Boundary judgments analysis of the beneficiaries in banking loan allocation

Objective: In this study, a bank loan allocation is examined in-depth with one of the methods derived from emancipatory operational research, and by conducting in-depth interviews with experts in this field, identifies the views and contradictions between them.Methods: In order to deeply review with...

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Autores principales:	Mahmoud Dehghan Nayeri, Moein Khazaei, Fatemeh Alinasab Imani
Formato:	article
Lenguaje:	FA
Publicado:	University of Tehran 2021
Materias:	facilities bank loan allocation critical systems heuristics system thinking Management. Industrial management HD28-70
Acceso en línea:	https://doaj.org/article/cabee37d9e354294b48f7d7350843d56
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spelling	oai:doaj.org-article:cabee37d9e354294b48f7d7350843d562021-11-14T05:49:38ZBoundary judgments analysis of the beneficiaries in banking loan allocation2008-58852423-536910.22059/imj.2021.311264.1007786https://doaj.org/article/cabee37d9e354294b48f7d7350843d562021-04-01T00:00:00Zhttps://imj.ut.ac.ir/article_84349_255f222fefe35f70e945716f91fc8f8d.pdfhttps://doaj.org/toc/2008-5885https://doaj.org/toc/2423-5369Objective: In this study, a bank loan allocation is examined in-depth with one of the methods derived from emancipatory operational research, and by conducting in-depth interviews with experts in this field, identifies the views and contradictions between them.Methods: In order to deeply review with a critical approach, this process of perceiving and reflecting the (hidden) views of stakeholders using 12 border questions in the form of 2 "Is" states in terms of facts and what is now and "ought to be" state. It explores the concept of values and what should ideally exist.Results: According to the findings, the banking decision-makers' approach should be turning to create shared value, changes in the obsolete banking statute seem necessary, and the central bank system should be working independently. Furthermore, unconventional powers of government and governance have caused injustice in the allocation of loans, and despite the existence of multiple grievance systems, the response to the complaints is too slow. Besides, some sub-systems also have significant weaknesses: credit rating, management evaluation system, the authority of provincial and regional managers, the customer evaluation system, the allocation of credit, and scientific and technological support teams.Conclusion: This study's results provide suggestions arising from the exploration and understanding of stakeholder boundary judgments (initial judgments about the system and an overview of it) to redesign and implement critical changes in Iran's bank loan allocation systemMahmoud Dehghan NayeriMoein KhazaeiFatemeh Alinasab ImaniUniversity of Tehranarticlefacilitiesbank loan allocationcritical systems heuristicssystem thinkingManagement. Industrial managementHD28-70FAمدیریت صنعتی, Vol 13, Iss 1, Pp 27-52 (2021)
institution	DOAJ
collection	DOAJ
language	FA
topic	facilities bank loan allocation critical systems heuristics system thinking Management. Industrial management HD28-70
spellingShingle	facilities bank loan allocation critical systems heuristics system thinking Management. Industrial management HD28-70 Mahmoud Dehghan Nayeri Moein Khazaei Fatemeh Alinasab Imani Boundary judgments analysis of the beneficiaries in banking loan allocation
description	Objective: In this study, a bank loan allocation is examined in-depth with one of the methods derived from emancipatory operational research, and by conducting in-depth interviews with experts in this field, identifies the views and contradictions between them.Methods: In order to deeply review with a critical approach, this process of perceiving and reflecting the (hidden) views of stakeholders using 12 border questions in the form of 2 "Is" states in terms of facts and what is now and "ought to be" state. It explores the concept of values and what should ideally exist.Results: According to the findings, the banking decision-makers' approach should be turning to create shared value, changes in the obsolete banking statute seem necessary, and the central bank system should be working independently. Furthermore, unconventional powers of government and governance have caused injustice in the allocation of loans, and despite the existence of multiple grievance systems, the response to the complaints is too slow. Besides, some sub-systems also have significant weaknesses: credit rating, management evaluation system, the authority of provincial and regional managers, the customer evaluation system, the allocation of credit, and scientific and technological support teams.Conclusion: This study's results provide suggestions arising from the exploration and understanding of stakeholder boundary judgments (initial judgments about the system and an overview of it) to redesign and implement critical changes in Iran's bank loan allocation system
format	article
author	Mahmoud Dehghan Nayeri Moein Khazaei Fatemeh Alinasab Imani
author_facet	Mahmoud Dehghan Nayeri Moein Khazaei Fatemeh Alinasab Imani
author_sort	Mahmoud Dehghan Nayeri
title	Boundary judgments analysis of the beneficiaries in banking loan allocation
title_short	Boundary judgments analysis of the beneficiaries in banking loan allocation
title_full	Boundary judgments analysis of the beneficiaries in banking loan allocation
title_fullStr	Boundary judgments analysis of the beneficiaries in banking loan allocation
title_full_unstemmed	Boundary judgments analysis of the beneficiaries in banking loan allocation
title_sort	boundary judgments analysis of the beneficiaries in banking loan allocation
publisher	University of Tehran
publishDate	2021
url	https://doaj.org/article/cabee37d9e354294b48f7d7350843d56
work_keys_str_mv	AT mahmouddehghannayeri boundaryjudgmentsanalysisofthebeneficiariesinbankingloanallocation AT moeinkhazaei boundaryjudgmentsanalysisofthebeneficiariesinbankingloanallocation AT fatemehalinasabimani boundaryjudgmentsanalysisofthebeneficiariesinbankingloanallocation
_version_	1718429924946083840

Boundary judgments analysis of the beneficiaries in banking loan allocation

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