Analysis of the Fluctuation of Bank Interest Rate Based on Computer Statistical Model and Machine Learning

In order to improve the effect of bank interest rate volatility analysis, this article combines actual conditions and machine learning algorithms to construct a fluctuation analysis model of bank interest rate based on computer statistical model and machine learning. For the data with system transfo...

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Autor principal: Jiangning Cao
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Lenguaje:EN
Publicado: Hindawi Limited 2021
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Acceso en línea:https://doaj.org/article/c6d296ea6a6241b49a9e56a754f4f2aa
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spelling oai:doaj.org-article:c6d296ea6a6241b49a9e56a754f4f2aa2021-11-29T00:56:59ZAnalysis of the Fluctuation of Bank Interest Rate Based on Computer Statistical Model and Machine Learning1687-726810.1155/2021/4214413https://doaj.org/article/c6d296ea6a6241b49a9e56a754f4f2aa2021-01-01T00:00:00Zhttp://dx.doi.org/10.1155/2021/4214413https://doaj.org/toc/1687-7268In order to improve the effect of bank interest rate volatility analysis, this article combines actual conditions and machine learning algorithms to construct a fluctuation analysis model of bank interest rate based on computer statistical model and machine learning. For the data with system transformation, the data contains stationary and nonstationary processes; so, the power of the standard unit root test is low. This paper therefore proposes a new unit root test method. From demand analysis, system design to system implementation, and testing, advanced software engineering-related ideas are adopted, and the bank’s interest rate management system is designed and implemented in strict accordance with software development-related processes. This paper adopts the modular design idea, classifies the functions to be realized according to their content, and conducts structural verification and performance analysis of the functional modules. Through experimental analysis, we can see that the system model constructed in this paper has certain effects in the analysis of interest rate fluctuations.Jiangning CaoHindawi LimitedarticleTechnology (General)T1-995ENJournal of Sensors, Vol 2021 (2021)
institution DOAJ
collection DOAJ
language EN
topic Technology (General)
T1-995
spellingShingle Technology (General)
T1-995
Jiangning Cao
Analysis of the Fluctuation of Bank Interest Rate Based on Computer Statistical Model and Machine Learning
description In order to improve the effect of bank interest rate volatility analysis, this article combines actual conditions and machine learning algorithms to construct a fluctuation analysis model of bank interest rate based on computer statistical model and machine learning. For the data with system transformation, the data contains stationary and nonstationary processes; so, the power of the standard unit root test is low. This paper therefore proposes a new unit root test method. From demand analysis, system design to system implementation, and testing, advanced software engineering-related ideas are adopted, and the bank’s interest rate management system is designed and implemented in strict accordance with software development-related processes. This paper adopts the modular design idea, classifies the functions to be realized according to their content, and conducts structural verification and performance analysis of the functional modules. Through experimental analysis, we can see that the system model constructed in this paper has certain effects in the analysis of interest rate fluctuations.
format article
author Jiangning Cao
author_facet Jiangning Cao
author_sort Jiangning Cao
title Analysis of the Fluctuation of Bank Interest Rate Based on Computer Statistical Model and Machine Learning
title_short Analysis of the Fluctuation of Bank Interest Rate Based on Computer Statistical Model and Machine Learning
title_full Analysis of the Fluctuation of Bank Interest Rate Based on Computer Statistical Model and Machine Learning
title_fullStr Analysis of the Fluctuation of Bank Interest Rate Based on Computer Statistical Model and Machine Learning
title_full_unstemmed Analysis of the Fluctuation of Bank Interest Rate Based on Computer Statistical Model and Machine Learning
title_sort analysis of the fluctuation of bank interest rate based on computer statistical model and machine learning
publisher Hindawi Limited
publishDate 2021
url https://doaj.org/article/c6d296ea6a6241b49a9e56a754f4f2aa
work_keys_str_mv AT jiangningcao analysisofthefluctuationofbankinterestratebasedoncomputerstatisticalmodelandmachinelearning
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