Research on the Impact Mechanism and Application of Financial Digitization and Optimization on Small- and Medium-Sized Enterprises

Background. With the continuous advancement of digital technology and the accelerated development of digital finance, the rise of digital finance has had a vital impact on the true evolution of SMEs. The digital economy has a significant positive impact on the productivity of SMEs. Method. This arti...

Descripción completa

Guardado en:

Detalles Bibliográficos
Autor principal:	Qiuxia Li
Formato:	article
Lenguaje:	EN
Publicado:	Hindawi Limited 2021
Materias:	Computer software QA76.75-76.765
Acceso en línea:	https://doaj.org/article/c7f7ac97c5554a21944f43f371875bfa
Etiquetas:	Agregar Etiqueta Sin Etiquetas, Sea el primero en etiquetar este registro!

id	oai:doaj.org-article:c7f7ac97c5554a21944f43f371875bfa
record_format	dspace
spelling	oai:doaj.org-article:c7f7ac97c5554a21944f43f371875bfa2021-11-08T02:35:52ZResearch on the Impact Mechanism and Application of Financial Digitization and Optimization on Small- and Medium-Sized Enterprises1875-919X10.1155/2021/9534976https://doaj.org/article/c7f7ac97c5554a21944f43f371875bfa2021-01-01T00:00:00Zhttp://dx.doi.org/10.1155/2021/9534976https://doaj.org/toc/1875-919XBackground. With the continuous advancement of digital technology and the accelerated development of digital finance, the rise of digital finance has had a vital impact on the true evolution of SMEs. The digital economy has a significant positive impact on the productivity of SMEs. Method. This article first analyzes the digital level of SMEs, studies the incentive effect of digital finance on the level of technological revolution of SMEs, and analyzes the mitigation effect of digital finance evolution on the financing constraints of SMEs. At the same time, it also studies how to develop the digital economy and achieve high-quality business evolution. Result. The digital economy can promote the growth of enterprise productivity through four indirect ways: scale economy effect, scope economy effect, technological revolution effect, and management benefit effect. Conclusion. The Financial Technology Optimization program helps financial leaders adopt new digital technologies to optimize financial processes while minimizing disruption.Qiuxia LiHindawi LimitedarticleComputer softwareQA76.75-76.765ENScientific Programming, Vol 2021 (2021)
institution	DOAJ
collection	DOAJ
language	EN
topic	Computer software QA76.75-76.765
spellingShingle	Computer software QA76.75-76.765 Qiuxia Li Research on the Impact Mechanism and Application of Financial Digitization and Optimization on Small- and Medium-Sized Enterprises
description	Background. With the continuous advancement of digital technology and the accelerated development of digital finance, the rise of digital finance has had a vital impact on the true evolution of SMEs. The digital economy has a significant positive impact on the productivity of SMEs. Method. This article first analyzes the digital level of SMEs, studies the incentive effect of digital finance on the level of technological revolution of SMEs, and analyzes the mitigation effect of digital finance evolution on the financing constraints of SMEs. At the same time, it also studies how to develop the digital economy and achieve high-quality business evolution. Result. The digital economy can promote the growth of enterprise productivity through four indirect ways: scale economy effect, scope economy effect, technological revolution effect, and management benefit effect. Conclusion. The Financial Technology Optimization program helps financial leaders adopt new digital technologies to optimize financial processes while minimizing disruption.
format	article
author	Qiuxia Li
author_facet	Qiuxia Li
author_sort	Qiuxia Li
title	Research on the Impact Mechanism and Application of Financial Digitization and Optimization on Small- and Medium-Sized Enterprises
title_short	Research on the Impact Mechanism and Application of Financial Digitization and Optimization on Small- and Medium-Sized Enterprises
title_full	Research on the Impact Mechanism and Application of Financial Digitization and Optimization on Small- and Medium-Sized Enterprises
title_fullStr	Research on the Impact Mechanism and Application of Financial Digitization and Optimization on Small- and Medium-Sized Enterprises
title_full_unstemmed	Research on the Impact Mechanism and Application of Financial Digitization and Optimization on Small- and Medium-Sized Enterprises
title_sort	research on the impact mechanism and application of financial digitization and optimization on small- and medium-sized enterprises
publisher	Hindawi Limited
publishDate	2021
url	https://doaj.org/article/c7f7ac97c5554a21944f43f371875bfa
work_keys_str_mv	AT qiuxiali researchontheimpactmechanismandapplicationoffinancialdigitizationandoptimizationonsmallandmediumsizedenterprises
_version_	1718443226772275200

Research on the Impact Mechanism and Application of Financial Digitization and Optimization on Small- and Medium-Sized Enterprises

Ejemplares similares