MEKANISME PENANGGULANGAN PEMBIAYAAN BERMASALAH PADA AKAD MURABAHAH

The rise of Islamic economic has established the development of Islamic banking. This indicates that Islamic banking could be competitive with conventional banking. One difference between both banking systems is in lending operation. In conventional bank known as credit, while in Islamic bank known...

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Autores principales:	Mulyono Jamal, Ayu Ruqoyah
Formato:	article
Lenguaje:	AR EN ID
Publicado:	Universitas Darussalam Gontor 2014
Materias:	pembiayaan bermasalah murabahah bmi Islam. Bahai Faith. Theosophy, etc. BP1-610 Economic theory. Demography HB1-3840
Acceso en línea:	http://dx.doi.org/10.21111/iej.v2i2.176 https://doaj.org/article/c2b0e782a00143f0b34078bd48dda4e9
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spelling	oai:doaj.org-article:c2b0e782a00143f0b34078bd48dda4e92021-11-08T07:23:26ZMEKANISME PENANGGULANGAN PEMBIAYAAN BERMASALAH PADA AKAD MURABAHAHhttp://dx.doi.org/10.21111/iej.v2i2.1762460-18962541-5573https://doaj.org/article/c2b0e782a00143f0b34078bd48dda4e92014-06-01T00:00:00Zhttps://ejournal.unida.gontor.ac.id/index.php/JEI/article/view/176https://doaj.org/toc/2460-1896https://doaj.org/toc/2541-5573The rise of Islamic economic has established the development of Islamic banking. This indicates that Islamic banking could be competitive with conventional banking. One difference between both banking systems is in lending operation. In conventional bank known as credit, while in Islamic bank known as financing. For certain, financing procedures in Islamic banking refer to Qur’an and Sunnah. Indeed, there are also defaults in its process, because the problems occured after the process. This research aims for knowing the factors which cause the default financing and its mechanism as performed by Bank Muamalat Indonesia (BMI) branch Sragen to solve it. To reach thus aims, the researcher uses field research with deductive explorative methods. The result from this research indicates that there are two factors which cause the default financing, internal factor and external factor. Internal factor is the factor from the customers, while the external factor is the factor from other than customers, ot because of universe. But the most imminent factor at BMI is internal factor, such as the late payment because of neglect. The mechanism runs by BMI branch Sragen is monthly data collection, monitoring and controlling, so that the financing at BMI branch Sragen chategorized as stable.Mulyono JamalAyu RuqoyahUniversitas Darussalam Gontorarticlepembiayaan bermasalahmurabahahbmiIslam. Bahai Faith. Theosophy, etc.BP1-610Economic theory. DemographyHB1-3840ARENIDIslamic Economics Journal, Vol 2, Iss 2, Pp 297-304 (2014)
institution	DOAJ
collection	DOAJ
language	AR EN ID
topic	pembiayaan bermasalah murabahah bmi Islam. Bahai Faith. Theosophy, etc. BP1-610 Economic theory. Demography HB1-3840
spellingShingle	pembiayaan bermasalah murabahah bmi Islam. Bahai Faith. Theosophy, etc. BP1-610 Economic theory. Demography HB1-3840 Mulyono Jamal Ayu Ruqoyah MEKANISME PENANGGULANGAN PEMBIAYAAN BERMASALAH PADA AKAD MURABAHAH
description	The rise of Islamic economic has established the development of Islamic banking. This indicates that Islamic banking could be competitive with conventional banking. One difference between both banking systems is in lending operation. In conventional bank known as credit, while in Islamic bank known as financing. For certain, financing procedures in Islamic banking refer to Qur’an and Sunnah. Indeed, there are also defaults in its process, because the problems occured after the process. This research aims for knowing the factors which cause the default financing and its mechanism as performed by Bank Muamalat Indonesia (BMI) branch Sragen to solve it. To reach thus aims, the researcher uses field research with deductive explorative methods. The result from this research indicates that there are two factors which cause the default financing, internal factor and external factor. Internal factor is the factor from the customers, while the external factor is the factor from other than customers, ot because of universe. But the most imminent factor at BMI is internal factor, such as the late payment because of neglect. The mechanism runs by BMI branch Sragen is monthly data collection, monitoring and controlling, so that the financing at BMI branch Sragen chategorized as stable.
format	article
author	Mulyono Jamal Ayu Ruqoyah
author_facet	Mulyono Jamal Ayu Ruqoyah
author_sort	Mulyono Jamal
title	MEKANISME PENANGGULANGAN PEMBIAYAAN BERMASALAH PADA AKAD MURABAHAH
title_short	MEKANISME PENANGGULANGAN PEMBIAYAAN BERMASALAH PADA AKAD MURABAHAH
title_full	MEKANISME PENANGGULANGAN PEMBIAYAAN BERMASALAH PADA AKAD MURABAHAH
title_fullStr	MEKANISME PENANGGULANGAN PEMBIAYAAN BERMASALAH PADA AKAD MURABAHAH
title_full_unstemmed	MEKANISME PENANGGULANGAN PEMBIAYAAN BERMASALAH PADA AKAD MURABAHAH
title_sort	mekanisme penanggulangan pembiayaan bermasalah pada akad murabahah
publisher	Universitas Darussalam Gontor
publishDate	2014
url	http://dx.doi.org/10.21111/iej.v2i2.176 https://doaj.org/article/c2b0e782a00143f0b34078bd48dda4e9
work_keys_str_mv	AT mulyonojamal mekanismepenanggulanganpembiayaanbermasalahpadaakadmurabahah AT ayuruqoyah mekanismepenanggulanganpembiayaanbermasalahpadaakadmurabahah
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MEKANISME PENANGGULANGAN PEMBIAYAAN BERMASALAH PADA AKAD MURABAHAH

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