BRIEF CONSIDERATIONS ON NATIONAL LEGISLATION CONCERNING THE SETTING UP OF A MORATORIUM ON PAYMENT OF CREDIT RATES RELATED TO LOAN CONTRACTS IN THE COVID-19 PANDEMIC CONTEXT

The lock-down measures applied in the context of the COVID-19 pandemic have generated a number of negative effects for all Member States of the European Union and felt by both citizens and economic entities (SMEs). In relation to these, the European Union through its legislative institutions has pro...

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Autores principales:	Elise Nicoleta VALCU, Carmen Gabriela SECARA
Formato:	article
Lenguaje:	EN
Publicado:	Publishing house of University of Pitesti, Romania 2020
Materias:	debtors credit rates banking institutions moratorium deferred payment. Economic theory. Demography HB1-3840
Acceso en línea:	https://doaj.org/article/c85d6b19391747bda4c6610b04321619
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spelling	oai:doaj.org-article:c85d6b19391747bda4c6610b043216192021-11-04T18:17:50ZBRIEF CONSIDERATIONS ON NATIONAL LEGISLATION CONCERNING THE SETTING UP OF A MORATORIUM ON PAYMENT OF CREDIT RATES RELATED TO LOAN CONTRACTS IN THE COVID-19 PANDEMIC CONTEXT1583-18092344-4908https://doaj.org/article/c85d6b19391747bda4c6610b043216192020-12-01T00:00:00Zhttp://economic.upit.ro/RePEc/pdf/2020_3_21.pdfhttps://doaj.org/toc/1583-1809https://doaj.org/toc/2344-4908The lock-down measures applied in the context of the COVID-19 pandemic have generated a number of negative effects for all Member States of the European Union and felt by both citizens and economic entities (SMEs). In relation to these, the European Union through its legislative institutions has proposed to the Member States exceptional temporary measures to mitigate the impact of the corona virus pandemic, while identifying, together with the Union financial sector, ways to develop best practices to provide additional support. Such a measure consists in postponing the payment of credit rates, in order to protect debtors who encounter difficulties generated either by job loss or by a substantial reduction in income. In Romania, the aspects regarding the deferral of the payment of the obligations from the loan agreements were regulated by the Emergency Ordinance no. 37/2020 on granting facilities for loans granted by credit institutions and non-bank financial institutions in Romania to certain categories of debtors. Elise Nicoleta VALCU Carmen Gabriela SECARAPublishing house of University of Pitesti, Romaniaarticledebtorscredit ratesbanking institutionsmoratoriumdeferred payment.Economic theory. DemographyHB1-3840ENBuletin ştiinţific: Universitatea din Piteşti. Seria Ştiinţe Economice, Vol 19, Iss 3, Pp 163-168 (2020)
institution	DOAJ
collection	DOAJ
language	EN
topic	debtors credit rates banking institutions moratorium deferred payment. Economic theory. Demography HB1-3840
spellingShingle	debtors credit rates banking institutions moratorium deferred payment. Economic theory. Demography HB1-3840 Elise Nicoleta VALCU Carmen Gabriela SECARA BRIEF CONSIDERATIONS ON NATIONAL LEGISLATION CONCERNING THE SETTING UP OF A MORATORIUM ON PAYMENT OF CREDIT RATES RELATED TO LOAN CONTRACTS IN THE COVID-19 PANDEMIC CONTEXT
description	The lock-down measures applied in the context of the COVID-19 pandemic have generated a number of negative effects for all Member States of the European Union and felt by both citizens and economic entities (SMEs). In relation to these, the European Union through its legislative institutions has proposed to the Member States exceptional temporary measures to mitigate the impact of the corona virus pandemic, while identifying, together with the Union financial sector, ways to develop best practices to provide additional support. Such a measure consists in postponing the payment of credit rates, in order to protect debtors who encounter difficulties generated either by job loss or by a substantial reduction in income. In Romania, the aspects regarding the deferral of the payment of the obligations from the loan agreements were regulated by the Emergency Ordinance no. 37/2020 on granting facilities for loans granted by credit institutions and non-bank financial institutions in Romania to certain categories of debtors.
format	article
author	Elise Nicoleta VALCU Carmen Gabriela SECARA
author_facet	Elise Nicoleta VALCU Carmen Gabriela SECARA
author_sort	Elise Nicoleta VALCU
title	BRIEF CONSIDERATIONS ON NATIONAL LEGISLATION CONCERNING THE SETTING UP OF A MORATORIUM ON PAYMENT OF CREDIT RATES RELATED TO LOAN CONTRACTS IN THE COVID-19 PANDEMIC CONTEXT
title_short	BRIEF CONSIDERATIONS ON NATIONAL LEGISLATION CONCERNING THE SETTING UP OF A MORATORIUM ON PAYMENT OF CREDIT RATES RELATED TO LOAN CONTRACTS IN THE COVID-19 PANDEMIC CONTEXT
title_full	BRIEF CONSIDERATIONS ON NATIONAL LEGISLATION CONCERNING THE SETTING UP OF A MORATORIUM ON PAYMENT OF CREDIT RATES RELATED TO LOAN CONTRACTS IN THE COVID-19 PANDEMIC CONTEXT
title_fullStr	BRIEF CONSIDERATIONS ON NATIONAL LEGISLATION CONCERNING THE SETTING UP OF A MORATORIUM ON PAYMENT OF CREDIT RATES RELATED TO LOAN CONTRACTS IN THE COVID-19 PANDEMIC CONTEXT
title_full_unstemmed	BRIEF CONSIDERATIONS ON NATIONAL LEGISLATION CONCERNING THE SETTING UP OF A MORATORIUM ON PAYMENT OF CREDIT RATES RELATED TO LOAN CONTRACTS IN THE COVID-19 PANDEMIC CONTEXT
title_sort	brief considerations on national legislation concerning the setting up of a moratorium on payment of credit rates related to loan contracts in the covid-19 pandemic context
publisher	Publishing house of University of Pitesti, Romania
publishDate	2020
url	https://doaj.org/article/c85d6b19391747bda4c6610b04321619
work_keys_str_mv	AT elisenicoletavalcu briefconsiderationsonnationallegislationconcerningthesettingupofamoratoriumonpaymentofcreditratesrelatedtoloancontractsinthecovid19pandemiccontext AT carmengabrielasecara briefconsiderationsonnationallegislationconcerningthesettingupofamoratoriumonpaymentofcreditratesrelatedtoloancontractsinthecovid19pandemiccontext
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BRIEF CONSIDERATIONS ON NATIONAL LEGISLATION CONCERNING THE SETTING UP OF A MORATORIUM ON PAYMENT OF CREDIT RATES RELATED TO LOAN CONTRACTS IN THE COVID-19 PANDEMIC CONTEXT

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