Trends of Regional Banking System Develoment (Illustrated by entities of the North-West Federal Area)

The article studies the lines in the development of banking system in regions of the North-West Federal Area. By analyzing the banking system on the regional level within the period being researched the authors identified such key trends as a decline in the number of regional banks, a growth in the...

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Autores principales: M. A. Pechenskaya-Polishchuk, A. A. Volkov
Formato: article
Lenguaje:RU
Publicado: Plekhanov Russian University of Economics 2021
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Acceso en línea:https://doaj.org/article/c7fcb0fbd7d04084ab98baf9a0a40c1f
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spelling oai:doaj.org-article:c7fcb0fbd7d04084ab98baf9a0a40c1f2021-11-15T05:20:50ZTrends of Regional Banking System Develoment (Illustrated by entities of the North-West Federal Area)2413-28292587-925110.21686/2413-2829-2021-1-47-58https://doaj.org/article/c7fcb0fbd7d04084ab98baf9a0a40c1f2021-02-01T00:00:00Zhttps://vest.rea.ru/jour/article/view/1005https://doaj.org/toc/2413-2829https://doaj.org/toc/2587-9251The article studies the lines in the development of banking system in regions of the North-West Federal Area. By analyzing the banking system on the regional level within the period being researched the authors identified such key trends as a decline in the number of regional banks, a growth in the total profit of the banking system in the federal area, a rise in the volume of credits granted to individuals, legal entities and individual entrepreneurs, a drop in credits given to entities of small and medium entrepreneurship, a cut in interest rates of credits to legal entities and a sharp increase in overdue debt under credit on mortgage. On the basis of the analysis the key figures of the banking system on the regional level (illustrated by regions of the North-West federal area) the authors identified negative and positive trends, which allowed them to substantiate the key lines in the development of regional banking system. The principle findings of the research can be useful for management of regional banks and state authorities. Such methods as comparative analysis, longitude, synthesis, system analysis and economic-statistic methods were used in the research.M. A. Pechenskaya-PolishchukA. A. VolkovPlekhanov Russian University of Economicsarticlebanking systemregional banksbusinessregionmortgagetrendsterritory developmentEconomics as a scienceHB71-74RUВестник Российского экономического университета имени Г. В. Плеханова, Vol 18, Iss 1, Pp 47-58 (2021)
institution DOAJ
collection DOAJ
language RU
topic banking system
regional banks
business
region
mortgage
trends
territory development
Economics as a science
HB71-74
spellingShingle banking system
regional banks
business
region
mortgage
trends
territory development
Economics as a science
HB71-74
M. A. Pechenskaya-Polishchuk
A. A. Volkov
Trends of Regional Banking System Develoment (Illustrated by entities of the North-West Federal Area)
description The article studies the lines in the development of banking system in regions of the North-West Federal Area. By analyzing the banking system on the regional level within the period being researched the authors identified such key trends as a decline in the number of regional banks, a growth in the total profit of the banking system in the federal area, a rise in the volume of credits granted to individuals, legal entities and individual entrepreneurs, a drop in credits given to entities of small and medium entrepreneurship, a cut in interest rates of credits to legal entities and a sharp increase in overdue debt under credit on mortgage. On the basis of the analysis the key figures of the banking system on the regional level (illustrated by regions of the North-West federal area) the authors identified negative and positive trends, which allowed them to substantiate the key lines in the development of regional banking system. The principle findings of the research can be useful for management of regional banks and state authorities. Such methods as comparative analysis, longitude, synthesis, system analysis and economic-statistic methods were used in the research.
format article
author M. A. Pechenskaya-Polishchuk
A. A. Volkov
author_facet M. A. Pechenskaya-Polishchuk
A. A. Volkov
author_sort M. A. Pechenskaya-Polishchuk
title Trends of Regional Banking System Develoment (Illustrated by entities of the North-West Federal Area)
title_short Trends of Regional Banking System Develoment (Illustrated by entities of the North-West Federal Area)
title_full Trends of Regional Banking System Develoment (Illustrated by entities of the North-West Federal Area)
title_fullStr Trends of Regional Banking System Develoment (Illustrated by entities of the North-West Federal Area)
title_full_unstemmed Trends of Regional Banking System Develoment (Illustrated by entities of the North-West Federal Area)
title_sort trends of regional banking system develoment (illustrated by entities of the north-west federal area)
publisher Plekhanov Russian University of Economics
publishDate 2021
url https://doaj.org/article/c7fcb0fbd7d04084ab98baf9a0a40c1f
work_keys_str_mv AT mapechenskayapolishchuk trendsofregionalbankingsystemdevelomentillustratedbyentitiesofthenorthwestfederalarea
AT aavolkov trendsofregionalbankingsystemdevelomentillustratedbyentitiesofthenorthwestfederalarea
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