Non-Cash transaction behavior of people Yogyakarta City: a case from Indonesia

The changes in information technology have also changed community behavior in doing transaction payments from cash to non-cash. This study aims to discover the effect of easiness, trust, life-style, and risk factors on people of Yogyakarta city interest to do a non-cash transaction. The research dat...

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Autores principales:	Yuliadi Imamudin, Ariyani Yusi
Formato:	article
Lenguaje:	EN FR
Publicado:	EDP Sciences 2021
Materias:	Environmental sciences GE1-350
Acceso en línea:	https://doaj.org/article/9692f8c2214a45b1adfd5f23562cb4d1
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id	oai:doaj.org-article:9692f8c2214a45b1adfd5f23562cb4d1
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spelling	oai:doaj.org-article:9692f8c2214a45b1adfd5f23562cb4d12021-11-08T15:19:28ZNon-Cash transaction behavior of people Yogyakarta City: a case from Indonesia2267-124210.1051/e3sconf/202131602056https://doaj.org/article/9692f8c2214a45b1adfd5f23562cb4d12021-01-01T00:00:00Zhttps://www.e3s-conferences.org/articles/e3sconf/pdf/2021/92/e3sconf_iconard2021_02056.pdfhttps://doaj.org/toc/2267-1242The changes in information technology have also changed community behavior in doing transaction payments from cash to non-cash. This study aims to discover the effect of easiness, trust, life-style, and risk factors on people of Yogyakarta city interest to do a non-cash transaction. The research data were primary data obtained through interviews and questionnaires to 100 respondents in Malioboro shopping center which is the icon of Yogyakarta city, Indonesia. The data then estimated through multiple linear regression models using SPSS 16 statistical program. The result of the study empirically showed that easiness, trust, and life-style had positive and significant effects on the community’s choice to have non-cash transactions. Meanwhile, risk had a negative and significant effect on the interest of people in doing non-cash transactions. In general, non-cash payment promoted the intensity and capacity of a payment transaction because the payment is easier and cheaper. This study recommends increasing community awareness about the benefits and risks of a non-cash payment transaction. Moreover, law enforcement of customer protection from the misuse of non-cash payment facilities should be enhanced.Yuliadi ImamudinAriyani YusiEDP SciencesarticleEnvironmental sciencesGE1-350ENFRE3S Web of Conferences, Vol 316, p 02056 (2021)
institution	DOAJ
collection	DOAJ
language	EN FR
topic	Environmental sciences GE1-350
spellingShingle	Environmental sciences GE1-350 Yuliadi Imamudin Ariyani Yusi Non-Cash transaction behavior of people Yogyakarta City: a case from Indonesia
description	The changes in information technology have also changed community behavior in doing transaction payments from cash to non-cash. This study aims to discover the effect of easiness, trust, life-style, and risk factors on people of Yogyakarta city interest to do a non-cash transaction. The research data were primary data obtained through interviews and questionnaires to 100 respondents in Malioboro shopping center which is the icon of Yogyakarta city, Indonesia. The data then estimated through multiple linear regression models using SPSS 16 statistical program. The result of the study empirically showed that easiness, trust, and life-style had positive and significant effects on the community’s choice to have non-cash transactions. Meanwhile, risk had a negative and significant effect on the interest of people in doing non-cash transactions. In general, non-cash payment promoted the intensity and capacity of a payment transaction because the payment is easier and cheaper. This study recommends increasing community awareness about the benefits and risks of a non-cash payment transaction. Moreover, law enforcement of customer protection from the misuse of non-cash payment facilities should be enhanced.
format	article
author	Yuliadi Imamudin Ariyani Yusi
author_facet	Yuliadi Imamudin Ariyani Yusi
author_sort	Yuliadi Imamudin
title	Non-Cash transaction behavior of people Yogyakarta City: a case from Indonesia
title_short	Non-Cash transaction behavior of people Yogyakarta City: a case from Indonesia
title_full	Non-Cash transaction behavior of people Yogyakarta City: a case from Indonesia
title_fullStr	Non-Cash transaction behavior of people Yogyakarta City: a case from Indonesia
title_full_unstemmed	Non-Cash transaction behavior of people Yogyakarta City: a case from Indonesia
title_sort	non-cash transaction behavior of people yogyakarta city: a case from indonesia
publisher	EDP Sciences
publishDate	2021
url	https://doaj.org/article/9692f8c2214a45b1adfd5f23562cb4d1
work_keys_str_mv	AT yuliadiimamudin noncashtransactionbehaviorofpeopleyogyakartacityacasefromindonesia AT ariyaniyusi noncashtransactionbehaviorofpeopleyogyakartacityacasefromindonesia
_version_	1718441871004401664

Non-Cash transaction behavior of people Yogyakarta City: a case from Indonesia

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