Comparative Health Analysis of the National Bank, Joint Venture Banks and Foreign Banks in Indonesia

The Risk-Based Bank Rating approach (RBBR) is used to determine the health of banks in Indonesia, both for national banks, joint venture banks and foreign banks. This approach uses five (5) proxies, i.e. Non Performing Loan (NPL), Loan to Deposit Ratio (LDR), Return on Assets (ROA), Net Interesr Mar...

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Autor principal: Dudi Rudianto
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Lenguaje:EN
Publicado: UUM Press 2017
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Acceso en línea:https://doaj.org/article/c89c50382b854bc0a275e01adb4095c8
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spelling oai:doaj.org-article:c89c50382b854bc0a275e01adb4095c82021-11-18T02:00:12ZComparative Health Analysis of the National Bank, Joint Venture Banks and Foreign Banks in Indonesia10.32890/jis2017.13.31823-691Xhttps://doaj.org/article/c89c50382b854bc0a275e01adb4095c82017-12-01T00:00:00Zhttp://e-journal.uum.edu.my/index.php/jis/article/view/jis2017.13.3https://doaj.org/toc/1823-691XThe Risk-Based Bank Rating approach (RBBR) is used to determine the health of banks in Indonesia, both for national banks, joint venture banks and foreign banks. This approach uses five (5) proxies, i.e. Non Performing Loan (NPL), Loan to Deposit Ratio (LDR), Return on Assets (ROA), Net Interesr Margin (NIM), and the Capital Adequacy Ratio (CAR). The overall result of the 5 (five) variables studied show that national banks are healthier than the other two types of banks, namely venture banks and foreign banks, because the national bank has a value beyond the provisions of Bank Indonesia. The partial variable LDR consistently varies significantly between national banks, joint venture banks and foreign banks. The LDR of joint venture banks and foreign banks is higher than the national bank. These conditions indicate that the bargaining position of joint venture banks and foreign banks in serving the needs of public borrowing is much higher than the national bank, which results in increasing the ability of both types of banks in generating profit. Simultaneously throughout the study variables was significantly different among the national banks, joint venture banks and foreign banks.. Dudi RudiantoUUM Pressarticlehealth bankrbbr approachnational banksjoint venture banks and foreign banksInternational relationsJZ2-6530ENJournal of International Studies, Vol 13, Pp 33-45 (2017)
institution DOAJ
collection DOAJ
language EN
topic health bank
rbbr approach
national banks
joint venture banks and foreign banks
International relations
JZ2-6530
spellingShingle health bank
rbbr approach
national banks
joint venture banks and foreign banks
International relations
JZ2-6530
Dudi Rudianto
Comparative Health Analysis of the National Bank, Joint Venture Banks and Foreign Banks in Indonesia
description The Risk-Based Bank Rating approach (RBBR) is used to determine the health of banks in Indonesia, both for national banks, joint venture banks and foreign banks. This approach uses five (5) proxies, i.e. Non Performing Loan (NPL), Loan to Deposit Ratio (LDR), Return on Assets (ROA), Net Interesr Margin (NIM), and the Capital Adequacy Ratio (CAR). The overall result of the 5 (five) variables studied show that national banks are healthier than the other two types of banks, namely venture banks and foreign banks, because the national bank has a value beyond the provisions of Bank Indonesia. The partial variable LDR consistently varies significantly between national banks, joint venture banks and foreign banks. The LDR of joint venture banks and foreign banks is higher than the national bank. These conditions indicate that the bargaining position of joint venture banks and foreign banks in serving the needs of public borrowing is much higher than the national bank, which results in increasing the ability of both types of banks in generating profit. Simultaneously throughout the study variables was significantly different among the national banks, joint venture banks and foreign banks..
format article
author Dudi Rudianto
author_facet Dudi Rudianto
author_sort Dudi Rudianto
title Comparative Health Analysis of the National Bank, Joint Venture Banks and Foreign Banks in Indonesia
title_short Comparative Health Analysis of the National Bank, Joint Venture Banks and Foreign Banks in Indonesia
title_full Comparative Health Analysis of the National Bank, Joint Venture Banks and Foreign Banks in Indonesia
title_fullStr Comparative Health Analysis of the National Bank, Joint Venture Banks and Foreign Banks in Indonesia
title_full_unstemmed Comparative Health Analysis of the National Bank, Joint Venture Banks and Foreign Banks in Indonesia
title_sort comparative health analysis of the national bank, joint venture banks and foreign banks in indonesia
publisher UUM Press
publishDate 2017
url https://doaj.org/article/c89c50382b854bc0a275e01adb4095c8
work_keys_str_mv AT dudirudianto comparativehealthanalysisofthenationalbankjointventurebanksandforeignbanksinindonesia
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