PAYMENT AGENTS IN THE PROCESS OF SHAPING THE NATIONAL PAYMENT SYSTEM
title_full	THE ROLE OF PAYMENT AGENTS IN THE PROCESS OF SHAPING THE NATIONAL PAYMENT SYSTEM
title_fullStr	THE ROLE OF PAYMENT AGENTS IN THE PROCESS OF SHAPING THE NATIONAL PAYMENT SYSTEM
title_full_unstemmed	THE ROLE OF PAYMENT AGENTS IN THE PROCESS OF SHAPING THE NATIONAL PAYMENT SYSTEM
title_sort	role of payment agents in the process of shaping the national payment system
publisher	Plekhanov Russian University of Economics
publishDate	2017
url	https://doaj.org/article/951801b725894622bb6b0197f581652b
work_keys_str_mv	AT irinavvashchekina theroleofpaymentagentsintheprocessofshapingthenationalpaymentsystem AT irinavvashchekina roleofpaymentagentsintheprocessofshapingthenationalpaymentsystem
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THE ROLE OF PAYMENT AGENTS IN THE PROCESS OF SHAPING THE NATIONAL PAYMENT SYSTEM

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