FINTECH COMPANIES AND THEIR INTERACTION WITH BANKS: INTERNATIONAL AND RUSSIAN EXPERIENCE

The paper examines the features of interaction between FinTech companies and banks abroad and in Russia. The authors conclude that the development and transformation of a FinTech company into neo-banks is associated with an increase in financial services for companies, successful capital raising, co...

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Autores principales:	S. S. Matveevskii, A. V. Berdyshev
Formato:	article
Lenguaje:	RU
Publicado:	Publishing House of the State University of Management 2020
Materias:	bank bigtech-company competition ecosystem fintech fintech-company neo-bank open apis Sociology (General) HM401-1281 Economics as a science HB71-74
Acceso en línea:	https://doaj.org/article/a4d2bb0f6b0646618546ead4fb95479c
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spelling	oai:doaj.org-article:a4d2bb0f6b0646618546ead4fb95479c2021-12-03T07:43:34ZFINTECH COMPANIES AND THEIR INTERACTION WITH BANKS: INTERNATIONAL AND RUSSIAN EXPERIENCE1816-42772686-841510.26425/1816-4277-2020-11-174-180https://doaj.org/article/a4d2bb0f6b0646618546ead4fb95479c2020-12-01T00:00:00Zhttps://vestnik.guu.ru/jour/article/view/2529https://doaj.org/toc/1816-4277https://doaj.org/toc/2686-8415The paper examines the features of interaction between FinTech companies and banks abroad and in Russia. The authors conclude that the development and transformation of a FinTech company into neo-banks is associated with an increase in financial services for companies, successful capital raising, cooperation with banks and the use of specialized platforms. It is emphasized that abroad there is active competition and cooperation between BigTech and FinTech companies, neo-banks and traditional banks; in Russia, in the context of the active digital transformation of Sberbank and other large banks, FinTech companies are active only in the P2P and P2G payment segments. The authors emphasize the importance of banking ecosystems that transform modern Russian banks into universal platforms that provide partners and clients with a variety of services. As a result, further intensification of competition between BigTech and FinTech companies, neo-banks, as well as banks that have undergone digital transformation, in the monetary sphere, both in national and international markets, should be expected.S. S. MatveevskiiA. V. BerdyshevPublishing House of the State University of Managementarticlebankbigtech-companycompetitionecosystemfintechfintech-companyneo-bankopen apisSociology (General)HM401-1281Economics as a scienceHB71-74RUВестник университета, Vol 0, Iss 11, Pp 174-180 (2020)
institution	DOAJ
collection	DOAJ
language	RU
topic	bank bigtech-company competition ecosystem fintech fintech-company neo-bank open apis Sociology (General) HM401-1281 Economics as a science HB71-74
spellingShingle	bank bigtech-company competition ecosystem fintech fintech-company neo-bank open apis Sociology (General) HM401-1281 Economics as a science HB71-74 S. S. Matveevskii A. V. Berdyshev FINTECH COMPANIES AND THEIR INTERACTION WITH BANKS: INTERNATIONAL AND RUSSIAN EXPERIENCE
description	The paper examines the features of interaction between FinTech companies and banks abroad and in Russia. The authors conclude that the development and transformation of a FinTech company into neo-banks is associated with an increase in financial services for companies, successful capital raising, cooperation with banks and the use of specialized platforms. It is emphasized that abroad there is active competition and cooperation between BigTech and FinTech companies, neo-banks and traditional banks; in Russia, in the context of the active digital transformation of Sberbank and other large banks, FinTech companies are active only in the P2P and P2G payment segments. The authors emphasize the importance of banking ecosystems that transform modern Russian banks into universal platforms that provide partners and clients with a variety of services. As a result, further intensification of competition between BigTech and FinTech companies, neo-banks, as well as banks that have undergone digital transformation, in the monetary sphere, both in national and international markets, should be expected.
format	article
author	S. S. Matveevskii A. V. Berdyshev
author_facet	S. S. Matveevskii A. V. Berdyshev
author_sort	S. S. Matveevskii
title	FINTECH COMPANIES AND THEIR INTERACTION WITH BANKS: INTERNATIONAL AND RUSSIAN EXPERIENCE
title_short	FINTECH COMPANIES AND THEIR INTERACTION WITH BANKS: INTERNATIONAL AND RUSSIAN EXPERIENCE
title_full	FINTECH COMPANIES AND THEIR INTERACTION WITH BANKS: INTERNATIONAL AND RUSSIAN EXPERIENCE
title_fullStr	FINTECH COMPANIES AND THEIR INTERACTION WITH BANKS: INTERNATIONAL AND RUSSIAN EXPERIENCE
title_full_unstemmed	FINTECH COMPANIES AND THEIR INTERACTION WITH BANKS: INTERNATIONAL AND RUSSIAN EXPERIENCE
title_sort	fintech companies and their interaction with banks: international and russian experience
publisher	Publishing House of the State University of Management
publishDate	2020
url	https://doaj.org/article/a4d2bb0f6b0646618546ead4fb95479c
work_keys_str_mv	AT ssmatveevskii fintechcompaniesandtheirinteractionwithbanksinternationalandrussianexperience AT avberdyshev fintechcompaniesandtheirinteractionwithbanksinternationalandrussianexperience
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FINTECH COMPANIES AND THEIR INTERACTION WITH BANKS: INTERNATIONAL AND RUSSIAN EXPERIENCE

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