Trends of Regional Banking System Develoment (Illustrated by entities of the North-West Federal Area)
The article studies the lines in the development of banking system in regions of the North-West Federal Area. By analyzing the banking system on the regional level within the period being researched the authors identified such key trends as a decline in the number of regional banks, a growth in the...
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Plekhanov Russian University of Economics
2021
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oai:doaj.org-article:c7fcb0fbd7d04084ab98baf9a0a40c1f2021-11-15T05:20:50ZTrends of Regional Banking System Develoment (Illustrated by entities of the North-West Federal Area)2413-28292587-925110.21686/2413-2829-2021-1-47-58https://doaj.org/article/c7fcb0fbd7d04084ab98baf9a0a40c1f2021-02-01T00:00:00Zhttps://vest.rea.ru/jour/article/view/1005https://doaj.org/toc/2413-2829https://doaj.org/toc/2587-9251The article studies the lines in the development of banking system in regions of the North-West Federal Area. By analyzing the banking system on the regional level within the period being researched the authors identified such key trends as a decline in the number of regional banks, a growth in the total profit of the banking system in the federal area, a rise in the volume of credits granted to individuals, legal entities and individual entrepreneurs, a drop in credits given to entities of small and medium entrepreneurship, a cut in interest rates of credits to legal entities and a sharp increase in overdue debt under credit on mortgage. On the basis of the analysis the key figures of the banking system on the regional level (illustrated by regions of the North-West federal area) the authors identified negative and positive trends, which allowed them to substantiate the key lines in the development of regional banking system. The principle findings of the research can be useful for management of regional banks and state authorities. Such methods as comparative analysis, longitude, synthesis, system analysis and economic-statistic methods were used in the research.M. A. Pechenskaya-PolishchukA. A. VolkovPlekhanov Russian University of Economicsarticlebanking systemregional banksbusinessregionmortgagetrendsterritory developmentEconomics as a scienceHB71-74RUВестник Российского экономического университета имени Г. В. Плеханова, Vol 18, Iss 1, Pp 47-58 (2021) |
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banking system regional banks business region mortgage trends territory development Economics as a science HB71-74 |
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banking system regional banks business region mortgage trends territory development Economics as a science HB71-74 M. A. Pechenskaya-Polishchuk A. A. Volkov Trends of Regional Banking System Develoment (Illustrated by entities of the North-West Federal Area) |
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The article studies the lines in the development of banking system in regions of the North-West Federal Area. By analyzing the banking system on the regional level within the period being researched the authors identified such key trends as a decline in the number of regional banks, a growth in the total profit of the banking system in the federal area, a rise in the volume of credits granted to individuals, legal entities and individual entrepreneurs, a drop in credits given to entities of small and medium entrepreneurship, a cut in interest rates of credits to legal entities and a sharp increase in overdue debt under credit on mortgage. On the basis of the analysis the key figures of the banking system on the regional level (illustrated by regions of the North-West federal area) the authors identified negative and positive trends, which allowed them to substantiate the key lines in the development of regional banking system. The principle findings of the research can be useful for management of regional banks and state authorities. Such methods as comparative analysis, longitude, synthesis, system analysis and economic-statistic methods were used in the research. |
format |
article |
author |
M. A. Pechenskaya-Polishchuk A. A. Volkov |
author_facet |
M. A. Pechenskaya-Polishchuk A. A. Volkov |
author_sort |
M. A. Pechenskaya-Polishchuk |
title |
Trends of Regional Banking System Develoment (Illustrated by entities of the North-West Federal Area) |
title_short |
Trends of Regional Banking System Develoment (Illustrated by entities of the North-West Federal Area) |
title_full |
Trends of Regional Banking System Develoment (Illustrated by entities of the North-West Federal Area) |
title_fullStr |
Trends of Regional Banking System Develoment (Illustrated by entities of the North-West Federal Area) |
title_full_unstemmed |
Trends of Regional Banking System Develoment (Illustrated by entities of the North-West Federal Area) |
title_sort |
trends of regional banking system develoment (illustrated by entities of the north-west federal area) |
publisher |
Plekhanov Russian University of Economics |
publishDate |
2021 |
url |
https://doaj.org/article/c7fcb0fbd7d04084ab98baf9a0a40c1f |
work_keys_str_mv |
AT mapechenskayapolishchuk trendsofregionalbankingsystemdevelomentillustratedbyentitiesofthenorthwestfederalarea AT aavolkov trendsofregionalbankingsystemdevelomentillustratedbyentitiesofthenorthwestfederalarea |
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